C

Citi

Runs banking and payments for global clients

Head of Product and Engineering - Director

Full-TimeUpdated on 10/23/2026
No salary listed
Expert
Bachelor's, Master's
Pune, Maharashtra, India
Hybrid
Engineering ManagementEngineering Leadership

About the job

Requirements
  • At least 15 years of professional software engineering experience, including at least 5 years in an engineering leadership role such as Director or Senior Engineering Manager at a product-engineering-first organization.
  • A proven track record of leading large-scale platform consolidations, legacy migrations, or enterprise-wide system unifications.
  • Deep expertise in designing and operating highly available, low-latency, highly secure distributed systems at massive scale.
  • Experience managing globally distributed engineering teams of 80+ engineers, including direct management of engineering managers and principal architects.
  • Proven experience leading a regional engineering site or hub, building local talent pipelines, and fostering a strong engineering culture.
Responsibilities
  • Define and execute technical strategy to consolidate legacy workflow and case management systems into a single modern global platform.
  • Lead migration of core platforms to cloud-native, microservices-based, event-driven architecture designed to process millions of complex events daily with sub-second latency.
  • Partner with AI and machine learning research teams to integrate intelligent routing, automated document processing, and machine-learning-driven decision support into the workflow engine.
  • Establish and enforce architectural standards, API designs, and data schemas for extensibility and maintainability.
  • Drive strategic product decisions with key stakeholders as a product leader.
  • Lead, inspire, and scale a multidisciplinary global engineering organization of 75+ people.
  • Set standards for code quality, automated testing, continuous integration and continuous delivery pipelines, and observability, including monitoring, tracing, and logging, to support 99.999% platform availability.
  • Oversee financial planning, resource allocation, vendor management, and operational budgets for the global engineering organization.
  • Partner with Product Management, Operations, Risk, and senior business executives to align engineering roadmaps with business outcomes.
  • Serve as senior executive and site lead for the regional engineering hub in India, driving local talent acquisition, retention, and career development programs.
  • Build an inclusive, high-performance engineering culture and foster collaboration.
  • Ensure compliance with local regulations, operational standards, and corporate policies.
Desired Qualifications
  • Experience in compliance, sanctions, transaction risk, anti-money laundering, fraud detection, or high-scale transactional risk systems.
  • Familiarity with modern workflow orchestration engines such as Temporal or Camunda and complex state-machine design.
  • Bachelor’s or Master’s degree in Computer Science, Computer Engineering, or a related technical field.

About the company

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Yahoo Finance
Oct 23rd, 2026
team.blue extends $1.2B of Term Loan B to 2032 after upsizing twice

team.blue, a pan-European provider of digital services for small and medium-sized businesses, has extended €1.1 billion of its €1.35 billion Term Loan B. The Ghent-based company, backed by Hg, CPP Investments and Sofina, priced the deal on October 22, 2026. The refinanced tranche now matures in July 2032, instead of September 2029. About 90% of the company's term debt now falls due in 2032. Demand was strong. The deal was upsized twice from an initial €500 million, making it the largest software euro term loan issuance in the last 12 months. It priced at E + 425bps with an original issue discount of 98.5. "The depth of support from our institutional investor base allowed us to go much further," said chief financial officer Jonathan Thackray.

KLSescreener
Oct 23rd, 2026
Malaysia Aviation Group secures US$75mil trade finance facility from Citi

KUALA LUMPUR: Malaysia Aviation Group (MAG) has secured a US$75mil structured trade finance facility from Citi to support its supply chain operations and working capital requirements across Asia.

BBX
Oct 22nd, 2026
Nebius secures $3.5B Citibank financing for global AI cloud expansion

Nebius Group, an AI cloud service provider, has secured a $3.5 billion priority secured financing line from Citibank. The company will use the funds to support the global expansion of its AI cloud computing business.

Yahoo Finance
Oct 21st, 2026
Citi's Radke: AI splits software into winners like Microsoft and losers like Adobe

Citi's Tyler Radke says AI is splitting software into winners and losers. Radke, co-head of US software equity research, told Bloomberg Television that AI is lifting growth at Microsoft, Palantir, and Snowflake. He expects Microsoft's revenue growth to top 20%, up from 18% in the quarter ended June 30. Office costs under $100 a month and bundles security and Copilot, while rivals charge hundreds of dollars, leaving room to raise prices. Adobe and smaller application vendors face pressure as IT budgets shift to AI, he said. Salesforce agreed to buy Braze for $47.50 per share in cash. Radke questions whether Salesforce can speed up organic growth after half a dozen large deals. If financing stays costly, he expects scale to decide who survives.

Kalkine
Oct 20th, 2026
Citigroup prices $1.7B callable senior notes due 2030 with 4.135% fixed coupon

Citigroup priced a €1.5 billion offering of callable senior notes due October 26, 2030, according to a filing dated October 19, 2026. The notes were offered at 100.000% of par and settle on October 26, 2026. Net proceeds are €1,496,250,000 before expenses. The notes pay a fixed 4.135% annually until October 25, 2029. After that, they pay quarterly at three-month EURIBOR plus 0.795%. Citigroup may redeem the notes from April 26, 2027, at a make-whole price, or at par on October 26, 2029, or from September 26, 2030. The notes are rated A3 by Moody's, BBB+ by S&P, and A by Fitch. Citigroup will apply to list them on the Luxembourg Stock Exchange.