C

Capital One

Credit cards, loans, and banking services

Product Design Director - Concierge Products

Full-TimeUpdated on 10/4/2026
$209.5k - $286.9k/yr+ Performance-based incentive compensation + Cash bonus(es) + Long-term incentives
Expert
McLean, VA, USA+2 moreMore locations: Richmond, VA, USA | New York, NY, USA
In Person
No H1B Sponsorship

About the job

Requirements
  • At least 8 years of experience in a product design role.
  • At least 3 years of experience leading design teams.
  • A strong portfolio demonstrating leadership, process, results, and impact.
  • Proficiency with web and mobile technologies and platforms, navigating technology considerations and constraints to drive sound product and experience decisions.
  • Expertise with design and prototyping tools such as Figma.
  • Proficiency in business case development, grounding product and user experience decisions in business value.
  • Exceptional written and verbal communication skills.
  • Exceptional interpersonal skills and relationship building across complex organizations.
  • Exceptional people management and development skills.
Responsibilities
  • Lead the Concierge Products team and lead the Velocity Black experience, other concierge experiences, and backend agent experiences.
  • Lead a talented, cross-disciplinary team of designers and collaborate with research teams and Product and Tech leadership.
  • Lead high-impact, highly complex projects and define and drive design strategy that informs organizational vision and aligns with business objectives.
  • Use interaction, visual, and service design skills, collaborating with cross-functional partners to oversee and optimize appropriate tools, platforms, frameworks, and design systems, and enable the team to develop artifacts including vision stories, journey maps, blueprints, high-fidelity designs, and prototypes.
  • Create conditions for a positive and inclusive team environment and set a vision for an inclusive, collaborative culture in which the team feels valued and heard.
  • Champion customer and partner perspectives, modeling the view that business and customer outcomes are complementary and delivering experiences that exceed baseline customer needs and expectations.
  • Apply knowledge of products, processes, customers, competitors, and industry trends to shape how Design engages with and solves business challenges.
  • Share insights about technical advances and data capabilities that could influence outcomes, help larger teams navigate technical limitations, and support technological solutions, data destinations, and efficiency.
  • Connect teams, portfolios, platforms, and lines of business to drive coherent experiences, accelerate delivery, and elevate design's value.
  • Present work across levels and job functions, integrating design frameworks and data and research insights to make complex topics accessible, influence senior stakeholders, and achieve impactful results.
Desired Qualifications
  • 10+ years of experience in a product design role.
  • 5+ years of experience leading design teams.
  • Experience with a design toolkit spanning product design, service design, design strategy, and content design.
  • Experience leading product design teams operating across UX and UI, strategy, content, and research from strategy through delivery to market.
  • Experience partnering with product managers, engineers, marketing, and analytics leaders across multiple business lines to shape strategy, OKRs, roadmaps, and operating models.
  • Experience working within a design system.
  • Experience managing an interdisciplinary design team.

About the company

Capital One provides a range of financial services in the United States, including credit cards, savings accounts, car loans, and business checking. It uses data and technology to shape its products and make banking easier and more accessible, including no-fee, no-minimum checking options. The company earns money mainly from interest on loans and credit card fees, plus investment banking services. Its products work by offering customers accounts and credit instruments backed by various lending products, with features like online banking, customer support, and educational tools to help financial decisions. Capital One differentiates itself through an emphasis on financial inclusion, user-friendly digital experiences, and partnerships focused on financial literacy, aiming to reach a broad audience from individuals to small businesses. Its goal is to simplify banking and expand access to financial services for a wide audience.

Company Size

10,001+

Company Stage

IPO

Headquarters

McLean, Virginia

Founded

2014

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 net income reached $3.0 billion, with revenue up 4%.
  • Discover originations moved onto Capital One's platform in September 2026, unlocking network synergies.
  • CET1 capital was 13.7% at June 30, 2026, supporting buybacks and growth.

What critics are saying

  • CFPB and New York Attorney General savings-account cases threaten more 2026 payouts.
  • Discover integration stays complex through January 2027, delaying synergies and distracting management.
  • Card lending concentration and privacy class actions create existential franchise and trust risk.

What makes Capital One unique

  • Capital One ran entirely on AWS after exiting all data centers in 2026.
  • The Discover acquisition gives Capital One an owned payments network and card platform.
  • Its proprietary data analytics still underwrite cards, deposits, and auto loans.

