C

Citi

Global financial services including banking, investment

Vice President Senior Applied AI Full-Stack Engineer

Full-Time
$120.8k - $170.8k/yr
Senior, Expert
Mississauga, ON, Canada
HybridHybrid role; expect on-site days in Mississauga, Ontario.

About the job

Requirements
  • Systems Fundamentals: Strong foundation in systems analysis, design patterns, data analysis, and the full software development lifecycle (SDLC), including unit testing and CI/CD practices.
  • Backend Development: Extensive hands-on experience with Java and Spring Boot for building scalable, low-latency microservices and reactive data streaming APIs.
  • Frontend & Visualization: Strong, hands-on experience with Angular 19+, React, TypeScript, HTML5, and Web Sockets for building interactive, data-intensive dashboards.
  • Data Federation & Querying: Hands-on experience with Starburst (Trino) for querying massive, distributed datasets across federated enterprise data sources.
  • Databases & Data Modeling: Deep experience with relational databases (Oracle, SQL Server) and NoSQL (MongoDB), including physical/logical database design, data modeling, and performance tuning.
  • ETL & Data Processing: Proven experience designing high-throughput ETL pipelines and optimizing data flows for real-time reporting.
  • Enterprise Reporting: Experience building document generation engines using the Aspose suite (Aspose.Words, Aspose.Cells, Aspose.PDF).
  • MCP Tool Creation: Demonstrated ability to design and build custom Model Context Protocol (MCP) servers to securely connect LLMs and AI agents to enterprise data.
  • AI-Assisted Engineering: Hands-on proficiency with AI coding tools (e.g., Claude Code, Cursor, GitHub Copilot) and the ability to write structured prompts and engineer high-quality context (schemas, API specs) for AI agents.
  • Collaboration Tools: Strong experience with GitHub for source control and Jira for project management.
Responsibilities
  • Own the end-to-end design and delivery of sophisticated FinTech tools used directly by investment bankers, front-office traders, and financial analysts.
  • Translate complex financial workflows into intuitive, high-fidelity web interfaces.
  • Architect and build highly interactive, web-based analytical dashboards using Angular and React, allowing users to slice, dice, and explore massive datasets in real-time.
  • Leverage Starburst (Trino) to query massive, distributed datasets with sub-second latency.
  • Design and implement robust backend microservices (Java/Spring Boot) optimized for low-latency data retrieval, heavy aggregation, and streaming large datasets to the frontend.
  • Design and optimize scalable ETL processes to manage huge volumes of financial data.
  • Design, build, and maintain custom Model Context Protocol (MCP) servers and tools to enable AI agents and LLMs to securely interface with internal databases, APIs, and reporting engines.
  • Architect enterprise-grade document generation engines using the Aspose suite to programmatically create high-fidelity financial reports from complex templates.
  • Deliver complex data visualizations and reporting engines as a hands-on player/coach, mentoring junior engineers.
  • Critically review and take ownership of all AI-generated code (Java, Angular, React, SQL) to ensure structural integrity, security compliance, and production readiness, while applying a deep functional understanding of Corporate and Investment Banking (CIB) to all projects.
Desired Qualifications
  • 8+ years of relevant experience
  • Experience designing and implementing agentic AI workflows and integrating AI agents directly into CI/CD pipelines.
  • A strong understanding of event-driven systems and real-time message streaming platforms like Apache Kafka or RabbitMQ.
  • Functional understanding of Banking — able to articulate why their work matters, not just how it is built.

About the company

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Q2 2026 revenue hit $24.8 billion, Citi's best quarterly revenue in a decade.
  • Citi Commerce Media monetizes 6.5 billion annual transactions across 70 million customers.
  • Q2 2026 deposits reached $1.5 trillion, and Banamex stake sales strengthened capital.

What critics are saying

  • Citi cut 7,000 jobs since late 2025; more layoffs hit compliance and risk teams.
  • Citi still works through data governance and regulatory reporting remediation under 2020 consent orders.
  • Banamex separation and heavy automation threaten execution; mishandled controls risk another regulatory crackdown.

