Coins.ph

Digital wallet, bill payments, crypto trading

Principal Product Manager - Multiple Teams

Technical Product ManagementConfirmed live in the last 24 hours

Full-timeNo salary listed

About the Job

Requirements

At least 5 years of product management experience, preferably in fintech, payments, or crypto.
Strong understanding of anti-money laundering and counter-terrorist financing frameworks, know-your-customer and know-your-business processes, and transaction monitoring.
Experience building or managing risk engines, fraud systems, or compliance platforms.
Familiarity with Philippines regulations from the Bangko Sentral ng Pilipinas and the Anti-Money Laundering Council, or similar regulatory environments.
Ability to translate regulatory requirements into scalable product solutions.

Responsibilities

Own the product roadmap for anti-money laundering and counter-terrorist financing, transaction monitoring, sanctions screening, and suspicious activity reporting systems.
Design and optimize risk scoring frameworks across onboarding and the transaction lifecycle.
Partner with Compliance to translate Bangko Sentral ng Pilipinas and Anti-Money Laundering Council regulations into scalable product features.
Build and improve know-your-customer and know-your-business onboarding flows for individuals and businesses.
Optimize customer due diligence and enhanced due diligence processes, including document verification, liveness checks, and risk tiering.
Balance conversion and compliance by reducing friction without increasing risk.
Define and implement fraud detection strategies for account takeover, scams, mule accounts, and similar threats.
Collaborate with data teams to develop rules engines, alerting systems, and case management tools.
Improve real-time monitoring capabilities for transactions and user behavior.
Build internal tools for case management, investigation workflows, audit trails, and reporting.
Integrate with external vendors, including know-your-customer providers, blockchain analytics vendors, and sanctions lists.
Work closely with Compliance and the Money Laundering Reporting Officer, Risk and Fraud Operations, Data Science and Analytics, and Engineering.
Bridge regulatory requirements and product implementation.

Desired Qualifications

Experience in crypto, blockchain, or exchange platforms.
Knowledge of fraud typologies, including scams, mule accounts, and phishing.
Knowledge of sanctions screening and the travel rule.
Experience with tools or vendors such as Chainalysis, TRM, Elliptic, Onfido, Sumsub, or Jumio.
Background in compliance, risk, or data analytics.

Responsibilities

🔹 Compliance & AML Platform

Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems

Design and optimize risk scoring frameworks across onboarding and transaction lifecycle

Partner with Compliance to translate BSP / AMLC regulations into scalable product features

🔹 KYC & Onboarding

Build and improve KYC/KYB onboarding flows (individual & business)

Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering

Balance conversion vs compliance (reduce friction without increasing risk)

🔹 Anti-Fraud & Risk Control

Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)

Collaborate with data teams to develop rules engines, alerting systems, and case management tools

Improve real-time monitoring capabilities for transactions and user behavior

🔹 Risk Platform & Tooling

Build internal tools for:

Case management

Investigation workflows

Audit trails and reporting

Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

🔹 Cross-functional Leadership

Work closely with:

Compliance / MLRO

Risk & Fraud Ops

Data Science / Analytics

Engineering

Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

5+ years of Product Management experience, preferably in fintech, payments, or crypto

Strong understanding of:

AML / CFT frameworks

KYC / KYB processes

Transaction monitoring

Experience building or managing:

Risk engines / fraud systems / compliance platforms

Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments

Ability to translate regulatory requirements into scalable product solutions

Nice to have

Experience in crypto / blockchain / exchange platforms

Knowledge of:

Fraud typologies (scams, mule accounts, phishing, etc.)

Sanctions screening & travel rule

Experience with tools/vendors like:

Chainalysis / TRM / Elliptic

Onfido / Sumsub / Jumio

Background in compliance, risk, or data analytics

About the Company

Coins.ph

Digital wallet, bill payments, crypto trading

Coins.ph is a digital wallet and financial services platform in the Philippines. It lets users pay bills (utilities, government services, telecom), buy mobile load, and trade cryptocurrencies like Bitcoin, Ethereum, and Bitcoin Cash. The service targets individuals who want an easy way to manage money and pay for services, as well as small businesses that need simple payment workflows. Transactions incur small fees, and Coins.ph earns through partnerships and rebates with service providers. A cardless ATM feature allows cash withdrawals without a physical card. The product is designed to be simple and accessible, aiming to make financial tasks fast and convenient. The company’s goal is to provide seamless, all-in-one financial services that expand access to digital money for Filipinos.

Company size: 201-500
Company stage: Series C
Total funding: $40.1M
Headquarters: Manila, Philippines
Founded: 2014

Recently Posted Jobs

Explore more opportunities at Coins.ph

See more jobs