Business Development Senior Specialist Level - Digital Insurance, Junior Associate
About the job
- A bachelor's degree in any major is required.
- Experience handling business-to-business partnerships for digital products is required.
- Adequate ability to write and speak in English is required.
- Strong communication, negotiation, presentation, and analytical skills are required.
- Candidates should be energetic, mature, accountable, self-driven, and quick learners.
- Create partnerships with e-commerce companies that can benefit Cermati's insurance products.
- Develop a deep understanding of microinsurance products and partners' products to create successful partnerships.
- Prepare customized, engaging, and accurate presentations for potential partners.
- Maintain strong ongoing relationships with current partners and propose new ways to grow the partnerships.
- Identify potential opportunities, create innovative strategies, and implement them.
- Research ways to increase product value for clients, including identifying missing features, improvements, and client feedback.
- Collaborate with the product team to create an effective strategy.
- Experience with digital microinsurance products is preferred.
- A broad network of e-commerce clients is a plus.
About the company
Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.
Company Size
501-1,000
Company Stage
Series A
Total Funding
$1.9M
Headquarters
Jakarta, Indonesia
Founded
2015
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Simplify's Take
What believers are saying
- July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
- Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
- Series D rumors from 2024 suggest investors still see scalable value in Cermati.
What critics are saying
- BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
- OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
- Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.
What makes Cermati.com unique
- Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
- Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
- Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.
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Benefits
- Flexible Work Hours