Referent Kfz Schaden Grundsatz
About the job
- Have a fully qualified law degree, or be an insurance and finance professional with further qualification as an insurance specialist and sound legal knowledge, or have completed a comparable degree.
- Have substantial professional experience in motor vehicle claims and be proficient in damages law, insurance contract law, General Conditions for Motor Vehicle Insurance (AKB), recourse law, and procedural law.
- Understand customer needs and assess the steps required for successful, customer-oriented claims handling.
- Work conceptually and solution-oriented, use technical systems confidently, and take responsibility for assigned topics.
- Have communication and negotiation skills and be team-oriented; approach new tasks and changing requirements flexibly and on one's own initiative.
- Have good German language skills, spoken and written, at least at B2–C1 level.
- Independently handle policy and principle matters in motor vehicle claims and develop practical solutions for claims settlement.
- Coordinate and answer internal and external specialist questions and contribute expertise to cross-departmental discussions.
- Identify suitable claims service providers, assess their possible uses, and develop concepts for economical claims handling.
- Manage service providers and contractual partners, negotiate areas of activity and service agreements, and ensure reliable cooperation.
- Present work results, including at management level, represent specialist positions, and organize and moderate events and specialist forums.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
- Paid Vacation
- Wellness Program
- Mentorship Program
- Training Programs