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Flex

Fintech rent payments with flexible credit

Senior Manager - Capital Markets

Investment BankingConfirmed live in the last 24 hours
Full-time$146.2k - $215k

About the Job

Requirements

  • 3–5 years of experience in capital markets, structured finance, or debt funding at an investment bank, specialty finance company, fintech lender, or asset manager.
  • Hands-on experience with warehouse facilities, asset-backed securities, or other structured credit products.
  • Experience with structured finance transactions, including technical cash flow modeling for warehouse facilities, securitizations, or similar asset-backed structures.
  • Strong legal and financial document fluency, including comfort working through credit agreements, term sheets, and intercreditor arrangements with counsel.
  • Ability to manage multiple transactions simultaneously without close supervision.
  • A Bachelor of Arts or Bachelor of Science degree is required.

Responsibilities

  • Execute capital markets transactions, including warehouse facility closings, amendments, upsizes, and extensions, managing legal documentation, due diligence, and closing logistics.
  • Own day-to-day lender relationships for assigned facilities, including reporting packages, borrowing base certificates, compliance certificates, and periodic calls.
  • Support securitization program preparation, including working with rating agencies, structuring counsel, and underwriters.
  • Build and maintain transaction models, term sheet analyses, and lender comparison frameworks.
  • Partner cross-functionally with Legal, FinOps, Treasury, Product, and Risk to support deal execution and ongoing facility operations.
  • Monitor facility covenants and proactively flag compliance issues.
  • Contribute to new lender development by preparing pitch materials, term sheet responses, and due diligence packages.

Desired Qualifications

  • An MBA or CFA.

About the Company

Flex

Fintech rent payments with flexible credit

Flex is a fintech that helps people with irregular income or cash-flow issues by offering a flexible line of credit for rent. It pays the user’s rent in full to the landlord when due, and the user repays Flex in two installments at their convenience. The service is accessed through a user-friendly app and funded by recurring fees: a $14.99 monthly membership and a bill-payment fee. Unlike traditional lenders, Flex focuses specifically on rent payments to stabilize both tenants and landlords, enabling renters to align payments with their income flow. The company differentiates itself by combining a rent-focused line of credit with a simple two-part repayment model rather than a standard one-time loan. Its goal is to improve personal cash flow management for tenants while ensuring landlords receive timely rent payments.

Company size
501-1,000
Company stage
Series C
Total funding
$225.1M
Headquarters
New York City, New York
Founded
2019

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