Amartha

P2P lending for women-led MSMEs

Business Manager

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeIndonesiaNo salary listed

About the Job

Requirements

Minimum education of high school or vocational high school.
Maximum age of 30.
At least two years of experience as a supervisor and/or branch head in microfinance.
Experience leading a team of at least four members.
Must own a motorcycle and hold a SIM C driving license.
Must be willing to be placed anywhere in the Central Java–Yogyakarta region.
High discipline, integrity, honesty, and transparency.
Ability to communicate and collaborate with the team.
Strong willingness to learn, especially to analyze information and data.
Ability to adapt to change and be target-oriented.
Ability to build a coaching culture to improve team performance.

Responsibilities

Manage and monitor the overall Point Office operations.
Ensure portfolio quality and quantity develop in line with established objectives and targets.
Ensure staff perform effectively through capacity-development planning, work-method monitoring, and conflict management.
Ensure partner recruitment, service, and support follow applicable standard operating procedures and regulations to maintain partner satisfaction.
Evaluate, validate, and approve financing applications according to standard operating procedures, credit ratings, and partner eligibility.
Ensure optimal branch repayment rates.
Manage the overall strategy for branch field operations, including expansion, financing, recruitment, partner service, and partner support.
Manage all branch office administration.
Ensure branch office operations, policies, and procedures run properly and remain compliant.

Business Manager - Jawa Tengah (All Area)

Amartha · indonesia, Indonesia · Full-time · Posted 2022-05-24

Workplace: on_site

Department: FO - Lending

Description

Sebagai Business manager, posisi ini akan bertanggung jawab atas keseluruhan pengelolaan & monitoring Kantor Point meliputi:

Memastikan kualitas dan kuantitas portofolio berkembang sesuai dengan tujuan dan sasaran yang ditetapkan oleh Amartha
Memastikan seluruh staf memberikan kinerja terbaik dengan melakukan perencanaan pengembangan kapasitas, pemantauan cara kerja dan pengelolaan konflik
Memastikan proses perekrutan, pelayanan dan pendampingan mitra dilakukan sesuai dengan SOP dan ketentuan yang berlaku untuk menjaga kepuasan mitra
Bertanggung jawab atas evaluasi, validasi dan persetujuan pengajuan pembiayaan sesuai dengan SOP, credit rating dan kelayakan mitra.
Memastikan tingkat repayment cabang secara optimal
Bertanggung jawab atas pengelolaan dan strategi keseluruhan proses operasional lapangan (ekspansi, pembiayaan perekrutan pelayanan, dan pendampingan mitra) cabang yang dipimpin
Bertanggung jawab terhadap keseluruhan administrasi kantor cabang
Memastikan operasional, kebijakan dan prosedur di kantor cabang dapat berjalan dengan baik dan taat.

Requirements

Syarat Minimal:

Pendidikan terakhir minimal SMA/SMK
Usia max 30 tahun
Berpengalaman min 2 tahun sebagai SPV, dan atau kepala cabang di Mikro Finance
Berpengalaman memimpin min 4 anggota tim
Mempunyai motor dan SIM C
Besedia ditempatkan dimana saja (Wilayah Jawa Tengah DIY)

Kemampuan yg dibutuhkan:

Disiplin Tinggi (berintegritas, jujur & transparan)
Memiliki kekuatan komunikasi & berkolaborasi dengan tim
Memiliki semangat belajar yg tinggi terutama untuk menganalisa informasi dan data
Mudah beradaptasi pada perubahan dan berorientasi pada target
Mampu membangun budaya coaching untuk meningkatkan performa tim

Apply

Apply at Amartha

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size: 1,001-5,000
Company stage: Debt Financing
Total funding: $276M
Headquarters: Jakarta, Indonesia
Founded: 2010

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