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R+V Allgemeine Versicherung AG

Provides private and commercial insurance services

Kaufleute für Versicherungen und Finanzanlagen Trainee

InternshipUpdated on 10/23/2026
€8.39 - €9.35/hr+ Holiday pay + Christmas bonus
Hanover, Germany
In PersonPractical phases are at the Hannover site; theoretical phases are at a vocational school in Hannover.
InsuranceInsurance Sales & Agency

About the job

Requirements
  • A (Fach-)Abitur or a good Realschulabschluss is required.
  • Applicants should be team-oriented and enjoy interacting with people.
  • Applicants should be open to digital tools and willing to learn.
  • Applicants should work independently and responsibly.
  • Applicants should have good text and numerical comprehension and accurate spelling.
Responsibilities
  • Complete the apprenticeship in a block model, with practical phases at the Hannover site and theoretical phases at Hannah Arendt vocational schools in Hannover.
  • During the first year, gain broad exposure to insurance departments through pool training; from the second year, join a fixed department, receive individual support, and take on responsibility.
  • Learn about insurance services, including customer support and processing claims and benefit applications.
  • Learn to assess individual risks and create tailored insurance solutions.
  • Gain additional practical experience in a field-sales observation placement, interacting directly with customers and learning about sales duties.
  • Participate with other apprentices in seminars and workshops to develop professional and personal skills.

About the company

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R+V Allgemeine Versicherung AG

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R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.

Company Size

5,001-10,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Wiesbaden, Germany

Founded

1922

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Simplify's Take

What believers are saying

  • 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
  • First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
  • Emmie won German Brand Award 2026, improving digital customer acquisition.

What critics are saying

  • R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
  • Efficiency savings already reached 100 million euros, showing structural expense pressure.
  • A 2026 German hail, flood, or Kfz shock can crush the combined ratio.

What makes R+V Allgemeine Versicherung AG unique

  • R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
  • Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
  • NextLevel targets profitable growth while preserving high risk-bearing capacity.

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Benefits

  • Paid Vacation
  • Wellness Program
  • Mentorship Program
  • Training Programs