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Lovey

British SME lending: direct and brokered

Telesales Executive - Business Development

Full-TimePosted on 10/16/2026
£21.2k - £25k/yr+ Commission
Entry
Birmingham, UK
In Person
Sales & Account ManagementSales Development Representative

About the job

Requirements
  • Previous sales or telesales experience is beneficial but not essential.
  • Be comfortable speaking to new people over the phone and starting conversations with business owners.
  • Handle rejection and objections while maintaining a positive attitude.
  • Be motivated by commission, targets, and performance-based rewards.
  • Proactively identify opportunities and generate new business.
  • Build rapport quickly, communicate clearly, and engage potential customers.
  • Be motivated by measurable results and continual performance improvement.
Responsibilities
  • Make outbound calls to UK business owners to generate new business opportunities.
  • Identify and engage potential customers who may benefit from business finance, introduce the company’s services, and build relationships with prospective customers.
  • Ask relevant questions to understand businesses’ circumstances and potential funding requirements.
  • Handle objections, overcome barriers, and turn initial conversations into qualified opportunities.
  • Follow up with prospects to develop interest, progress conversations, and maximise conversion.
  • Build and maintain a pipeline of potential customers through consistent outbound sales activity.
  • Work towards daily, weekly, and monthly call activity, lead generation, and conversion targets while maintaining productive telephone activity and proactive prospecting.
  • Generate qualified business opportunities and contribute to customer-base growth.
  • Maintain accurate records of calls, conversations, follow-ups, and prospect information in company systems, handling information appropriately.
  • Monitor performance against key performance indicators and work with the manager to improve results.
  • Represent the company professionally in customer interactions and follow relevant sales, operational, credit, and compliance procedures.
  • Share best practices, respond to coaching, and support the wider team’s success.

About the company

Lovey is an FCA-authorised credit broker and lender that provides financial solutions to UK SMEs. It uses a hybrid model: it lends with its own capital for some loans and also brokers funding from a panel of third-party lenders. Their products include unsecured business loans, merchant cash advances, asset financing and VAT loans. Customers can get a funding inquiry in 60 seconds and receive funds in as little as four hours. Compared with competitors, Lovey combines in-house lending with access to a broad lender panel, offering fast, flexible options across multiple finance types. The company's goal is to make lending simple, fast and beautiful for small and medium-sized businesses, helping them grow across the UK.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$59.4M

Headquarters

Birmingham, United Kingdom

Founded

2015

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Simplify's Take

What believers are saying

  • March 2026 reports showed over £400 million funded to 10,000-plus SMEs.
  • April 2026 Funding Circle integration should shorten journeys and lift conversion.
  • Lovey ranked #31 in Sunday Times 100 2026 and named a Best Place to Work.

What critics are saying

  • October 2025's £45 million facility adds refinancing pressure if SME defaults rise in 2026.
  • Funding Circle API integration deepens platform dependence on external lenders and their pricing power.
  • If growth slows, Lovey's trust-based speed brand loses edge against larger incumbents.

What makes Lovey unique

  • Lovey combines own-book lending with brokerage, giving faster approvals and more control.
  • Its Birmingham base and 2016 founding support a focused UK SME specialization.
  • The January 2026 Lovey rebrand kept the same team, mission, and product footprint.

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Benefits

  • Wellness Program

Company News

PR Newswire
Jan 20th, 2026
UK-based lender Love Finance renames to Lovey, signalling next growth phase

Birmingham SME lender Love Finance officially renamed to Lovey on 20 January 2026, signalling its next growth phase while keeping the same team and mission.

Lovey
Jan 20th, 2026
Love Finance is now Lovey!

Company blog announcing Love Finance is now Lovey — same Birmingham SME lending team and mission under a shorter brand name.

ABC Money
Nov 19th, 2025
Love Finance appoints former Monzo Credit Risk Director as new Head of Credit and Risk

