H

Hyundai Capital America

Dealer financing, leasing, and protection plans.

Insurance Operations Associate

Full-TimePosted on 10/16/2026
No salary listed
Mid
Toronto, ON, Canada
In PersonThe head office is scheduled to relocate to Mississauga effective June 2027.
InsuranceClaims Adjudication

About the job

Requirements
  • At least 3 years of experience with auto insurance claims.
  • A high school diploma is required.
  • Fluency in English and French is required.
  • Expert knowledge of auto insurance operations.
  • Intermediate to advanced proficiency in Excel as an analytical tool.
  • Ability to execute responsibilities with little supervision, multitask, and deliver work on time with appropriate detail and accuracy.
  • Ability to manage customer interactions to handle inquiries, conflicts, and complaints effectively.
  • Ability to prioritize responsibilities and manage tasks efficiently.
  • Ability to work through situations without a defined process and develop an appropriate solution.
  • Ability to transfer knowledge effectively so team members understand expectations and how to continue developing.
  • Ability to build collaboration across company teams.
  • Ability to develop and apply emotional intelligence.
Responsibilities
  • Process total loss and physical damage claims, directing adjusters and other vendors to ensure files progress on time.
  • Process Proof of Loss documentation to obtain payment from insurance companies, reviewing and interpreting policy wording and loss information.
  • Maintain detailed insurance-claim records for reporting and reconciliation.
  • Ensure compliance with internal service-level agreements for total loss claims, from receipt of Proof of Loss through its return.
  • Coordinate credit life insurance claims from inception to closure.
  • Produce metrics for total loss and credit life insurance claims.
  • Follow up on insurance-deficient accounts.
  • Process final-notice emails and letters to prepare accounts for repossession assignment.
  • Track leased vehicle identification numbers and, with HCCA IT, ensure the accuracy of third-party vendor data files using the lease key to avoid duplicate records.
  • Coordinate follow-up on insurance-deficient accounts through outbound calls, text messages, and email campaigns.
  • Coordinate account assignments for repossession when applicable.
  • Produce performance metrics for outbound calls, text messages, and emails.
  • Collect deficiency balances after insurance payment.
  • Charge off applicable balances and update credit bureaus.
  • Coordinate ancillary insurance cancellations and rebates with third-party vendors.
  • Lead future efforts to insource ancillary insurance cancellation and rebate operations.
  • Respond to customer email inquiries.
  • Work on disability claims and legal documents related to checks cashed between customers and insurance adjusters.
  • Approve insurance checks and refunds.
  • Maintain current insurance procedures documentation.
Desired Qualifications
  • Experience working for an insurance company as a back-office claims adjuster.
  • College education.

About the company

H

Hyundai Capital America

View

Hyundai Capital America provides financial products for Hyundai, Genesis, and Kia dealerships across the U.S., including dealer inventory and facility financing, plus indirect vehicle financing and leasing to over 1.7 million retail customers. Its subsidiary Hyundai Protection Plan offers vehicle service contracts and protection products under brands like Hyundai Protection Plan, Genesis Protection Plan, and Power Protect. The company operates from headquarters in Irvine, CA with centers in Atlanta, Dallas, and Newport Beach, and it supports Hyundai, Genesis, and Kia’s expansion globally through Hyundai Capital Services in Korea, with offices in six countries and more. Its approach centers on partnering with dealers and delivering strong customer service through global and regional operations, aiming to add value for customers and support broad market growth.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$4.6B

Headquarters

Irvine, California

Founded

1989

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Simplify Jobs

Simplify's Take

What believers are saying

  • June 2, 2025 CEO Jim Drotman refreshes strategy and execution.
  • August 26, 2026 ABS milestone signals deep investor demand for HCA paper.
  • James Vincent became CRO on February 17, 2025, strengthening underwriting discipline.

What critics are saying

  • Hyundai Capital remains tied to Hyundai and Kia U.S. sales cycles and incentives.
  • CFPB's 2022 credit-reporting order still haunts operations and compliance culture.
  • Heavy ABS and eurobond funding leaves refinancing vulnerable during spread blowouts.

What makes Hyundai Capital America unique

  • Oldest, largest Hyundai Motor Group captive in America since 1989.
  • Finances Hyundai, Genesis, and Kia dealers plus 1.7 million retail customers.
  • Raised $113 billion through ABS, reaching its 100th transaction on August 26, 2026.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Company Match
  • Employee Discounts
  • Tuition Reimbursement

Growth & Insights and Company News

Headcount

6 month growth

5%

1 year growth

10%

2 year growth

8%
Yonhap Infomax
Jun 16th, 2026
Hyundai Capital America raises $3.25B in bond sale amid post-war market rally

Hyundai Capital America has raised $3.25 billion through a global bond offering, benefiting from improved market conditions following the US-Iran peace agreement. The issuance was divided into four tranches: $400 million (2-year), $1.25 billion (3-year), $1 billion (5-year), and $600 million (7-year), with spreads of 55bp, 70bp, 83bp, and 93bp over US Treasury yields respectively. The spreads were tightened from initial guidance based on strong demand during bookbuilding. The financial subsidiary of Hyundai Motor Group, which provides leasing and instalment services to Hyundai and Kia's US operations, returned to market after two and a half months, having previously raised $2 billion in March. The company maintains an A-grade international credit rating from Moody's (A3) and S&P (A-).

Auto Finance News
May 5th, 2025
Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025

Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025.

Hyundai Capital America
Feb 20th, 2025
Hyundai Capital America Names James Vincent As Chief Risk Officer

IRVINE, CA, February 17, 2025 - Hyundai Capital America (HCA) is pleased to announce the appointment of James Vincent as Chief Risk Officer (CRO), effective February 17.

The Korea Herald
Nov 25th, 2024
Hyundai Capital sets up Australian subsidiary

Last month, Hyundai Capital launched Genesis Finance in Australia, accompanied by a low-interest financing promotion for the Genesis GV80.

EIN News
Aug 27th, 2024
Indonesia Auto Finance Market Set for 4.9% Growth by 2029 with 74% Share in Vehicle Ownership Financing

In 2023, Hyundai Capital Services Inc., in partnership with Shinhan Bank and Sinar Mas Group, entered the expanding Indonesia auto finance market.