Sr Software Engineer - Back End, Software Engineering

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

What you need to know about the role
As a Senior Backend Software Engineer, you will own the design and reliability of Java services across checkout, commerce, identity and money movement for PayPal POS. You will lead the technical side of taking ownership of these services from our Sweden team: shape the plan, mentor engineers, and be the person we trust with critical payment and financial flows.

Meet our team
Zettle SMB Direct is the part of PayPal that builds the native point-of-sale experience for small and medium-sized businesses: the PayPal POS app (formerly Zettle Go) and the Zettle Terminal. Merchants use it to take card and tap payments, run checkout, manage their product library and inventory, issue receipts, handle refunds and invoices, and see what they earned.
We are a growing engineering team in Bangalore working closely with colleagues in Sweden, who built much of the platform.

Job Description:

Essential Responsibilities:

• Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
• Advises immediate management on project-level issues
• Guides junior engineers
• Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
• Applies knowledge of technical best practices in making decisions

Minimum Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Your way to impact

• Set the technical direction for services spanning checkout, commerce, identity and money movement.

• Reduce operational and financial risk in payment, settlement and payout flows through better design, automation and observability.

• Lead the Zettle-to-PayPal convergence work on the backend, including the move of legacy merchants onto PayPal One Identity and the integration with PayPal core payments through the TAP API.

• Grow the team: mentor engineers, review designs, and make knowledge transfer from Sweden stick.

Your day to day

• Lead design and delivery of larger changes such as new payment flows, integrations and migrations, writing clear design documents and decision records.

• Act as incident commander for your domain; run post-incident reviews and drive the fixes.

• Own SLOs, alerting and capacity for your services; work with SRE and PayPal platform teams.

• Review code and designs for the team, and coach engineers at CL5 and below.

• Partner with product, Finance, security and compliance on payments, settlement, payouts and reconciliation.

• Run knowledge-transfer sessions with Sweden and ensure every critical service has at least two people who can operate it.

What do you need to bring

• 4 to7 years of software engineering experience, with deep Java expertise and a record of owning production services.

• Proven design of distributed, event-driven systems on AWS, including multi-region and failure-mode thinking.

• Strong knowledge of payments: authorization, capture, refunds, clearing, settlement, chargebacks and reconciliation. Experience with ledgers, payouts or bank connectivity is a strong plus.

• Working knowledge of PCI DSS scope, key management and secure access to sensitive data.

• Experience leading cross-team technical work, mentoring, and handling incidents as lead.

• Nice to have: GraphQL federation, OAuth and identity migrations, PSD2/SCA, EU payment schemes (such as Swish or Vipps).

• Clear written and spoken English, and comfort working across time zones with teammates in Bangalore and Sweden.

• A habit of writing things down: runbooks, design notes and decision records.

• Curiosity about payments and a sense of care for the merchants and customers who depend on the product.

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes.  Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately.  To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. 

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.