Love Finance appoints former Monzo Credit Risk director as new Head of Credit and Risk. Love Finance, the UK's fastest-growing SME lender and broker, has strengthened its senior team with the appointment of Selen Cagirgan as its new Head of Credit and Risk. Her arrival supports the company's continued expansion and will see her oversee underwriting, credit oversight, and risk management across its lending operations. In this leadership role, Cagirgan will shape Love Finance's long-term credit strategy, enhance risk governance, and implement scalable structures designed to underpin the organisation's next phase of sustainable growth. She will also contribute to the advancement of data-led lending models and the development of new product risk frameworks as the business accelerates its market presence. Reporting directly to Chief Commercial Officer Alex O'Malley, she will work closely with the wider leadership group to ensure strong governance accompanies the firm's rapid progression. Bringing more than 15 years of experience from leading FinTechs and major financial institutions, Cagirgan offers extensive expertise in credit analytics, portfolio oversight, and risk management. She previously held the role of Head of Credit Risk at Monzo Bank, where she built the bank's credit risk infrastructure, and most recently at LemFi, where she launched and swiftly expanded its lending arm within seven months. Her blend of analytical capability and hands-on lending experience aligns with Love Finance's technology-driven growth ambitions. Selen Cagirgan, Head of Risk and Credit, Love Finance, comments, "Love Finance is changing how small businesses access funding, making it faster, fairer, and more accessible. I'm excited to join a team that's pushing boundaries in business lending, and to use my experience to help more SMEs get the support they need to grow." Alex O'Malley, Chief Commercial Officer at Love Finance, comments, "As we enter this crucial stage of growth, Selen's hire strengthens our lending capabilities. Her experience and strategic approach align perfectly with where we're headed as a business. We're thrilled to welcome her to the Love Finance team." Love Finance has also appointed Tina While-Cooper as its new Head of HR, Policy & Operations, joining on the same date. The two additions underscore the company's ongoing commitment to delivering business finance that is simple, swift, and intuitive.

The Daily Brit
Nov 17th, 2025
Love Finance hires ex-Monzo Credit Risk Director as its New Head of Credit and Risk

Love Finance hires ex-monzo Credit Risk director as its new Head of Credit and Risk. Love Finance, the UK's fastest-growing SME lender and broker, has today announced the hiring of Selen Cagirgan as its new Head of Credit and Risk, further expanding its leadership team as the company continues its rapid growth. Cagirgan will lead Love Finance's underwriting, credit, and risk operations across its lending division. In her new role, she will be responsible for shaping the company's credit strategy, strengthening risk controls, and developing scalable frameworks to support sustainable growth. Cagirgan will also play a key role in refining data-driven lending models and building new product risk structures as Love Finance continues to scale. She will report directly to Alex O'Malley, Chief Commercial Officer of Love Finance, working closely with the leadership team to balance rapid growth with strong governance and customer-focused lending decisions. With over 15 years' experience across leading FinTech's and financial institutions, Cagirgan brings deep expertise in credit analytics, portfolio management, and risk governance. She previously served as Head of Credit Risk at Monzo Bank, where she built the bank's credit risk framework, and most recently at LemFi, where she launched and rapidly scaled its lending arm within seven months. Her proven track record in combining advanced analytics with practical lending experience makes her an ideal fit for Love Finance's fast-paced, technology-driven growth journey. Selen Cagirgan, Head of Risk and Credit, Love Finance comments, "Love Finance is changing how small businesses access funding, making it faster, fairer, and more accessible. I'm excited to join a team that's pushing boundaries in business lending, and to use my experience to help more SMEs get the support they need to grow." Alex O'Malley, Chief Commercial Officer at Love Finance comments, "As we enter this crucial stage of growth, Selen's hire strengthens our lending capabilities. Her experience and strategic approach align perfectly with where we're headed as a business. We're thrilled to welcome her to the Love Finance team." In addition to Selen's appointment, Love Finance has also hired Tina While-Cooper as the new Head of HR, Policy & Operations who joins on the same date. Together, these hires reinforce the company's commitment to making business finance simple, fast, and beautiful.

OPUS First Media
Nov 17th, 2025
Love Finance appoints former Monzo director to lead credit and risk

Love Finance appoints former Monzo director to lead credit and risk. Love Finance has appointed Selen Cagirgan as its new head of credit and risk, strengthening the leadership team at the birmingham-based SME lender. Cagirgan (pictured) will oversee underwriting, credit and risk functions across the lending division, with a remit to shape credit strategy, enhance risk controls and build scalable governance frameworks suited to the company's rapid growth. She will also contribute to the development of data-driven lending models and new product risk structures. She will report to Alex O'Malley, Love Finance's chief commercial officer. Cagirgan has more than 15 years' experience in credit analytics and risk governance across financial institutions and fintech firms. She previously served as head of credit risk at Monzo Bank, where she helped design and embed the bank's credit risk framework. More recently, at LemFi, she launched and scaled its lending arm within seven months. Her appointment marks a further step in Love Finance's efforts to pair technology-driven growth with more formalised governance as it broadens its offering to small and medium-sized businesses. Cagirgan said: "Love Finance is changing how small businesses access funding, making it faster, fairer, and more accessible. "I'm excited to join a team that's pushing boundaries in business lending, and to use my experience to help more SMEs get the support they need to grow." O'Malley added: "As Mortgage Soup enter this crucial stage of growth, Selen's hire strengthens its lending capabilities. "Her experience and strategic approach align perfectly with where we're headed as a business. We're thrilled to welcome her to the Love Finance team." Alongside Cagirgan's arrival, the lender has also hired Tina While-Cooper as head of HR, policy and operations.