I

ING

Digital banking and sustainable lending

Java Engineer

Full-TimeUpdated on 10/15/2026
No salary listed
Mid, Senior
Bachelor's
Manila, Metro Manila, Philippines
In Person
Software EngineeringBackend Engineering

About the job

Requirements
  • A bachelor's degree in computer science or a related field is required.
  • Three to seven or more years of Java engineering experience building distributed backend systems are required.
  • Expertise in Java 21, Spring Boot, REST APIs, and microservices is required.
  • Strong experience in automated testing is required.
  • Experience with continuous integration and continuous delivery using Azure DevOps, Git, and Maven is required.
  • Knowledge of ELKaaS, Prometheus, Grafana, and OpenTracing is required.
  • A strong understanding of secure programming principles and experience applying OWASP best practices in enterprise systems are required.
  • Comfort working in Linux environments and with NoSQL databases is required.
  • Strong analytical skills, ownership, communication, and leadership capabilities are required.
  • Good knowledge of observability and monitoring tools such as Grafana, Kibana, Loki, Tempo, and Prometheus is required.
  • Familiarity with containerization and orchestration tools such as Docker and Kubernetes is required.
  • Familiarity with Agile and Scrum methodologies is required.
  • Familiarity with continuous integration and delivery tools including Azure DevOps, Git, and Ansible is required.
  • Familiarity with issue trackers such as ServiceNow or Azure Boards is required.
  • The ability to document work is required.
Responsibilities
  • Design and build backend microservices and APIs using Java 21, Spring Boot, REST, and JAX-RS.
  • Lead the design and development of complex features and provide architectural guidance.
  • Implement secure, scalable, high-availability solutions supporting mission-critical payment flows.
  • Apply secure programming practices to guard against injection, CSRF, insecure deserialization, broken authentication, and other OWASP-identified risks.
  • Conduct code reviews and uphold standards for code quality, reliability, security, and design.
  • Collaborate with Product Owners and architects to refine requirements and deliver end-to-end solutions.
  • Build automated unit, integration, component, and API tests using JUnit, Karate, and Cucumber.
  • Conduct functional, integration, and performance-aware validation of services.
  • Ensure end-to-end payment flows are robust across APIs, microservices, and event-driven components.
  • Define and improve test strategies, coverage, and early defect detection.
  • Integrate automated testing into CI/CD pipelines to support reliable, fast, and stable releases.
  • Perform root-cause analysis and drive long-term quality improvements.
  • Ensure releases meet functional, reliability, and compliance standards.
  • Contribute to automated CI/CD pipelines using Azure DevOps, Git, and Maven.
  • Support deployments and production operations, ensuring stable and observable services.
  • Enhance reliability using monitoring and logging tools including Prometheus, Grafana, OpenTracing, and ELKaaS.
  • Participate in incident analysis and drive improvements in resilience and operational maturity.
  • Ensure systems are instrumented for performance, availability, and incident diagnosis.
  • Mentor engineers on clean coding, architecture, and testing excellence.
  • Promote best practices in quality, automation, performance, and system resilience.
  • Drive improvements in tooling, frameworks, engineering processes, and SDLC maturity.
  • Foster a collaborative, transparent, and continuous-learning squad culture.
  • Promote and build a learning culture around payment-domain knowledge.
  • Serve as the subject matter expert for core payment systems.
Desired Qualifications
  • Payment-domain expertise, including PSD2, SEPA, and instant payments.
  • Experience with event-driven architectures such as Kafka.
  • A background in performance engineering or high-throughput systems.
  • Familiarity with observability tooling.
  • Experience leading technical initiatives.

About the company

ING provides digital banking and financial services to individuals and businesses worldwide. Its products and services include online and mobile banking, lending, payments, and advisory services designed to be frictionless so customers can make confident financial decisions. ING differentiates itself by focusing on sustainable choices, responsible lending, and sharing knowledge to help customers and partners realize their visions for a better future. The bank emphasizes empowerment over judgment and aims to finance change, partner with customers, and continuously innovate in a sustainable way. Its goal is to help people and businesses progress toward their goals while reducing barriers and making banking easier and more responsible.

Company Size

10,001+

Company Stage

IPO

Headquarters

Amsterdam, Netherlands

Founded

1991

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Simplify's Take

What believers are saying

  • On 21 September 2026, ING financed GridStor's $220 million Arizona battery project.
  • ING's Q2 2026 net core lending grew €15.2 billion and deposits €15.9 billion.
  • ING upgraded 2026 income guidance above €24.5 billion and kept a €1.0 billion buyback.

What critics are saying

  • On 5 May 2026, ING settled a Belgium money-laundering probe for €1.6 million.
  • ING announced 1,250 job cuts in March 2026, including 950 Dutch roles.
  • Repeated AML failures would trigger Dutch, Belgian, and ECB scrutiny, crushing ING's franchise.

What makes ING unique

  • ING mixes European retail deposits with global wholesale lending, funding large project finance.
  • On 30 July 2026, ING reported a 13.1% CET1 ratio and 17.0% ROTE.
  • ING mobilized €86.5 billion of sustainable finance in H1 2026, led by SLLs.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Flexible Work Hours
  • Hybrid Work Options
  • Family Planning Benefits
  • Fertility Treatment Support
  • Wellness Program
  • Mental Health Support
  • Phone/Internet Stipend
  • Home Office Stipend

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