Anti-Money Laundering Senior Risk Manager

Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager

The Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager performs a key risk management role (second line of defense) by ensuring that the line of business delivers AML strategies compliant with applicable anti-money laundering laws and regulations. The role will have a high level of exposure across Risk and the lines of business, as well as the opportunity to work with business partners and executives to create and implement innovative solutions to identify and mitigate potential risks to the Company. The AML GPN Senior Risk Manager will implement initiatives that continuously improve AML soundness across the line of business. The role will help to establish an effective risk control environment and address regulatory/compliance requirements.  

Key Responsibilities

• Serve as an AML subject matter expert, providing actionable compliance advice to business partners and internal management on products, services, processes, and regulatory applicability.
• Advise business lines on the implementation, operation, and enhancement of the global AML Risk Management Program and associated internal processes.
• Direct the documentation, implementation, and dissemination of AML compliance policies, procedures, and controls.
• Consult with cross-functional experts (legal counsel, accounting, and government relations) to address complex legal, technical, and regulatory issues.
• Design and implement initiatives that continuously improve AML soundness, communication, and enforcement across business units and lines of defense.

• Facilitate enterprise risk management processes, ensuring local risk management and data management activities comply with corporate control standards.
• Identify compliance gaps, conduct follow-up reviews, and drive remediation plans for ineffective controls and data risk issues.
• Support organizational Change Management by ensuring risk and data management impacts of new initiatives are accurately assessed, documented, and mitigated.
• Serve as a key interdepartmental liaison across lines of business, compliance teams, and executive management to report on compliance operations, data risk initiatives, and emerging risks.

This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Qualifications

Basic Qualifications

• Bachelor’s degree or military experience.
• At least 5 years of Anti-Money Laundering (AML) Compliance or Financial Services Risk Management experience.
• At least 1 year of working experience with USA PATRIOT Act and Bank Secrecy Act (BSA) regulations.

Preferred Qualifications

• 6+ years of experience in Anti-Money Laundering (AML) compliance or financial crimes investigations
• 3+ years of experience in Payment Networks
• Experience navigating international AML/CFT regulatory frameworks
• Proven track record in designing, implementing, and scaling enterprise risk management frameworks
• Relevant professional certifications, such as Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), or industry equivalent
• Strong background in compliance advisory, risk governance, or internal/external audit within a regulated financial institution

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer)

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $161,500 - $184,300 for Sr. Manager, AML InvestigationsMcLean, VA: $177,700 - $202,800 for Sr. Manager, AML InvestigationsRichmond, VA: $161,500 - $184,300 for Sr. Manager, AML InvestigationsRiverwoods, IL: $161,500 - $184,300 for Sr. Manager, AML InvestigationsWilmington, DE: $161,500 - $184,300 for Sr. Manager, AML Investigations

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).