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Zippi

Fintech leveraging PIX for micro-entrepreneurs' payments

Growth Business Analyst

Full-Time
No salary listed
Mid
São Paulo, State of São Paulo, Brazil
Remote
Growth & MarketingPerformance & Paid Marketing

About the job

Requirements
  • Proven experience in user acquisition and paid media, including managing a significant budget in at least one major channel (Meta, Google, TikTok, or DSPs) and scaling investment while maintaining efficiency.
  • Quantitative reasoning and command of acquisition metrics, including CAC/pCAC, ROAS, CPM, and conversion rate by funnel stage.
  • Ability to independently investigate performance using spreadsheets and SQL or BI tools.
  • Practical use of AI and genuine interest in building agents and automations to accelerate analysis and operations.
  • Willingness to own a channel autonomously, propose its operating format, and manage its routine in an environment still being built.
  • Ability to communicate analysis as clear recommendations, support hypotheses with data, and bring market benchmarks and perspectives.
Responsibilities
  • Own end-to-end analytical operations for paid media channels (Meta, Google, TikTok), including performance analysis, test hypotheses, and optimization routines, with accountability for efficiency (pCAC/ROAS) and volume.
  • Set up and lead the analytical operations of new channels such as Kwai and DSPs, using external benchmarks to accelerate decisions and establish channels that lack dedicated capacity.
  • Build and improve AI agents and automations, recurring reports, anomaly alerts, and data pulls to accelerate paid media analysis and operations, including internal growth tools already in use.
  • Introduce market practices and frameworks for user acquisition, account structure, measurement and incrementality, and creative cycles as standards for paid media operations.
Desired Qualifications
  • Experience launching new channels such as Kwai, DSPs, or programmatic advertising from scratch.
  • Experience with measurement and incrementality methods such as geo tests, marketing mix modeling, and holdouts, and with mobile measurement partners such as AppsFlyer and Adjust.
  • Experience with automations such as n8n or Zapier, scripting with Python, or building AI agents.

About the company

Zippi is a Brazilian fintech focused on micro and small entrepreneurs. It provides agile and accessible financial solutions, using PIX as a credit and payment platform to help businesses move forward. The company processes over R$2.7 billion in transactions per year and has recently reached breakeven, showing its business model can scale sustainably. Zippi’s approach centers on enabling small businesses to access fast payments and credit through PIX, simplifying financial operations and cash flow management. Unlike many peers, Zippi has positioned itself as an early responder to PIX-based finance for the small-business segment and has achieved meaningful scale in Brazil. The company’s goal is to help millions of Brazilian micro and small entrepreneurs thrive by making financial services easier to use and more affordable.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$69.4M

Headquarters

São Paulo, Brazil

Founded

2019

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Simplify's Take

What believers are saying

  • Zippi said 2025 revenue and transaction volume grew over 100%.
  • The company targets R$350 million under management by December 2026.
  • Hiring remains active; Revelio counted about 80 employees in March 2026.

What critics are saying

  • Zippi depends on FIDC funding; stalled subscriptions freeze loan growth quickly.
  • Cora and Conta Simples attack the same SMB budget in São Paulo.
  • A PIX rule change or credit-loss spike breaks Zippi's underwriting economics.

What makes Zippi unique

  • Zippi built PIX-native working capital, matching weekly repayments to informal cash flow.
  • Credit Saison joined Zippi's R$220 million FIDC in February 2026.
  • Zippi serves Brazil's 21 million micro and small businesses with revolving credit.

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Benefits

  • Health Insurance
  • Childcare Support
  • Meal Benefits
  • Flexible Work Hours
  • Remote Work Options
  • Wellness Program
  • Mental Health Support
  • Professional Development Budget
  • Stock Options

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-5%

2 year growth

7%
Startups.com.br
Feb 11th, 2026
Zippi raises R$220M in third FIDC, attracting Credit Saison and major Brazilian banks

Zippi, a Brazilian fintech providing working capital credit to micro-entrepreneurs and freelancers, has raised R$220 million in its third Investment Fund in Credit Rights (FIDC), attracting Japanese firm Credit Saison as a new institutional investor. The round also included participation from Itaú Asset, Itaú BBA Treasury, Bradesco BBI and Valora Investimentos. This marks Zippi's largest fundraising to date, following two previous FIDCs of R$66 million in 2024 and R$80 million in 2025. The company aims to reach R$350 million under management by the end of 2026, significantly expanding its credit capacity. In 2025, Zippi more than doubled in size, growing revenue, portfolio and transaction volume by over 100%. The fintech expects to process approximately R$10 billion in transactions this year whilst serving Brazil's 21 million micro and small businesses.

LatamList
Sep 30th, 2025
Zippi secures $15.9M to expand credit access for Brazilian small businesses

Zippi secures $15.9M to expand credit access for Brazilian small businesses.

Valor Econômico
Sep 30th, 2025
Zippi raises R$ 80M from investors

Fintech Zippi raised R$80 million in a new issuance of its credit rights investment fund (FIDC), with contributions from Itaú BBA, Bradesco Asset, Verde Asset, and Valora Investimentos. The funds will be used to expand the customer base and increase credit limits for the active portfolio. This issuance raised the managed assets to R$160 million.