Rolls-Royce

Designs, manufactures, and services propulsion systems

Finance Lead - Credit Controller

Accounts Payable/ReceivableConfirmed live in the last 24 hours

Full-timeBengaluru, Karnataka, IndiaNo salary listedIn-person

About the Job

Requirements

A qualified accountant, MBA, or equivalent degree in Finance or Accounting.
At least 7 years of relevant credit management experience with a reputable organization.
Strong credit analytical skills and knowledge of letters of credit.
Strong relationship-building and business-partnering skills.
Ability to work in a global workspace.
Good knowledge of software systems such as SAP and Microsoft tools.
Initiative and ability to work independently.

Responsibilities

Analyze and evaluate new and existing customer creditworthiness and risk exposure, and recommend limits or measures in accordance with company policy and global guidelines.
Monitor and activate or release credit blocks; advise and collaborate with the Business Unit on next steps; and release credit blocks with appropriate measures and approvals.
Advise and update internal stakeholders and external customers on credit documentation, credit-line status or extensions, and Group and local credit policy.
Collaborate with the Business Unit on managing customer-account credit when sales forecasts increase or decrease; fulfil agreed service-level agreements and key performance indicators; and achieve agreed user and customer satisfaction levels.
Build and maintain strong relationships with internal and external customers.
Lead the collections process and resolve or escalate credit- and collection-related issues.
Collaborate with the Business Unit, order management and invoicing teams, and customers to resolve credit issues, overdue accounts, invoice rejections, and disputes.
Monitor letters of credit submissions and maturity, and follow up with banks, customers, or the Business Unit regarding receipts.
Assess provisions for specific and general debts and compute provisions in accordance with the Group expected credit loss model and IFRS 9.
Provide commentary on overdue accounts and account status for business steering.
Review Incoterms and performance obligations to generate and issue customer invoices of all types, ensuring requirements and obligations are satisfied.
Ensure invoices are distributed digitally or manually according to customer requirements, and upload invoices to customer portals accurately and on time where online submission is required.
Review letters of credit received from customers and prepare documents in accordance with the letter of credit for negotiation.
Submit letters of credit and invoicing documentation to banks for negotiation.
Review unbilled revenue within the required timeframe in accordance with billing policies and investigate unbilled revenue.
Monitor and control cut-off documents for monthly closing.
Prepare monthly liquidity planning reports, accounting reports, and balance-sheet schedules.

Desired Qualifications

Experience working in or with credit rating agencies, and experience with cash applications, collections, and billing.
Letter of credit experience.

Job Description

Finance Lead, Credit Controller (GBS Finance India)

Bangalore

Why join Rolls-Royce?

At Rolls-Royce we are proud to be a business that has truly helped to shape the modern world and are committed to always being a force for progress; powering, protecting and connecting people everywhere.

By joining Rolls-Royce, you'll have the opportunity to work on world-class solutions, supported by a culture that believes individuality is our greatest strength, and all perspectives, experiences and backgrounds help us innovate and enable our high-performance culture.

Summary

We have an opportunity for a Finance Lead Credit Controller in Bangalore, India.

This is an individual contributor role to deliver Credit Control services according to process specifications and standard operating procedures (SOP) in compliance with defined controls. This includes the coordination of all processes / activities related to period closings and the timely and complete delivery of reports and insights to Business.

In this role you report to the Finance Manager, and you closely co-operate with the business finance teams in a matrix structure.

What you will be doing

Advisory & Credit Control

Analyze and evaluate new and existing customer credit worthiness & risk exposure, recommend limit / measures in accordance with company policy and global guidelines.
Monitor & activate / release credit block. Advise and collaborate with Business Unit (BU) on next course of action. Release credit block with appropriate measures and approvals.
Advise & update internal stakeholders & external customers on credit documentation, credit line status / extension and Group and local credit policy.

Collaborate with BU on managing credit for customer accounts in event of sales forecast increase / decrease Responsible for the fulfilment of agreed SLAs and KPIs and for the achievement of agreed User/Customer Satisfaction levels.

Follow up on delinquent accounts

Build and maintain a strong relationship with internal & external customers.
Lead the collections process and resolve / escalate credit and collection related issues.
Collaborate with BU, order management and invoicing teams and customers to resolve credit, overdue, invoice rejections and disputes.
Monitor letter of credit submission and maturity. Follow up with relevant parties (bank / customer / BU) on receipts.
Assess provision for specific and general debts & compute provision in accordance with Group expected credit loss model and IFRS9

Provide commentary on overdue and account status for business steering.

Revenue Invoicing

Should have a thorough understanding regarding credit note and credit invoices.
Conduct thorough review of incoterms and performance obligations to generate and issue invoices (of all types) for customers and ensuring requirements/obligations are satisfied.
Ensure that invoices generated are distributed, either digitally or manually, based on customers’ requirements. Upload invoices on customer portals for customers that require online submission of invoices on an accurate and timely basis.
Review the Letter of Credit (L/c) received from customers and prepare the documents in accordance with the L/c for negotiation. Should have the understanding of a letter of credit and the complexities associated with it.
Submit L/c and invoicing documentation to banks for negotiation.
Should be aware of the general Billing Policies and should be able to review unbilled Revenue within the given time frame.
Should be able to investigate unbilled revenues.

Monthly closing

Monitor and control cut-off documents for monthly closing.
Prepare monthly liquidity planning report, accounting reports and balance sheet schedules.

Who we’re looking for:

Qualified Accountant/ MBA or equivalent degree in finance or accounting.
7+ years of relevant working experience in area of credit management with a reputable organization.
Experience of working in or with credit rating agencies, experience in Cash apps, collections and billing is a plus. Letter of Credit experience would also be an advantage.
Strong credit analytical skills and knowledge of letter of credit.
Strong in relation-building and business partnering.
Able to work in a global workspace.
Good knowledge of software system e.g. SAP, Microsoft tools
Possess initiative and ability to work independently.

Our vision is to ensure that the excellence and ingenuity that shaped our history continues into our future. Our multi-year transformation programme aims to turn Rolls-Royce into a high-performing, competitive, resilient and growing company. Join us, and it can be your future vision too. Rolls-Royce are committed to being a respectful, inclusive, and non-discriminatory workplace where individuality is valued, diverse perspectives fuel innovation, and everyone can thrive

As part of our selection process, candidates in certain locations may be asked to complete an online assessment, which can include cognitive and behavioural aptitude testing relevant to the role. If required, full instructions for the next steps will be provided.

Job Category

Finance

Posting Date

30 Sept 2026; 00:09

About the Company

Rolls-Royce

Designs, manufactures, and services propulsion systems

Rolls-Royce Holdings plc designs, manufactures, and services complex power and propulsion systems for aerospace, marine, and industrial markets. Its offerings include aircraft engines, marine propulsion systems, and industrial gas turbines, paired with long-term maintenance, repair, and overhaul services under service agreements. The way its products work is by delivering integrated power and propulsion through high-performance engines and turbines, supported by ongoing maintenance to ensure reliability and efficiency. The company differentiates itself through deep engineering expertise across defense and civil sectors, an emphasis on integrated power systems, and a strong focus on long-term service contracts that provide recurring revenue and sustained performance. Its goal is to reduce environmental impact and improve operational efficiency for customers by advancing technology through research and development and delivering reliable, efficient power solutions.

Company size: 10,001+
Company stage: IPO
Headquarters: London, United Kingdom
Founded: 1904

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