Kundenberater Genossenschaftliche Finanzgruppe
About the job
- Vocational training in insurance, such as as an insurance specialist or insurance salesperson, or a comparable qualification.
- Initial experience in selling life and property insurance.
- Strong customer orientation and sensitivity to individual customer needs.
- Confident use of digital advisory and sales systems.
- Initiative and enjoyment in actively developing customer relationships.
- Provide employees, their family members, and retirees with comprehensive advice on their individual insurance coverage needs.
- Actively identify opportunities among the existing customer base and acquire new customers.
- Provide comprehensive advice in every consultation in accordance with R+V quality standards.
- Use digital advisory and sales systems to make customer appointments efficient and up to date.
- Bring in R+V specialists when needed, by video consultation or in person.
- Share appropriate sales leads from customer appointments with the relevant contacts at R+V and the bank.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
Paid Vacation
Wellness Program
Mentorship Program
Training Programs