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Amartha

P2P lending for women-led MSMEs

Area Manager

Business OperationsConfirmed live in the last 24 hours
Full-timeBanten, Indonesia

About the Job

Requirements

  • A bachelor's degree is required.
  • Experience leading at least two branches is required.
  • Experience leading a team of more than five members is required.
  • At least two years of microfinance experience as a Coordinator, Supervisor, Branch Head, or Area Manager is required.
  • Ability to develop sales and marketing strategies to guide the team toward targets is required.
  • Must own a motorcycle and hold a SIM C driving license.
  • Must be willing to travel throughout the Banten area.
  • High discipline, integrity, honesty, and transparency are required.
  • Strong communication and collaboration skills are required.
  • Ability and enthusiasm to analyze information and data are required.
  • Ability to adapt to change and focus on targets is required.
  • Ability to build a coaching culture to improve team performance is required.

Responsibilities

  • Oversee and monitor the management of Point Offices and branches.
  • Ensure that all branch key performance indicators within the area are achieved, including portfolio quality and growth in line with Amartha’s goals and targets.
  • Ensure partner recruitment, service, and assistance follow standard operating procedures.
  • Ensure the strategies, management, processes, and operations of all branches in the assigned area.
  • Ensure branch office administration is complete and orderly.
  • Ensure branch office operations run properly, including permits, infrastructure, and inventory.
  • Ensure all branch staff strictly comply with policies and procedures.
  • Ensure staff perform effectively through training, performance monitoring, and conflict management.
  • Ensure regional branch operations through human resource fulfillment and management.
  • Ensure Amartha’s planned expansion is carried out effectively.
  • Ensure portfolio quality meets Amartha’s goals and branch audit scores meet management expectations.
  • Uphold transparency at the branch.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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