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Benefits

Medical, Dental, & Vision coverage

Onsite Health Centers

Prescription saving with network of local pharmacies

Stock Purchase Plan

Education Assistance

401(k)

Flexible Spending Accounts

Life and Disability insurance

Generous paid time off + corporate & floating holidays

Registered dieticians on site, cooking classes and free virtual fitness classes

Employee Assistance Program

Company News

News Patrolling
Oct 7th, 2026
Capital One India appoints Pooja Ranjan as Head of Human Resources.

Capital One India appoints Pooja Ranjan as Head of Human Resources. Industry leader brought on board to spearhead people strategy, culture, and talent capability for Capital One India BENGALURU, India, October 07, 2026: Capital One Financial Corporation (NYSE: COF) today announced the appointment of Pooja Ranjan as the Head of Human Resources for Capital One India. In this role, Ranjan will steer leadership planning, talent strategy, strategic workforce planning, and organizational transformation. With over 25 years of global experience, Pooja Ranjan has established herself as a distinguished leader in HR transformation, operating model redesign, and digital workplace innovation. Joining Capital One from AntWorks, where she served as Vice President of Business Transformation & Human Resources, Pooja brings a deep track record of guiding complex organizations through strategic evolution. Her career is highlighted by a tenure of over two decades at IBM India leading the Change Management and HR Reinvention practices, where she consistently modernized end-to-end HR systems and processes to drive organizational success. Beyond her strategic execution, Pooja's strength lies in her ability to navigate diverse matrixed environments and align stakeholders around a shared vision. At Capital One, she plays a vital role in building a world-class management team while fostering a winning culture anchored in diversity, equity, and collaboration. Her career remains a benchmark for transformative leadership, showcasing how strategic alignment can consistently yield impactful results, even in the most complex, multi-cultural environments. "Capital One has set the standard for leveraging data science, artificial intelligence, and machine learning to transform financial services ," said Pooja Ranjan. "I am thrilled to join the team in Bengaluru at such an exciting juncture and look forward to fostering a vibrant culture where top data scientists,software engineers, and technology leaders can solve some of the most complex challenges in modern finance." As a technology-first financial services enterprise, Capital One leverages proprietary data science, AI, and modern software engineering to democratize financial tools across its primary markets. Serving as an integral global technology centre since 2004, Capital One India powers this vision by combining deep expertise in data science, artificial intelligence, machine learning, software engineering, and analytics to design and deploy modern financial solutions for millions of customers worldwide. Ranjan's appointment reinforces the firm's ongoing commitment to investing in top-tier technology and leadership talent.

Finopulse
Oct 5th, 2026
Capital One launches new Discover it Secured Cash Back Credit Card with 5% Cash Back & lower deposits.

Capital One launches new Discover it Secured Cash Back Credit Card with 5% Cash Back & lower deposits. Oct 5, 2026 1 hour ago Capital One launches new Discover it Secured Cash Back card. Today, Capital One launched the new Discover it(R) Secured Cash Back Credit Card featuring Discover's flagship 5% cash back categories, 1% cash back on all other purchases, and Unlimited Cashback Match at the end of year one. That's all for no annual fee. Designed to make credit building more accessible, the card offers credit lines starting at $200 with lower, refundable deposits as low as $49 (subject to credit evaluation). Cardholders also gain access to Capital One Travel, Capital One Entertainment, unlocking enhanced earnings and benefits. Key features & benefits: * 5% Cash Back in Rotating Categories: From October 1 to December 31, after an in-app or online activation, cardholders can earn 5% cash back on qualifying purchases across Entertainment, Restaurants and Utilities. Cash back rewards never expire and can be redeemed in any amount, at any time. * 1% Unlimited Cash Back: Earn 1% cash back automatically on all other purchases * Unlimited Cashback Match(R): Discover automatically matches all the cash back earned at the end of the cardholder's first year, with no minimum spending or maximum rewards cap. * Refundable Security Deposit + Path to Upgrade: Cardholders who establish a positive track record can earn their deposit back and be upgraded to the Discover it(R) Cash Back Credit Card. Deposits are also fully refunded upon account closure in good standing. * Capital One Perks: Cardholders gain access to additional earning opportunities across the Capital One ecosystem, including: * Capital One Travel: 5% cash back on hotels, rental cars, and activities booked directly through Capital One Travel. * Capital One Entertainment: 5% cash back on sports, concert, and theater tickets booked through Capital One Entertainment. * Capital One Offers: Up to 15% cash back on qualifying online shopping purchases with partner retailers. Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by finopulse.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

Spot On Iowa
Sep 30th, 2026
Best banks for customer service in 2026, according to real customers.

