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Inclined Technologies

Inclined Technologies

Provides policyholder liquidity via iLOC

Account Executive

Full-Time
No salary listed
Junior, Mid
Denver, CO, USA
Hybrid

Hybrid work in Denver with approximately 25–30% travel for sales meetings, presentations, and events.

About the job

Requirements
  • At least 2–5+ years of experience in SaaS, fintech, or consultative business-to-business sales.
  • Proven ability to manage a full sales cycle and close deals in a fast-paced environment.
  • Strong communication skills with the ability to simplify complex concepts for diverse audiences.
  • Experience with common sales methodologies such as MEDDIC, BANT, or SPICED.
  • Comfort with outbound activity, including 200+ dials per month.
  • Experience with modern SaaS sales tools such as HubSpot, Dialpad, Apollo, HeyReach, LinkedIn Sales Navigator, or Claude.
  • Ability to remain self-motivated and organized while managing multiple priorities.
  • Data-driven approach with disciplined customer relationship management and pipeline-management habits.
  • Willingness to travel approximately 25–30% for sales meetings, presentations, and events.
Responsibilities
  • Own and manage a full sales pipeline while consistently hitting and exceeding revenue targets.
  • Drive new business acquisition while expanding and deepening existing accounts.
  • Lead a high-velocity, consultative sales process from initial outreach through onboarding and activation.
  • Conduct product demonstrations, presentations, and group sessions to communicate platform value.
  • Build strong, long-term relationships with advisors and key stakeholders.
  • Act as a strategic advisor by understanding customer needs and aligning them with the company’s solutions.
  • Partner cross-functionally with Product, Advisor Success, and Leadership to relay feedback and influence roadmap decisions.
  • Identify opportunities to scale adoption within organizations through multi-threading and stakeholder engagement.
  • Maintain accurate pipeline and activity tracking within customer relationship management systems.
  • Stay current on product updates and effectively communicate new features and best practices.
Desired Qualifications
  • Experience selling into financial services or working with financial products.

About the company

Inclined Technologies provides a liquidity option for life insurance policyholders through the Inclined Line of Credit (iLOC). Financial advisors introduce the iLOC to clients, who can apply online after accepting an invitation via Inclined’s Advisor Portal. The iLOC lets policyholders access the cash value of whole life policies without cashing out or taking traditional loans, funded as a line of credit. The company earns interest on drawn amounts. MINIMUM LOC amounts vary by state (roughly $5,000 to $25,000) and the product supports policies from Guardian, Northwestern Mutual, and MassMutual, with plans to add more carriers. This setup aims to provide a fast, flexible, and cost-effective way to obtain liquidity, with the advisor network guiding clients through a smooth application and draw-and-payback process.

Company Size

11-50

Company Stage

Series B

Total Funding

$27M

Headquarters

Brentwood, California

Founded

2020

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Simplify's Take

What believers are saying

  • Inclined closed an $8 million Series B in August 2025, led by HSCM Ventures.
  • Crunchbase reported more than 2,000 insurance professionals recommending iLOC by August 2025.
  • Inclined said August 2026 carrier expansion remains active, broadening distribution beyond current issuers.

What critics are saying

  • Carrier concentration leaves Inclined vulnerable if Northwestern Mutual, Guardian, or MassMutual pull support.
  • Insurance lending faces state-by-state licensing and disclosure scrutiny; one enforcement action slows growth.
  • If advisors prefer existing policy loans, iLOC volume stalls and the underwriting model breaks.

What makes Inclined Technologies unique

  • Inclined’s iLOC turns whole-life cash value into digital liquidity within minutes.
  • Advisor Portal embeds product distribution inside financial-advisor workflows, not consumer marketing alone.
  • Carrier integrations with Northwestern Mutual, Guardian, and MassMutual create hard-to-replicate underwriting rails.

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Benefits

Health Insurance

Stock Options

Paid Vacation

Hybrid Work Options

Growth & Insights and Company News

Headcount

6 month growth

-4%

1 year growth

-4%

2 year growth

-2%
StreetInsider
Aug 12th, 2025
Inclined Technologies Raises $8M Series B

Inclined Technologies announced the close of its $8M Series B funding round, led by HSCM Ventures and Northwestern Mutual Future Ventures. The funding will enhance Inclined's platform, which simplifies liquidity access to whole life insurance policies through a digital process. The platform offers a secured line of credit, collateralized by policy cash value. The new capital will expand Inclined's technology, team, and reach to more carriers and policyowners nationwide.

Crunchbase
Aug 12th, 2025
Exclusive: Insurtech Startup Inclined Raises $8M For Offering That Was 'Historically Reserved For The Wealthy'

Inclined Technologies, a fintech startup that lends against whole life insurance policies, has raised $8 million in a Series B funding round, the company told Crunchbase News exclusively.

Intelligence360 News
Oct 27th, 2022
Sausalito California Based Inclined Technologies Is Raising $18,963,363.00 In New Equity Investment.

Sausalito, CA – According to filings with the U.S. Securities and Exchange Commission, Inclined Technologies is raising $18,963,363.00 in new funding. Sources indicate as part of senior management Chief Executive Officer, Joshua Wyss played a key role in securing the recent investment and it will aid in aggressively expanding the company, as well as broaden and accelerate product development. About Inclined Technologies

Coverager
Sep 23rd, 2022
Inclined Raised $15 Million

Inclined Technologies has closed a $15 million Series A funding round led by HSCM Ventures , with participation from Anthemis Group. Its first product is the Inclined Line Of Credit (iLOC) – a way to access whole life cash value. Founded in 2020 and a team of ~13, Inclined helps policyholders realize more value out of their whole life investment by giving them quick and efficient access to the equity they have built in their whole life policy. Its platform addresses two inherent problems with the way the market currently operates – the “front end” problem of obtaining and structuring the raw data from whole life carriers, and the “back end” problem of efficiently managing the collateral in a way that can deliver assets at scale to our financial institution partners

The Insurer
Sep 23rd, 2022
Anthemis Group invests into Inclined in $15M

Life insurance platform Inclined Technologies has closed a $15mn Series A funding round, led by HSCM Ventures with participation from Anthemis Group as well as several new and existing investors.