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World Business Lenders

Real estate secured business loans

Valuation Quality Control/Review Appraiser

Appraisal & ValuationUpdated on Nov 13
Full-timeRemote in USA

About the Job

Requirements

  • A bachelor's degree in real estate, finance, accounting, economics, business, or a related field.
  • At least 7 years of experience in real estate appraisal, appraisal review, collateral valuation, underwriting, credit, asset management, or a related field.
  • Demonstrated experience reviewing both residential and commercial real estate appraisals.
  • Strong knowledge of the sales comparison, income capitalization, and cost approaches.
  • Experience evaluating comparable selection, market adjustments, income and expense assumptions, capitalization rates, highest and best use, and value reconciliation.
  • Experience with distressed, transitional, nonperforming, foreclosed, or complex real estate.
  • Strong analytical, written, verbal, and presentation skills.
  • Ability to exercise independent judgment and challenge unsupported valuation conclusions.
  • Proficiency with Microsoft Excel, public records, property databases, listing platforms, mapping systems, and market research tools.
  • A State Certified General Real Estate Appraiser credential.
  • An MAI, SRA, AI-GRS, ASA, MRICS, or another recognized appraisal designation.
  • Stable, reliable internet connection and a professional, dedicated remote working environment.
  • Expert understanding of residential and commercial real estate appraisal.
  • Strong command of the sales comparison and income capitalization approaches.
  • Ability to critically evaluate comparable selection and appraisal adjustments.
  • Ability to analyze rents, operating expenses, net operating income, capitalization rates, discount rates, and income-based valuations.
  • Strong understanding of highest and best use, zoning, property condition, marketability, and location considerations.
  • Ability to identify appraisal errors, unsupported assumptions, inconsistencies, and material data gaps.
  • Working knowledge of the Uniform Standards of Professional Appraisal Practice (USPAP) and applicable appraisal independence and regulatory standards.
  • Proficiency with Excel, public property records, multiple listing service/listing information, mapping tools, commercial real estate databases, and other valuation research resources.

Responsibilities

  • Review residential or commercial appraisals, evaluations, broker price opinions, automated valuation models, inspections, and related valuation reports.
  • Assess the accuracy, completeness, credibility, and suitability of each report for its intended use.
  • Evaluate property characteristics, highest and best use, zoning, market conditions, comparable selection, adjustments, income assumptions, capitalization rates, cost estimates, and value reconciliation.
  • Identify unsupported assumptions, mathematical errors, stale data, weak comparables, excessive adjustments, material omissions, and other valuation deficiencies.
  • Return deficient reports for correction, clarification, or additional support.
  • Develop an independent recommendation of property value based on the appraisal, supporting market evidence, internal records, inspections, and other available information.
  • Recommend acceptance, modification, rejection, or further investigation of submitted valuation conclusions.
  • Prepare concise written summaries of findings, risks, and recommended values.
  • Present valuation recommendations to the Investment Committee, Asset Resolution Committee, Initial Credit Review Committee, or other decision-making committees.
  • Explain valuation methodology, assumptions, market evidence, and collateral risks to management and committee members.
  • Recommend additional appraisals, inspections, environmental reports, engineering studies, or other analysis when existing information is insufficient.
  • Review work completed by junior analysts and provide technical guidance on appraisal methodology, comparable analysis, adjustments, and report documentation.

Desired Qualifications

  • Experience in real estate appraisal or appraisal review, particularly involving residential and commercial properties.
  • Experience in commercial real estate lending, mortgage lending, credit underwriting, or collateral risk management.
  • Experience in asset management, special assets, distressed debt, foreclosure, or REO involving complex or transitional real estate.
  • Experience with portfolio lenders, banks, private credit, or other financial institutions.
  • Experience supporting credit or investment committees, loan workouts, property dispositions, or other decisions involving real estate collateral.
  • Experience reviewing distressed, nonperforming, foreclosed, transitional, or otherwise complex collateral.

About the Company

World Business Lenders

Real estate secured business loans

World Business Lenders (WBL) is a direct lender that provides real estate secured loans to small and medium-sized businesses that are often underserved by traditional banks. WBL offers working capital across various sectors, such as trucking, telecommunications, and mining, with loans secured by real estate to reduce risk for the lender while enabling business growth. The loans are funded by WBL, and the company earns revenue from interest and loan-related fees during application and servicing. In practice, customers apply for financing, undergo underwriting, and receive funds secured by property, with repayment built around the borrower’s cash flow. WBL differentiates itself by focusing on underserved markets and using real estate collateral to lower risk, supported by an experienced management team. Its goal is to help small and mid-sized businesses access reliable capital to grow and expand, while maintaining prudent risk management and profitability.

Company size
201-500
Company stage
N/A
Total funding
$301.4M
Headquarters
Eatontown, NJ
Founded
2011

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