P

Pathward

Banking as a Service and payments

Capital Markets Analyst - Warehouse Finance

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeRemote in USARemote

About the Job

Requirements

  • Bachelor's degree in Finance or a related field.
  • 0–2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending, or Investment Banking.
  • Verbal and written communication skills.
  • Critical thinking skills.
  • Attention to detail.

Responsibilities

  • Contribute to identifying, evaluating, and achieving strategic business opportunities through warehouse lending and new capital markets structured finance initiatives to optimize the bank’s balance sheet and improve financial performance.
  • Provide analytical and operational support in managing the bank’s warehouse lending business.
  • Lead day-to-day warehouse lending operations and reporting, including preparing advance and paydown requests and reviewing borrowing base and compliance reporting.
  • Assist in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparing deal approval write-ups, and presenting to the bank’s Executive Credit Committee.
  • Develop and execute ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business.
  • Perform and present periodic reviews of existing warehouse lending deals.
  • Identify and implement concepts, best practices, and approaches related to warehouse lending reporting and operational and credit risk management.
  • Lead the development of warehouse lending performance reporting and credit risk management oversight.
  • Assist in overseeing third-party warehouse lending financial and operational audits.
  • Assist with structured finance transaction due diligence, financial modeling, risk management, and legal documentation.
  • Perform detailed financial analysis and help build complex transaction models for new and existing warehouse-structured finance transactions in a collaborative environment.
  • Support the Chief Investment Officer and Head of Capital Markets on other assigned tasks.
  • Perform other duties as assigned.

Desired Qualifications

  • Working toward an MBA and/or CFA is a plus.

About the Company

Pathward

Banking as a Service and payments

Pathward provides fintech services to individuals and small to midsize businesses to expand access to banking and credit. It offers Banking as a Service (BaaS), payment processing, issuing, credit products, tax fintech services, and commercial finance like working capital and equipment financing; partner businesses can embed banking features, process payments, issue cards, and extend credit. The company differentiates itself by offering a broad, inclusion-focused suite of tools and by adapting to changing economic conditions, rather than relying on a single product line. Its goal is to improve financial stability and growth for underserved clients by delivering practical, adaptable financial tools and capital.

Company size
501-1,000
Company stage
IPO
Headquarters
Sioux Falls, SD
Founded
1954

Recently Posted Jobs

Explore more opportunities at Pathward

See more jobs