Insurance and Financial Investment Salesperson Apprentice
About the job
- A Realschulabschluss or (Fach-)Hochschulreife.
- Curiosity and interest in advising customers and economic topics.
- Motivation to learn new things.
- A driving license by the start of the apprenticeship.
- Work in the point-of-sale team at Volks- and Raiffeisenbank branches while expanding knowledge at the regional vocational school or GenoKolleg in Münster.
- Learn about insurance and financial products and observe customer advice in practice.
- Prepare and follow up on advisory conversations, create offers, and support the team in completing contracts.
- Applicants currently studying who have decided they would prefer a more practical path are also welcome.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
- Paid Vacation
- Wellness Program
- Mentorship Program
- Training Programs