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New American Funding

Mortgage lender with diverse loan options

Enterprise Architect

Full-TimeDeadline 9/25/27
$165k/yr+ Annual bonus plan
Expert
Bachelor's
Remote in USA
HybridRemote within the US; hybrid work with four days on-site applies within 30 miles of Santa Ana, CA or Austin, TX.
IT Operations
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree in computer science or equivalent professional experience.
  • At least 12 years of software engineering experience, including at least 7 years in architecture or technical leadership.
  • Deep expertise designing distributed systems, service-oriented architectures, and cloud-native applications.
  • Hands-on experience with .NET Core and C#, React or Angular, and Azure services including App Services, Functions, Service Bus, Cosmos DB, Blob Storage, Event Grid, and Monitoring.
  • Strong understanding of microservices, domain-driven design, event-driven design, command query responsibility segregation, and performance and scalability engineering.
  • Ability to influence without authority across product and engineering organizations.
  • Ability to produce architecture documentation and diagrams, including UML and data-flow diagrams, and mentor diverse engineering teams.
  • Ability to operate effectively across distributed teams and time zones.
Responsibilities
  • Support engineering teams with architectural direction, design guidance, and decision-making across time zones.
  • Design scalable, secure, resilient, and maintainable systems using domain-driven design, event-driven design, microservices, and service-oriented patterns.
  • Translate complex technical concepts into clear diagrams, documentation, and written guidance for technical and non-technical audiences.
  • Partner with product managers, engineering leadership, and technical leads to align architecture with business strategy and roadmap priorities.
  • Participate in design reviews, solution walkthroughs, architecture reviews, and mentoring across engineering teams.
  • Create and maintain system diagrams, architecture documentation, standards, and reference materials.
  • Stay current with emerging technologies and industry trends and incorporate new learnings into architectural strategy.
  • Work with DevOps and site reliability engineering teams to strengthen observability, reliability, monitoring, and operational maturity.
  • Oversee architectural design and integration patterns for internal platforms and external vendor systems.
  • Drive adoption of standards, patterns, and decisions across multiple teams and leaders through influence and credibility.
  • Participate in and help facilitate a Community of Practice with Solutions Architects to share patterns, publish reference designs, align on guardrails, and improve delivery consistency.
Desired Qualifications
  • Microsoft Certified: Azure Solutions Architect or Azure Developer Associate.
  • Experience in mortgage, fintech, or financial services.
  • Prior experience in high-scale, production-critical environments.
  • Experience integrating with vendor application programming interfaces or external platforms.
  • Experience working across globally distributed engineering teams.

About the company

New American Funding provides home lending services to help people buy homes. It offers a diverse set of mortgage products and competitive pricing, aiming for timely and efficient closings. The company supports clients throughout the homebuying process and continues to service their mortgage after closing, focusing on responsive client service and meeting borrowers’ needs. Compared with others in the market, it emphasizes a broad product lineup, clear pricing, and strong post-close service to support customers beyond the sale. The goal is to help clients from all backgrounds achieve homeownership and improve their standard of living through personalized, ongoing mortgage support.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$29.2M

Headquarters

Tustin, California

Founded

2003

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Simplify Jobs

Simplify's Take

What believers are saying

  • Vesta rollout begins in 2027, cutting manual handoffs across origination, underwriting, and funding.
  • Kastle voice agents launched August 2026, expanding 24/7 servicing without adding call-center headcount.
  • Stacy Chevalier's September 2026 promotion targets branch growth across Washington through Alaska.

What critics are saying

  • September 2026 layoffs cut 160 consumer-direct jobs, confirming refinance weakness and margin pressure.
  • February 2026 data-breach notifications triggered litigation risk and reputational damage across borrower trust.
  • If elevated rates persist into 2027, NAF's consumer-direct model becomes existentially unviable.

What makes New American Funding unique

  • NAF pairs 330 branches with $73 billion servicing, giving borrowers scale and recurring cash flow.
  • Rick and Patty Arvielo built a national independent lender focused on retail and service.
  • Cantera Home Lending and regional hires keep top producers inside NAF's platform.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • Parental Leave
  • Wellness Program
  • Mental Health Support
  • Paid Vacation
  • Performance Bonus

Company News

HousingWire
Oct 15th, 2026
New American Funding adds Mullinix Mortgage Group.

New American Funding adds Mullinix Mortgage Group. Mullinix ranked No. 32 on HousingWire's Top Purchase Originators list with $197.2 million across 355 units October 15, 2026, 1:31pm by Sarah Wolak Article Summary. New American Funding expanded in North Carolina and South Carolina by adding the Mullinix Mortgage Group, led by loan officer Will Mullinix. He ranked No. 32 on HousingWire's 2026 Top Purchase Originators list with $197.2 million on 355 units. AI Summary New American Funding (NAF) announced on Monday the expansion of its presence in North Carolina and South Carolina with the addition of the Mullinix Mortgage Group, led by North Carolina loan officer Will Mullinix. Mullinix has originated more than $2 billion in mortgages over more than 20 years in the industry. According to the HousingWire Mortgage Rankings, Mullinix ranked No. 32 nationally in purchase volume last year with a total of $197.2 million across 355 units. The Mullinix Mortgage Group is licensed in North Carolina, South Carolina, Maryland, Virginia, Tennessee, Georgia and Florida. The team focuses on residential purchase and refinance lending while serving homebuyers from offices in Charlotte and Wrightsville Beach, North Carolina. "New American Funding has a mom-and-pop feel, but with a larger, expansive product platform and national reach," Mullinix said. "There's also a strong culture fit and it was just the right move for us and our clients." The group's loan officers and support staff also are joining New American Funding, including Taylor Linde, Morgan Wise, Lenzi Moore, Don Walker and Marty Pizzo. "Will Mullinix is the top-producing loan officer in North Carolina, and he got there by putting his clients first every single day," said Pat Bolan, chief production officer at New American Funding. Mullinix joined the lender to build and expand his team, Bolan said, adding that the company plans to support that growth with its technology and operational resources. Those resources include Vesta, New American Funding's AI-native loan origination system, which is scheduled to begin rolling out in 2027.

PR Newswire
Oct 13th, 2026
New American Funding adds Mullinix Mortgage Group, North Carolina's top originator with $2B volume

New American Funding, a Santa Ana, California-based independent mortgage lender, said the Mullinix Mortgage Group is joining it. The move expands its presence in North and South Carolina. Founder Will Mullinix has originated more than $2 billion in mortgages over 20 years. Scotsman Guide named him North Carolina's top originator by loan volume in 2025 and 2026, and ranked him 33rd nationwide. The group works from offices in Charlotte and Wrightsville Beach, North Carolina. Its support team and loan officers are also joining. "It was just the right move for us and our clients," Mullinix said. Chief production officer Pat Bolan said the lender will help him build and scale the group, including through a new AI-native loan origination platform due in 2027.

Investors Hangout
Oct 13th, 2026
New American Funding expands in Carolinas with Mullinix move.

New American Funding expands in Carolinas with Mullinix move. The gathering of mortgage titans. You don't just waltz into the mortgage world with a $2 billion track record and expect folks not to notice. Will Mullinix, a name that's become synonymous in the Carolinas with mortgage mastery, has decided to bring his influential Mullinix Mortgage Group under the banner of New American Funding. Talk about a power play. This bold strategy isn't just about slapping names on office doors - this is a fusion that's reeling in serious regional ripple effects. Why Mullinix matters. Folks, Mullinix isn't some rookie off the block. This guy's been dubbed the numero uno originator in North Carolina, and he sure didn't get there by twiddling his thumbs. Over his two-decade career, he's lent his expertise to over $2 billion worth of mortgages and snagged the #33 spot nationally. His stock, metaphorically speaking, couldn't be higher. New American Funding's strategic acquisition of Mullinix and his team spells significant growth for their footprint across the Carolinas, a region that's swelling with housing market potential. A match fit for expansion. Mullinix mentions New American Funding's "mom-and-pop feel" while touting its hefty, nationwide product offering. The sweet spot here is the combination of personalized service baked into a pie that's seasoned with expansive national reach. Call it smart synergy or just plain common sense, but this partnership means they're set to tap into more homeowners who'd appreciate that local touch backed by national power. Building A stronger legacy. For Mullinix, the move isn't purely about pushing more paper; it's about legacy-building. All his team members - Taylor Linde, Morgan Wise, Lenzi Moore, Don Walker, and Marty Pizzo - are coming along for the ride. They've set up camp in Charlotte and Wrightsville Beach, NC, ready to offer a seamless lending process to the folks who call the Carolinas home. It feels like every corner of North and South Carolina is soon going to know their names. Lender landscape and future moves. Here's the kicker: this isn't just some quiet little merger. It's strategic planning for the big leagues. With New American Funding's backing, and fresh tools like their AI-native LOS Vesta platform rolling out in 2027, Mullinix and crew aren't just playing small ball - they're going to be slugging for the fences. Expect efficiency and customer experience enhancements that challenge existing market norms. "New American Funding has a mom-and-pop feel, but with a larger, expansive product platform and national reach," Mullinix said. The road ahead. The big takeaway - this isn't just another bump up the stock chart for New American Funding. It's a strategic positioning to solidify their status as a major player in the mortgage landscape across the Carolinas and beyond. For investors eyeballing New American Funding, this deal surely smells like opportunity, providing more customer engagement and expanded market presence. Keep your ear to the ground and eyes on those numbers, because the Mullinix New American Funding team is set to make waves, and it's anyone's guess how far the ripples will reach.

HousingWire
Oct 8th, 2026
Vesta raises $30M in Series B funding to expand AI-native LOS

AI-based LOS provider Vesta raised $30 million in Series B funding as lenders report lower origination costs and ramp up use of AI agents.

New American Funding
Oct 6th, 2026
Fortune Media and Great Place To Work name New American Funding to 2026 Best Workplaces in Financial Services & Insurance List, ranking no. 32.

Fortune Media and Great Place To Work name New American Funding to 2026 Best Workplaces in Financial Services & Insurance List, ranking no. 32. October 6, 2026 Great Place To Work(R) and Fortune have selected New American Funding for the 2026 Fortune Best Workplaces in Financial Services & Insurance(TM) List. This is New American Funding's 11th time being named to this prestigious list, this year coming in at 32nd place in the large category. Earning a spot means that New American Funding is one of the best companies to work for in the country. The Best Workplaces in Financial Services & Insurance list is based on analysis of survey responses from over 194,000 employees at Great Place To Work Certified(TM) companies in the financial services and insurance industry. The Best Workplaces in Financial Services & Insurance list is highly competitive. Great Place To Work, the global authority on workplace culture, determines its lists using its proprietary Trust Index(TM) Survey to evaluate and certify thousands of organizations in America's largest ongoing annual workforce study, based on over 1.3 million survey responses and data from companies representing more than 7.3 million employees. Survey responses reflect a comprehensive picture of the workplace experience. Honorees were selected based on their ability to offer positive outcomes for employees regardless of job role, work status, or other demographic factor. "Congratulations to the Fortune Best Workplaces in Financial Services & Insurance," says Michael C. Bush, CEO of Great Place To Work. "People are at the heart of work in every industry, and finance is no exception. These companies show how delivering for your people drives financial performance and turns fear of the future into the confidence to win." In 2026, New American Funding also made the Scotsman Guide Top Mortgage Lenders and Top Workplaces lists. In addition, they were named to the Forbes America's Best Midsize Employers. About the Fortune Best Workplaces in Financial Services & Insurance List Great Place To Work selected the 2026 Fortune Best Workplaces for Financial Services & Insurance by analyzing confidential survey responses from more than 1.3 million employees, representing the experiences of 7.3 million employees in the U.S. in 2025 and 2026. Of those responses, more than 194,000 responses were received from employees at Great Place To Work Certified companies in the financial services and insurance industry, and these rankings are based on that feedback. Companies with 10 to 999 employees competed in the small and medium category. Companies with 1,000 or more employees were considered for the large category. Read the full methodology. About Great Place To Work As the global authority on workplace culture, Great Place To Work, a UKG company, brings 30 years of groundbreaking research and data to help every place become a great place to work for all. Its proprietary platform and Great Place To Work Model help companies evaluate the experience of every employee, with exemplary workplaces becoming Great Place To Work Certified and receiving recognition on a coveted Best Workplaces list. About Fortune Media Fortune is a global multi-platform media company built on a legacy of trusted, award-winning reporting and information for those who want to make business better. Independently owned, Fortune tells the stories of the world's biggest companies and their leaders as well as a new generation of innovators who are moving business forward. Digitally and in print, Fortune measures corporate performance through rigorous benchmarks, and holds companies accountable, in regions around the world. Its iconic rankings include Fortune 500, Fortune Global 500, Most Powerful Women, and World's Most Admired Companies. Fortune builds world-class communities by convening industry thought leaders for exclusive summits and conferences, including the Fortune Global Forum, Fortune Brainstorm Tech, and Fortune Most Powerful Women. For more information, visit fortune.com.