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Sun Life

Global financial services for insurance, investments

Underwriting Consultant

UnderwritingConfirmed live in the last 24 hours
Full-timeNo salary listed

About the Job

Requirements

  • A minimum of 7 years of experience as an Individual Life Underwriter.
  • Existing life and critical illness signing authorities.
  • Analytical, judgement, problem-solving, and decision-making skills.
  • Influencing and negotiation skills.
  • Knowledge of medicine and risk factors.
  • Interpersonal skills to work collaboratively with internal and external partners.
  • Ability to meet tight deadlines and work under pressure while prioritizing multiple tasks.
  • ALU certificate or commitment to obtain it, with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations.
  • For Quebec only, bilingualism in French and English, both oral and written, is required for frequent interactions with English- and French-speaking colleagues or internal partners across Canada or worldwide.

Responsibilities

  • Analyze medical, personal, and financial information to assess eligibility for Life and Critical Illness insurance applications, using quantitative and qualitative data to inform decisions.
  • Assess and classify risk using underwriting guidelines and professional judgement; gather additional information, such as medical evidence, or refer cases as required.
  • Make timely decisions within authority limits and submit cases exceeding those limits for co-signature.
  • Partner with reinsurers to negotiate outcomes on complex or unfavourable decisions.
  • Engage internal partners, business leaders, and advisors to deliver an advisor- and Client-centric experience.
  • Communicate decisions and rationale clearly to advisors and, as required, Clients’ physicians.
  • Respond to inquiries from advisors and general agents while protecting confidentiality.
  • Document decisions and supporting rationale with clear, concise notes demonstrating risk evaluation.
  • Identify opportunities to improve underwriting quality, efficiency, and consistency, and contribute ideas supporting innovation, automation, and better outcomes for Clients, advisors, and Sun Life.
  • Maintain medical knowledge and stay current on underwriting approaches, trends, and risk factors.
  • Use new tools and technology to improve efficiency and accuracy.

About the Company

Sun Life

Global financial services for insurance, investments

Sun Life provides a wide range of financial services worldwide, mainly through life and health insurance, financial planning, and investment solutions for individuals, businesses, and institutions. Its products work by collecting premiums for insurance coverage, fees for planning services, and returns on investments; these funds are used to pay claims, support financial planning advice, and generate investment gains. What sets Sun Life apart is its global presence across Canada, the United States, Asia, and Europe, plus a comprehensive product lineup and a focus on helping clients achieve financial security and healthier lives, rather than relying on a single product. The company aims to grow and manage wealth for clients while pursuing sustainability goals, including net zero emissions by 2050.

Company size
10,001+
Company stage
IPO
Headquarters
United States
Founded
1865

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