U

U.S. Bank

Runs a national bank and processes card payments

Bilingual Small Business Relationship Banker 1

Full-TimePosted on 10/22/2026Deadline 11/30/26
$28.39 - $34.69+ Production-based incentives
Mid
Bachelor's
Layton, UT, USA+2 moreMore locations: Logan, UT, USA | Ogden, UT, USA
In PersonPrimary location is Layton, Utah; other listed locations are Ogden and Logan, Utah.
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A bachelor's degree in business, accounting, or finance, or equivalent experience and job-related experience.
  • At least three years of customer service, consultative sales, networking, prospecting, and/or small-business banking experience.
  • National Mortgage Licensing Service registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, with ongoing compliance with legal and regulatory registration requirements, including maintaining a satisfactory criminal and credit record.
  • Bilingual ability.
Responsibilities
  • Serve as the primary Small Business Banking partner for assigned branches and relationships, typically supporting two to three branch locations, and provide comprehensive financial solutions to small businesses with annual revenues between $500,000 and $2.5 million.
  • Demonstrate customer service in accordance with U.S. Bank Core Values while serving as a dedicated resource to branch teams and addressing complex small-business client needs and opportunities.
  • Build and deepen client relationships through proactive outreach, structured discovery, consultative selling, and disciplined follow-through.
  • Translate financial information, cash-flow dynamics, client goals, operating-cycle considerations, and risk indicators into practical guidance and solution recommendations.
  • Conduct outside prospecting and sales activities to grow revenue and achieve assigned financial targets and growth goals.
  • Identify stated and unstated client priorities, align products and services with growth, efficiency, and risk objectives, and explain value, trade-offs, and next steps.
  • Recommend appropriate small-business solutions, including business deposit products, lending and credit products, treasury management, payment solutions, business credit cards, digital tools, and cash-flow tools.
  • Develop internal and external relationships and collaborate with branch partners, centers of influence, clients, and other business-line partners.
  • Maintain relationship ownership and coordinate handoffs, decisions, follow-up, activation, usage, and demonstrated client value.
  • Engage regularly with assigned branches, share referral outcomes, successful sales and service practices, and insights on newly established small-business relationships to strengthen partnership effectiveness and client growth opportunities.
  • Balance acquisition, relationship deepening, and service while maintaining strong customer relationship management (CRM) discipline and responsible banking practices.
Desired Qualifications
  • Demonstrate customer service in accordance with U.S. Bank Core Values and provide comprehensive financial solutions to small businesses with annual revenues between $500,000 and $2.5 million.
  • Demonstrate strong written and verbal communication skills and convey business recommendations effectively.
  • Understand banking operations, product knowledge, sales, new business development, customer service and relationship management, community relations, pipeline management, and responsible banking practices.

About the company

U.S. Bank is one of the largest banks in the United States, serving consumers, small businesses, corporations, and government agencies with banking, lending, payments, and wealth management. Its Elavon subsidiary is one of the world's biggest processors of card payments for merchants, handling sales in the United States, Canada, and Europe. People and small businesses use its branches and mobile app for checking, savings, credit cards, mortgages, and loans, while companies use it for corporate cards and cash management, and the bank earns money from loan interest and fees. U.S. Bank received national bank charter No. 24 in 1863, under President Abraham Lincoln, and is based in Minneapolis as the main subsidiary of U.S. Bancorp.

Company Size

10,001+

Company Stage

IPO

Headquarters

Minneapolis, Minnesota

Founded

1863

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Simplify's Take

What believers are saying

  • Profits are climbing: net income rose 20% to $2.2 billion in the June 2026 quarter on record $7.7 billion revenue.
  • Room to grow: U.S. Bank listed 1,285 open roles in October 2026, led by 512 in branch banking.
  • Stability has a track record: U.S. Bancorp stayed profitable through the 2008 financial crisis, earning $2.9 billion that year.

