Automation & AI Analyst
PayJoy
Automation & AI Analyst
PayJoy
Provides credit access via device-collateral loans
We're hiring an Automation & AI Analyst to build and own the connective tissue between our platforms: integrating our CRM (Zoho) with the tools around it, onboarding new SaaS systems, and designing end-to-end automations that move and transform data from our data warehouse into downstream SaaS systems. You'll build these flows to be trustworthy by design and resilient, using logs to catch failures and improve. This is a hands-on role for someone self-driven, comfortable working directly with stakeholders to turn needs into working automation, and excited to bring an AI-first point of view to how we solve problems.
PayJoy helps people in emerging markets access credit to buy smartphones and other devices by partnering with local banks and retailers. