S

SOFICO

Software for automotive finance contract management

Business Analyst - Product Delivery

Full-Time
No salary listed
Mid
Porto, Portugal
HybridHybrid working; occasional travel to other international offices.
Business & StrategyBusiness Analysis

About the job

Requirements
  • Experience as a Business Analyst in a software product or delivery environment.
  • Knowledge of industry trends and regulatory requirements in leasing and financial services.
  • Skills in business process modelling, requirements elicitation, and documentation, using tools such as Draw.io, Figma, or Visio.
  • Comfort working in Agile/Scrum teams with tools such as Jira and Confluence.
  • Hands-on experience using AI tools in daily work, or a genuine wish to build that experience.
Responsibilities
  • Translate business processes into structured requirements, epics, and user stories, with acceptance criteria clear enough for developers and AI agents.
  • Use AI tools throughout analysis to explore domains, model processes, draft stories and specifications, and review AI outputs before sharing them with the team.
  • Identify gaps in the Miles offering and propose solutions that fit the market and are feasible to build.
  • Help Product Owners prioritize based on customer needs, the market, and product strategy.
  • Participate in Scrum ceremonies such as refinement, sprint planning, reviews, and retrospectives.
  • Keep stakeholders informed and aligned on upcoming work.
  • Share effective AI analysis practices with the team and wider Product organization.
Desired Qualifications
  • Experience in automotive finance, leasing, fleet management, or mobility.
  • Experience with spec-driven development or writing specifications for AI agents.

About the company

SOFICO creates contract management software for the automotive finance, leasing, and mobility industries. Its main product, SOFICO Miles, handles the entire lifecycle of contracts for finance, leasing, and mobility services. The platform typically supports contract creation, pricing, amendments, renewals, and fleet or mobility management within one system and is used by providers worldwide. Unlike general contract tools, SOFICO focuses specifically on automotive finance and mobility contracts, aiming to give its customers a centralized, end-to-end solution. The company’s goal is to help automotive finance and mobility providers manage contracts more efficiently across regional and global markets.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Ghent, Belgium

Founded

1988

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Simplify's Take

What believers are saying

  • June 2026 Vinli acquisition accelerates agentic AI and contract-intelligence offerings.
  • August 2026 Cloud Foundations signals a broader cloud rollout and enterprise security push.
  • Revelio data shows headcount reached 618 in March 2026, up 51.1% since 2023.

What critics are saying

  • Keyloop, SAP, and OEM captive teams target the same leasing workflows with broader suites.
  • If Velona fails to prove quantified savings, customers treat Sofico as a legacy CMS.
  • OEM captives insource core leasing systems, shrinking Sofico’s addressable market and exit value.

What makes SOFICO unique

  • Miles Enterprise runs end-to-end contract, billing, residual-value, and lifecycle workflows globally.
  • Vinli’s Velona and ERA add connected-vehicle intelligence on top of contract data.
  • Astorg-backed ownership funds cloud and AI modernization without forcing a platform rewrite.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Hybrid Work Options
  • Performance Bonus
  • Remote Work Options
  • Gym Membership
  • Wellness Program
  • Commuter Benefits
  • Employee Discounts
  • Company Social Events

Growth & Insights and Company News

6 month growth

2%

1 year growth

15%

2 year growth

12%
Yahoo Finance
Jun 2nd, 2026
Sofico acquires Vinli to accelerate AI-powered automotive finance platform

Sofico, a provider of contract management software for automotive finance and leasing, has acquired Vinli, a US-based automotive AI company. The acquisition accelerates Sofico's agentic AI strategy and adds an intelligence layer to its Sofico Miles platform. Vinli brings two key capabilities: Velona, which uses aggregated operational data to identify priority actions for revenue acceleration and cost savings, and ERA, a connected vehicle data platform that transforms data into actionable intelligence. These will complement Sofico Miles, which has served as the operational backbone for global automotive finance companies for over 35 years. The combined platform aims to provide proactive insights across the contract lifecycle, turning untapped data from contracts, vehicles and operations into prioritised decisions with measurable financial outcomes.

Fleet Europe
Nov 21st, 2023
Sofico to boost growth in mobility following new investment from Astorg

Sofico is ambitious to discover opportunities in the automotive finance, leasing, fleet, and mobility industry, as the partnership with Astorg aims to sustain long-term growth, support the growth of the dedicated workforce and bring deep software expertise.