I

ING

Digital banking and sustainable lending

Principal Specialist - Financial & Capital Market

Full-Time
No salary listed
Expert
Warsaw, Poland
HybridTwo days in the office per week; working hours are scheduled within 8:00–18:00.
Finance & BankingTreasury

About the job

Requirements
  • Experience in banking operations, client onboarding, financial markets, or business-support functions.
  • Interest in financial markets and a desire to develop in Financial Markets.
  • Knowledge of Kondor+, K+TP, SWIFT, and ICBS.
  • Experience working with Compliance, Legal, Accounting, Risk, and IT teams.
  • Ability to work effectively across multiple applications and systems.
  • Ability to analyze processes, identify improvements, and identify automation opportunities.
  • English communication skills at a minimum B2 level.
  • Ability to collaborate with diverse stakeholders and build business relationships.
Responsibilities
  • Handle financial market transactions operationally, particularly derivatives.
  • Carry out processes related to EMIR and MiFID/MiFIR regulations.
  • Work with Financial Markets teams, the Treasury Department, and partners in Compliance, Legal, Accounting, Risk, and IT.
  • Participate in regulatory, technology, and transformation projects.
  • Identify and implement process improvements.
  • Use analytical tools and AI in daily work.
Desired Qualifications
  • Knowledge of OTC derivatives.
  • Knowledge of EMIR, MiFID/MiFIR, or transaction reporting.
  • Knowledge of VBA or experience creating macros and automating tasks in Excel.
  • Knowledge of Power BI or other data analysis and reporting tools.
  • Practical experience using AI tools.

About the company

ING provides digital banking and financial services to individuals and businesses worldwide. Its products and services include online and mobile banking, lending, payments, and advisory services designed to be frictionless so customers can make confident financial decisions. ING differentiates itself by focusing on sustainable choices, responsible lending, and sharing knowledge to help customers and partners realize their visions for a better future. The bank emphasizes empowerment over judgment and aims to finance change, partner with customers, and continuously innovate in a sustainable way. Its goal is to help people and businesses progress toward their goals while reducing barriers and making banking easier and more responsible.

Company Size

10,001+

Company Stage

IPO

Headquarters

Amsterdam, Netherlands

Founded

1991

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Simplify's Take

What believers are saying

  • On 21 September 2026, ING financed GridStor's $220 million Arizona battery project.
  • ING's Q2 2026 net core lending grew €15.2 billion and deposits €15.9 billion.
  • ING upgraded 2026 income guidance above €24.5 billion and kept a €1.0 billion buyback.

What critics are saying

  • On 5 May 2026, ING settled a Belgium money-laundering probe for €1.6 million.
  • ING announced 1,250 job cuts in March 2026, including 950 Dutch roles.
  • Repeated AML failures would trigger Dutch, Belgian, and ECB scrutiny, crushing ING's franchise.

What makes ING unique

  • ING mixes European retail deposits with global wholesale lending, funding large project finance.
  • On 30 July 2026, ING reported a 13.1% CET1 ratio and 17.0% ROTE.
  • ING mobilized €86.5 billion of sustainable finance in H1 2026, led by SLLs.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Flexible Work Hours
  • Hybrid Work Options
  • Family Planning Benefits
  • Fertility Treatment Support
  • Wellness Program
  • Mental Health Support
  • Phone/Internet Stipend
  • Home Office Stipend

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