Best banks for customer service in 2026, according to real customers. Finder reports that customer service and onboarding are key in choosing a bank, while J.D. Power's 2026 survey highlights Chase and Capital One as top banks. |!| Denison

NerdWallet
Sep 29th, 2026
Bank of America(R) will transfer to Atmos Rewards.

Bank of America(R) will transfer to Atmos Rewards. For points travelers, there haven't been many ways to earn Atmos points through credit cards. Currently, they can either get an Atmos Rewards-branded credit card (issued by Bank of America(R) or transfer points from Bilt Rewards. In 2027, though, Atmos Rewards says eligible Bank of America(R) cardholders will be able to transfer points to Atmos. That could make travel cards from Bank of America(R) more attractive to travelers who want transfer partners - something the issuer program has been lacking for years. Currently, there aren't any other details on which cardholders would be eligible or what the transfer ratio would be, but this development could make the Bank of America(R) travel cards more competitive with the travel cards from Chase, AmEx, Capital One and Citi. Atmos Rewards says it plans to add transfer options with other financial institutions in the future. New and refreshed Atmos cards are coming. Changes to the Atmos Rewards cards themselves are already underway. In late 2026, the Atmos(TM) Rewards Visa Signature(R) Business card will get a refresh, including lounge passes, free same-day confirmed flight changes and a new 10x points bonus category on eligible purchases through Atmos Rewards for Business. Changes to the annual fee have not been announced. Credit card refreshes are usually accompanied by a boosted sign-up bonus, so business owners may want to wait to apply if they've been considering the card. In early 2027, Atmos Rewards will also introduce a debit card as another way to earn Atmos Rewards points and status points. Traditionally, debit cards haven't offered many rewards, but more airlines are starting to offer them. Southwest Airlines and United Airlines, for example, both launched their own debit cards in the past year. Alaska's version will include perks such as flight and onboard purchase discounts, free points sharing, the ability to pay certain account fees with points and no foreign transaction fees. A debit card could appeal to young travelers who might not have the credit scores to qualify for a traditional airline credit card. Atmos Rewards is already having success with younger generations. In a press release, Atmos Rewards said "more than half of new status members are Gen Z." Still, the perks and rewards rates on rewards credit cards are better than debit cards, and account fees for debit cards can be more expensive than credit card annual fees. More premium seats will be added. For Alaska and Hawaiian Airlines flyers, the airlines have also revealed more details about upgrades to its planes and lounges. These could make Atmos redemptions with either airline even more enticing. Like other U.S. airlines, Alaska is increasing its premium seat capacity. The airline will install 12 of its new, lie-flat Aurora Suites - what you'd normally see on its international business class - on some of its 737-10 MAX aircraft. That means you could fly in these suites on select transcontinental routes in 2028. Hawaiian Airlines' A330 airplanes will also undergo a transformation to include 22 lie-flat seats, called Leihōkū Suites, for passengers in international business class and domestic First Class flights. Both Hawaiian and Alaska Airlines will also start renovating planes with a premium economy cabin, called Premium Reserve. The seats will have 38 inches of pitch, compared to just 31 inches of pitch in economy. (Seat pitch is the distance between two seats; the bigger the pitch, the more legroom you get.) These retrofits with more lie-flat business class and premium economy is generally a win for points travelers, who may have an easier time finding award availability on airplanes that are 40 to 46 percent premium seating. The updated planes are expected to start flying in 2028. Lounge options are expanding. Travelers in Alaska and Hawaiian's hubs will also get access to more premium ground experiences in the new lounges opening in the next few years. The expanded Alaska Lounge in Concourse C is set to open in late 2027, with 500 seats in the Alaska Lounge and another 200 seats in the Aurora Lounge. That's Alaska's version of a premium class lounge exclusively for international business class travelers. The Seattle lounges will feature an outdoor patio with a fireplace, private work stations, a pizza oven, coffee lab and shower suites. In early 2028, the new Hawaiian Airlines lounge will open in Honolulu with capacity for 200. This lounge will have a full bar and private work stations. A new 14,000-square-foot Alaska lounge in San Diego is also due to open in 2028. These lounge openings will be welcome news for those with the Atmos(TM) Rewards Summit Visa Infinite(R) credit card, who get two Alaska Lounge day passes per quarter as one of the benefits of holding the card. How to maximize your rewards. You want a travel credit card that prioritizes what's important to you. Here are some of the best travel credit cards of 2026: Back to top