What critics are saying

  • Its card-processing arm is slowing: after losing European sales partners, merchant revenue grew just 2.3% in the June 2026 quarter.
  • Headcount keeps falling: U.S. Bancorp's staff shrank 12% in three years, to 68,520 by December 2025.
  • Expect three office days a week: since March 2024, attendance counts in performance reviews for staff near its hub offices.

What makes U.S. Bank unique

  • Payments is unusually big for a bank: card issuing, merchant processing and corporate payments made 23% of revenue in mid-2026.
  • Washington pays with its cards: only U.S. Bank and Citibank issue federal SmartPay cards, about $40 billion a year.
  • Amazon chose it over American Express: U.S. Bank began issuing Amazon's small business credit cards in May 2026.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • Paid Vacation
  • Paid Holidays
  • Adoption Assistance
  • Paid Sick Leave

Company News

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Watsco, the largest distributor in the North American HVAC market, has signed a $750 million unsecured senior revolving credit facility. Bank of America led the deal, joined by JPMorgan Chase, PNC Bank, Wells Fargo, U.S. Bank and five other banks. The five-year facility amends and extends Watsco's existing credit line. An initial draw repaid $69.7 million owed under the prior facility. Further borrowings will fund working capital, acquisitions, dividends and other general purposes. The terms include more borrowing capacity, covenant flexibility and better fit with the seasonal nature of Watsco's working capital needs. "A committed source of low-cost debt is an important building block of our growth strategy," said Barry S. Logan, executive vice president.

Minichart
Oct 17th, 2026
Global Partners extends $1.5B credit facility maturity to 2031, swaps three lenders

Global Partners LP (NYSE: GLP) extended the maturity of its principal credit facility by more than three and a half years, from March 20, 2028 to October 16, 2031. The partnership amended the agreement on October 16, 2026. The facility keeps its $1.0 billion working capital commitment and $500 million revolver commitment, for $1.5 billion in total. The interim working capital commitment was cut to $0. Three lenders exited: Toronto-Dominion Bank, New York Branch, KeyBank, and ING Capital. TD Bank, PNC Bank, U.S. Bank, and Valley National Bank joined. Bank of America remains administrative agent. Global Hampton 95 Development LLC joined as a guarantor, pledging substantially all personal property as collateral.

Business Wire
Oct 16th, 2026
Updation teams up with US Bank to modernise dealership payments with real-time options

U.S. Bank and Updation, an AI-powered accounts payable and vendor management platform for car, truck, RV, and powersports dealerships, have announced a collaboration to streamline dealers' payments and financial operations. Updation will use U.S. Bank Embedded Payment Solutions, including a for-benefit-of (FBO) account structure. Funds are held and moved within a bank-managed framework, which adds controls and means Updation does not directly handle customer funds. Updation clients can move beyond certified checks to options such as real-time payments. "That creates a faster, more efficient payment experience for dealerships," said Joe Voica, head of embedded payments at U.S. Bank. Updation chief executive officer Layton Judd said the deal brings accounting intelligence, workflow, and payments into one platform.

Kizhakedath Media Services Pvt. Ltd.
Oct 13th, 2026
Renewables news: Clearway Energy, Tavion, Parapet, MetaWealth - GreentechLead

The latest renewable energy news includes announcements on Clearway Energy, Tavion, Parapet, MetaWealth, Battery Storage Expansion in Utah

Kalkine Media
Oct 5th, 2026
MGE Energy extends credit facility to 2031, boosts commitment to $210M

MGE Energy and its subsidiary Madison Gas and Electric announced on 5 October 2026 that they amended and restated three revolving credit agreements, extending maturity dates to 1 October 2031. The amendments include options for up to two additional one-year extensions, potentially pushing maturity to 2033. The MGE JPMorgan Chase credit facility's aggregate commitments increased from $90 million to $210 million. MGE Energy can borrow revolving funds and request letters of credit up to $50 million, with the option to seek an additional $25 million. Madison Gas and Electric's agreement with U.S. Bank National Association permits revolving borrowings up to $40 million. The agreements require borrowers to maintain a consolidated indebtedness to consolidated total capitalisation ratio not exceeding 65%. These amended agreements replace the original credit agreements established on 8 November 2022.