What makes Citi unique

  • Citi moves nearly $6 trillion daily, giving unmatched cross-border payments scale and reach.
  • Citi Token Services and stablecoin rails bridge fiat, tokens, and regulated settlement.
  • Citi Stylus Workspaces reaches 180,000 employees; Arc embeds agentic AI across businesses.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Yahoo Finance
Sep 30th, 2026
Coinbase and Citi link bank rails to stablecoin payments for merchants

Coinbase Global and Citi have launched new features linking the bank's payment systems with Coinbase's stablecoin infrastructure. Citi's Virtual Account Wallet for Coinbase will automatically convert client fiat balances into stablecoins and convert incoming stablecoins back into fiat. Merchants using Citi's Spring platform can now accept stablecoin payments whilst keeping settlement within Citi's regulated banking system. The partnership supports Coinbase's strategy to reduce reliance on trading fees by expanding subscription and service revenue, including payments infrastructure and custody services. The rollout targets US merchants and enterprises. Adoption rates, active user numbers, and processed transaction volumes will indicate the partnership's success. The move aligns with Coinbase positioning itself as an institutional gateway as payments shift onto blockchain infrastructure.

Associated Press
Sep 28th, 2026
Citi and Coinbase enable stablecoin-to-fiat conversion for merchants and businesses

Citi and Coinbase have expanded their partnership to bridge traditional banking and digital payments. The collaboration introduces two initiatives: Coinbase Virtual Accounts, which uses Citi's Banking-as-a-Service infrastructure to provide bank-account-like functionality with automatic fiat-to-stablecoin conversion, and merchant stablecoin acceptance through Citi's Spring platform, powered by Coinbase Payments. The solutions allow businesses to operate between traditional and digital finance without building separate infrastructure. Merchants can accept payments from over 150 million stablecoin holders globally, with automatic conversion to fiat. Citi serves as the bank of record for settlements. Launching initially in the United States, the partnership aims to enable interoperability between fiat and digital payments. Citi moves approximately $6 trillion daily and banks 90% of top e-commerce companies and 15 of the world's 20 largest fintechs.

Associated Press
Sep 28th, 2026
Citi explores agentic AI in finance at Hong Kong forum with Mastercard and FTAHK

Citi, Mastercard and the FinTech Association of Hong Kong co-hosted their third annual fintech forum in Hong Kong, focusing on agentic AI in financial services. The event brought together regulators, financial industry leaders and fintech innovators to discuss responsible AI adoption across wealth management, banking and payments. A key highlight was Citi Sky, Citi Wealth's conversational AI platform developed using Google Cloud and Google DeepMind technologies. The platform serves as an always-on digital companion designed to help clients access market insights and engage with wealth advisors. Speakers included representatives from Citi, Mastercard, the Hong Kong Monetary Authority, Accenture, AlipayHK, Ant International, Google Cloud, Hong Kong Cyberport and NVIDIA. Discussions covered customer engagement, governance, cybersecurity and the future of work in an AI-driven financial landscape.

SYMEX ECONOMICS SA
Sep 24th, 2026
IPID raises $16M to tackle payment fraud expected to reach $331B by 2027

International Payments Identity has raised $16 million in Series A funding led by Foundation Capital, with participation from Citi, HSBC, and existing investors. The payment intelligence firm addresses insufficient payment verification as digital transactions accelerate globally. IPID highlights that information flow lags behind payment system advancements, leaving institutions uncertain about recipients. This verification gap increases fraud vulnerability, with losses projected to reach $331 billion by 2027. The company currently operates bank account verification across more than 50 countries and plans to expand into US payments and digital assets. The funding will strengthen its global network and improve payment decision-making capabilities for financial institutions.

LatinFinance
Sep 23rd, 2026
Petroperú, Siderperú secure loans

Peruvian oil company and steelmaker tap commercial banks to support their operations