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Rabobank

Cooperative bank offering retail, wholesale services

Analista de Formalização Pleno

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeSão Paulo, State of São Paulo, BrazilNo salary listedHybrid

About the Job

Requirements

  • A higher-education qualification in Administration, Law, or Agronomic Engineering.
  • Knowledge of guarantee analysis.
  • Proficiency in Microsoft Office, especially Excel and Word.
  • Knowledge of the MCR (Manual of Rural Credit) of the Central Bank of Brazil.
  • Operational knowledge of BNDES government on-lending financing lines.
  • Advanced English proficiency.
  • Ability to express oneself clearly and precisely in writing and verbally.
  • Ability to interpret and understand laws, regulations, and policies.
  • Ability to work in a team, negotiate, and provide service to branches and internal departments.

Responsibilities

  • Qualify (verify eligibility for financing) BNDES and Funcafé operations.
  • Analyze financing term sheets, budgets, and proposals.
  • Properly formalize guarantee instruments and contracts.
  • Update internal controls on ongoing operations, including reporting to commercial departments.
  • Monitor publication of rules and resolutions for Rural Credit and BNDES products.
  • Verify and validate Rural Credit budgets (2770 and working capital) prepared by branches.
  • Monitor and guide junior professionals when necessary, and support the team's Senior Analyst.
  • Formalize contracts in the Rural/WCI segment, analyze budgets for Rural Credit and Funcafé, and qualify BNDES Automatic (Projects) and Finame operations.
  • Ensure compliance with technical, operational, and legal requirements under Rabobank's internal standards and BACEN and BNDES manuals and circulars.
  • Verify the technical eligibility of Rural Credit operations, including government on-lending operations (BNDES and Funcafé) and general credit operations, including 4131, 2.770, and working capital.

About the Company

Rabobank

Cooperative bank offering retail, wholesale services

Rabobank is a Dutch cooperative bank owned by its members, serving individuals and businesses through local branches and digital channels. It provides payment accounts, savings, mortgages, business lending, insurance, and wealth management domestically via its app, website, and branches. Internationally, its Wholesale & Rural division finances the food and agriculture value chain with lending, trade and commodity finance, markets services, and sector analysis, while DLL offers vendor finance and leasing to equipment makers and their dealers. It earns mostly from interest on loans and mortgages plus fees, and aims to support people, businesses, and communities—especially in farming and food sectors—through tailored financial services under member governance.

Company size
10,001+
Company stage
Debt Financing
Total funding
$275M
Headquarters
Utrecht, Netherlands
Founded
1898

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