Mortgage Advisor (Training Provided)
Full-Time | Commission-Based | Licensing (Pre-Employment) & Training Included

Job Summary:
Are you ready to build a career with uncapped potential? Ark Mortgage is seeking ambitious, driven individuals to join our team as Mortgage Advisors. This is a full-time, commission-based role with no prior experience required. We provide hands-on training, mentorship, and ongoing support. If you’re motivated to succeed and passionate about helping people achieve homeownership, we’ll give you the tools to thrive.

Job Responsibilities:

Advise and guide clients through the mortgage process from initial inquiry to closing, providing clear, consistent communication and support at each step
Assess borrowers’ financial profiles—income, credit, assets, liabilities—to recommend loan products aligned with their goals and qualifications
Educate clients on mortgage programs, rates, terms, and the homebuying process to support informed decisions
Conduct consultations to evaluate borrower needs, establish trust, and move qualified leads forward
Generate new business through proactive outreach, networking, and building relationships with referral partners such as real estate agents and attorneys
Maintain a healthy sales pipeline through diligent follow-up using CRM and marketing tools
Collect and review borrower documentation to ensure file accuracy and completeness in accordance with lending guidelines
Collaborate with internal processing and underwriting teams to ensure smooth, timely, and compliant loan closings
Stay current on market trends, lending products, and industry regulations to deliver knowledgeable and relevant advice
Participate in ongoing training and development to strengthen sales, finance, and product knowledge

Qualifications:

Ability to obtain NMLS license (company provides training and support prior to employment)
Strong drive to succeed in a competitive, performance-based environment
Passion for helping others and delivering high-quality client experience
Honesty, accountability, and a strong work ethic
Financial acumen and ability to learn mortgage products and guidelines
Excellent communication and interpersonal skills
Tech-savvy with the ability to manage CRM systems and digital tools
Community involvement or a desire to actively network and engage locally

What We Offer:

Commission-based compensation with uncapped earning potential
Best-in-class training in sales and mortgage lending
Pre-employment NMLS licensing support
Custom marketing tools and CRM technology
Strong operational support from processing and underwriting teams
Sales incentives

Ark Mortgage Inc. supports and is committed to equal employment opportunity for all personnel. Ark Mortgage Inc. does not discriminate against applicants or employees because of actual or perceived race, color, religion, creed, national origin, ancestry, citizenship status, alienage, sex/gender, pregnancy, childbirth or related medical condition, sexual orientation, marital status, partnership status, predisposing genetic characteristics, genetic information, protected activity (i.e., opposition to prohibited discrimination or harassment, and participation in proceedings covered by the anti-discrimination statutes), age, uniformed service, veterans status, unemployment status, domestic violence victim status, disability or any other category protected by applicable law.

All employment decisions are made on a non-discriminatory basis and in compliance with applicable federal, state and local laws prohibiting discrimination in employment. Ark Mortgage Inc. also provides reasonable accommodations, including to qualified individuals with known disabilities, who are pregnant or who suffer from a medical condition due to pregnancy or childbirth, upon request or when made aware of such a need, subject to applicable law.

About the company

Ark Mortgage is a full-service direct mortgage lender that handles residential financing for purchases and refinances. As a mortgage banker, it manages the entire loan process in-house—from application and underwriting to closing—allowing faster closings (as quick as 21 days after a complete application). Its product suite includes fixed-rate, ARMs, jumbo loans, DSCR loans for investors, second-home and investment-property financing, and Alt-Doc options for self-employed borrowers using bank statements or P&L to verify income. Unlike brokers, Ark Mortgage originates, underwrites, and funds its own loans, giving it greater control over timelines and customer experience. Licensed in multiple states, the company serves first-time buyers, homeowners, real estate investors, and self-employed borrowers. Ark Mortgage’s goal is to deliver tailored financing solutions with clear guidance and efficient processing to help clients achieve their real estate and financial objectives.

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Town of Ramapo, New York

Founded

1983

Get referred to Ark Mortgage

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Simplify's Take

What believers are saying

Ark Mortgage posted open roles in Suffern, Boro Park, and Long Island in July 2026.
The company expanded hiring while maintaining licensed operations from Montebello and Brooklyn.
Its 2026 blog frames 30-year fixed mortgages in a stable mid-6% range, supporting purchase demand.

What critics are saying

Ark's 2026 forecast ties demand to 6%–7% rates, squeezing refinance volume.
A 2009 HUD audit documented underwriting deficiencies; those controls remain a reputational scar.
Commission-based advisor hiring in 2026 signals pressure to grow originations quickly.

What makes Ark Mortgage unique

Ark Mortgage controls application, underwriting, funding, and closing in-house.
NMLS 103915 shows active lending across NY, NJ, FL, and Texas.
Alt-doc, DSCR, and jumbo loans target self-employed and investor borrowers.

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Benefits

Remote Work Options
Hybrid Work Options

Ark Mortgage

Mortgage Advisor

About the job