Guru Pay

Offers corporate IBANs and cross-border payments

Deputy AML Compliance Officer

Financial Crime & AMLConfirmed live in the last 24 hours

Full-timeVilnius, Vilnius City Municipality, Lithuania€48k

About the Job

Requirements

At least 4 years of experience in AML/CFT or Financial Crime Compliance, including a senior or second-line compliance role in a financial institution or other regulated entity.
Practical understanding of the AML/CFT compliance function within the three lines of defence model.
Bachelor's degree in Law, Finance, Business, or a related field.
Strong knowledge of Lithuanian and EU AML/CFT requirements and broader Financial Crime regulation and standards.
Experience assessing Financial Crime risks, controls, and compliance frameworks, and providing practical advice on complex or escalated matters.
Good understanding of suspicious activity identification, investigation, escalation, and SAR/STR reporting.
Strong skills in drafting, reviewing, and maintaining policies, procedures, risk assessments, and other compliance documentation.
Ability to critically assess processes and controls, identify deficiencies, and make clear, practical recommendations.
Comfort working across multiple internal and external systems and data sources.
Professional written and spoken Lithuanian and English.
Ability to advise and constructively challenge stakeholders at all levels.
Ability to manage several priorities and initiatives simultaneously, collaborate effectively, and make independent, well-reasoned decisions.

Responsibilities

Support the AMLCO in developing, maintaining, and enhancing the Financial Crime Prevention framework.
Establish and maintain policies, standards, methodologies, and controls in line with regulatory requirements and the company's risk profile.
Perform second-line monitoring and testing of control design and operating effectiveness, identify deficiencies, and oversee remediation.
Perform and support enterprise-wide Financial Crime risk assessments, as well as assessments of new products, services, processes, and material changes.
Provide independent second-line advice on Financial Crime risks, regulatory requirements, and mitigation measures, including in complex or escalated matters and when interpreting the company's risk appetite.
Act as an escalation point for suspicious activity by assessing escalated cases, filing SAR/STR reports with the FIU, and handling FIU and law enforcement requests.
Monitor regulatory developments and assess their impact on the framework.
Prepare reports for senior management and the Management Board on risks, control effectiveness, deficiencies, and remediation progress.
Support regulatory inspections, audits, and interactions with supervisory authorities.
Contribute to Financial Crime Prevention training and awareness across the company.

Desired Qualifications

Experience as a Deputy AMLCO, Deputy MLRO, or in a similar second-line Financial Crime Compliance role.
Experience with enterprise-wide Financial Crime risk assessments.
Experience in compliance monitoring, control effectiveness assessments, thematic reviews, or similar second-line assurance work.
Exposure to regulatory inspections, audits, or direct interaction with supervisory authorities.
AML or Financial Crime Compliance certification, such as ICA or CAMS.
Practical experience with sanctions compliance and fraud prevention frameworks.

Deputy AML Compliance Officer

Guru Pay · Vilnius, Lithuania (Hybrid) · Full-time · Posted 2026-10-07

Salary: From EUR 48,000

Workplace: hybrid

Department: AML

Description

About us

Guru Pay is a Lithuania-based electronic money institution (EMI) offering a boutique payment experience: e-money, IBAN accounts, and domestic and cross-border payments, including SEPA, for clients across the EU and beyond. We're a regulated, small and ambitious team focused on high-quality service and long-term client success.

About the role

We're looking for a Deputy AML Compliance Officer to support the oversight, development and ongoing effectiveness of our Financial Crime Prevention framework, covering AML/CFT, sanctions compliance and fraud prevention. This is a second-line compliance role, working closely with the AML Compliance Officer (AMLCO) to keep the framework effective, risk-based and aligned with Lithuanian and EU regulatory requirements.

You'll provide independent oversight and advice, assess Financial Crime risks and controls, contribute to regulatory interactions and support reporting to senior management and the Management Board. The role combines regulatory expertise, risk assessment, stakeholder collaboration and ownership of key Financial Crime Prevention initiatives across the company.

