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Matter Intelligence

Creditworthiness assessment beyond FICO for lenders

Product Intelligence Engineer

AI Application EngineeringConfirmed live in the last 24 hours
Full-time

About the Job

Requirements

  • Experience building production artificial intelligence applications, agent systems, workflow engines, backend services, or complex software products.
  • Strong hands-on engineering skills across application programming interfaces, stateful services, databases, asynchronous execution, testing, debugging, and production operation.
  • Practical experience with large language models or multimodal systems, retrieval, memory, tool use, model routing, structured generation, and common failure modes.
  • Product judgment and the ability to connect technical design choices to the user decision or workflow being improved.
  • Experience building systems with security, permissions, data isolation, auditability, or human-approval requirements.

Responsibilities

  • Build production workflows that combine physics-informed models, large language models, vision-language models, world models, scientific code, data services, and deterministic rules through stable interfaces.
  • Design durable execution across state, planning, model routing, retrieval, memory, tool use, retries, timeouts, checkpoints, human approval, and recovery.
  • Create evidence-backed outputs that distinguish source data, model inference, system-generated synthesis, user input, and unresolved uncertainty.
  • Partner with product and design to build workflows for review, correction, comparison, approval, reporting, and recovery.
  • Build context, retrieval, memory, and indexing patterns that respect permissions, freshness, versioning, retention, and evidence lineage.
  • Evaluate real system behavior across task success, groundedness, scientific validity, safety, latency, cost, and human intervention.

Desired Qualifications

  • Experience with scientific, geospatial, industrial, defense, autonomy, or other high-consequence intelligence systems.
  • Experience building multimodal applications that combine imagery, maps, time series, documents, structured data, or sensor streams.
  • Experience with agent evaluation, constrained generation, program synthesis, durable workflow systems, or mixed cloud and edge architectures.
  • Experience working closely with product and design teams to ship customer-facing capabilities.

About the Company

Matter Intelligence

Creditworthiness assessment beyond FICO for lenders

Matter Intelligence builds credit assessment tools that go beyond traditional FICO scores. Its offerings analyze a wide range of signals and data to judge an individual’s potential, providing a more complete view of creditworthiness. The system works by running advanced algorithms on diverse data sources to produce a risk score that financial institutions can use when deciding whether to extend credit. This approach differs from many competitors by focusing on broader, signals-based indicators and inclusive finance, aiming to capture aspects of credit risk that conventional scores miss. Revenue comes from selling or licensing its credit assessment services to banks, lenders, and other partners who benefit from improved risk insights and the ability to serve a larger pool of customers. The goal is to expand access to financing and enable more people, including underserved groups, to qualify for credit through more accurate and equitable assessments.

Company size
11-50
Company stage
Early VC
Total funding
$47.9M
Headquarters
El Segundo, CA
Founded
2023

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