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Amartha

P2P lending for women-led MSMEs

Business Manager - Branch Manager

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeNorth Sumatra, Indonesia

About the Job

Requirements

  • A minimum Diploma III education is required.
  • Experience taking responsibility for managing a branch is required.
  • Experience leading a team of more than five to ten members is required.
  • At least two years of experience as a Business Manager or leader in microfinance is required; experience with Grameen Bank system financial institutions or microfinance is preferred.
  • Ability to develop sales and marketing strategies to guide the team toward achieving targets is required.
  • A personal vehicle and a C-class driving license are required.
  • Must be willing to work within Amartha's North Sumatra work area.

Responsibilities

  • Ensure all branch key performance indicators within the assigned regional scope are achieved.
  • Ensure branch operations in the assigned area run effectively by fulfilling staffing needs and managing personnel.
  • Ensure the expansion of Amartha's designated managed areas proceeds effectively.
  • Ensure portfolio quality meets Amartha's objectives and branch audit scores meet management expectations.
  • Uphold the principle of transparency at the branch.

Desired Qualifications

  • Experience at a financial institution using the Grameen Bank system or in microfinance is preferred.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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