What you'll do:

Support the AMLCO in developing, maintaining and enhancing the Financial Crime Prevention framework
Establish and maintain policies, standards, methodologies and controls in line with regulatory requirements and the Company's risk profile
Perform second-line monitoring and testing of control design and operating effectiveness, identify deficiencies and oversee remediation
Perform and support enterprise-wide Financial Crime risk assessments, as well as assessments of new products, services, processes and material changes
Provide independent second-line advice on Financial Crime risks, regulatory requirements and mitigation measures, including in complex or escalated matters and where the Company's risk appetite needs interpreting
Act as an escalation point for suspicious activity: assess escalated cases, file SAR/STR reports with the FIU and handle FIU and law enforcement requests
Monitor regulatory developments and assess their impact on the framework
Prepare reporting to senior management and the Management Board on risks, control effectiveness, deficiencies and remediation progress
Support regulatory inspections, audits and interactions with supervisory authorities
Contribute to Financial Crime Prevention training and awareness across the company

What we're looking for:

4+ years in AML/CFT or Financial Crime Compliance, including a senior or second-line compliance role in a financial institution or other regulated entity
Practical understanding of the AML/CFT compliance function within the three lines of defence model
Bachelor's degree in Law, Finance, Business or a related field
Strong knowledge of Lithuanian and EU AML/CFT requirements and broader Financial Crime regulation and standards
Experience assessing Financial Crime risks, controls and compliance frameworks, and giving practical advice on complex or escalated matters
Good understanding of suspicious activity identification, investigation, escalation and SAR/STR reporting
Strong skills in drafting, reviewing and maintaining policies, procedures, risk assessments and other compliance documentation
Ability to critically assess processes and controls, identify deficiencies and make clear, practical recommendations
Tech-savvy, comfortable working across multiple internal and external systems and data sources
Excellent professional Lithuanian and English, written and spoken
Ability to advise and constructively challenge stakeholders at all levels
Ownership mindset: you manage several priorities and initiatives at once, collaborate well and make independent, well-reasoned decisions

Nice to have:

Experience as a Deputy AMLCO, Deputy MLRO or in a similar second-line Financial Crime Compliance role
Experience with enterprise-wide Financial Crime risk assessments
Experience in compliance monitoring, control effectiveness assessments, thematic reviews or similar second-line assurance work
Exposure to regulatory inspections, audits or direct interaction with supervisory authorities
AML or Financial Crime Compliance certification (ICA, CAMS or similar)
Practical experience with sanctions compliance and fraud prevention frameworks

What we offer:

Gross salary starting from 4,000 EUR, with the final offer depending on experience and fit
Encouragement and funds to support your learning and certifications
An extra vacation day on your birthday
Hybrid work options between the office in Vilnius and anywhere you desire
Workations, health challenges & other types of quality time
Close work with senior management, with autonomy, ownership and a direct impact on our Financial Crime Prevention framework
A team which values high standards in client care, product quality and each other

Apply

Apply at Guru Pay

About the Company

Guru Pay

Offers corporate IBANs and cross-border payments

Guru Pay is a licensed online banking platform (EMI) that provides dedicated IBANs and payment services to corporate clients around the world. It handles activities such as issuance of e-money, payment execution (domestic and cross-border), opening of IBAN accounts, and SEPA payments for businesses. The platform works by giving companies access to e-money and bank-like payment rails through a centralized account framework: clients receive a dedicated IBAN, can issue e-money to their customers, and execute payments domestically or internationally via SEPA or cross-border transfers. The company differentiates itself by focusing on the growth of its clients’ businesses and offering globally accessible EMI services with dedicated IBANs, aiming to help clients stay one step ahead. Its goal is to support rapid business growth and streamlined payments for corporate customers.

Company size: 11-50
Company stage: Not listed
Total funding: Not listed
Headquarters: Vilnius, Lithuania
Founded: 2018

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