Lumi

Online SME loan marketplace in Australia

Software Engineer

Full-Stack EngineeringConfirmed live in the last 24 hours

Full-timeSydney NSW, AustraliaHybrid

About the Job

Requirements

At least 3 years of experience developing applications with TypeScript and React.
Strong full-stack engineering fundamentals and experience working with distributed microservices.
Disciplined engineering practices, including unit and integration testing, code review, and consideration of security and reliability.
Problem-solving skills, including exploring options and weighing trade-offs to address business needs.
An ownership mindset, supporting solutions through development and in production.
Experience with, or curiosity about, using generative AI tools effectively as part of software development.
Communication and collaboration skills, with a desire to learn, share knowledge, and support others.

Responsibilities

Collaborate closely with engineers, product managers, product designers, and business stakeholders on proprietary lending, risk management, and customer service systems, building a shared understanding of customer and business needs.
Design and deliver effective technical solutions using TypeScript and React, participate in code reviews, and contribute to team agile ceremonies.
Contribute to the continual improvement of the platform’s performance, scalability, and maintainability.
Explore and apply AI technologies where they can improve customer outcomes, internal processes, or engineering productivity.

Job Description

THE ROLE

Collaborate closely with engineers, product managers, product designers and business stakeholders on Lumi’s proprietary lending, risk management and customer service systems, building a shared understanding of customer and business needs.
Design and deliver effective technical solutions using TypeScript and React, participate in code reviews and contribute to team agile ceremonies.
Contribute to the continual improvement of our platform’s performance, scalability and maintainability.
Explore and apply AI technologies where they can improve customer outcomes, internal processes or engineering productivity.

Qualifications

THIS PERSON IS SOMEONE WITH…

3+ years experience developing applications with TypeScript and React.
Strong full stack engineering fundamentals and experience working with distributed microservices.
Disciplined engineering practices, including unit and integration testing, code review and consideration of security and reliability.
Strong problem-solving skills including exploring options and weighing trade-offs to address business needs.
An ownership mindset, supporting solutions through development and in production.
Experience with, or curiosity about, using generative AI tools effectively as part of the software development.
Excellent communication and collaboration skills with a desire to learn, share knowledge and support others.

Additional Information

BENEFITS & PERKS

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs

Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

Community Support: Paid volunteer leave, celebrations, company volunteer days

Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons

About the Company

Lumi

Online SME loan marketplace in Australia

Lumi is an online lender marketplace in Australia that helps small and medium-sized businesses access working and growth capital. It uses a proprietary data-driven platform to assess credit decisions, enabling a quick, fully online process with outcomes within hours and same-day funding. Lumi offers unsecured and secured loans and lines of credit ranging from 10,000 to 750,000 AUD with 3 to 60-month terms. A 2.5% establishment fee is deducted at settlement, and the total repayment amount is disclosed upfront. The company differentiates itself through fast, transparent online applications and a finance model supported by a warehouse securitisation program to lower cost of capital, plus ongoing rounds of funding to fuel product development. Lumi’s goal is to provide fast, accessible financing to Australian SMEs across sectors like hospitality, retail, trades, and professional services, helping them manage working capital and growth needs.

Company size: 51-200
Company stage: Early VC
Total funding: $30.7M
Headquarters: Sydney NSW, Australia
Founded: 2018

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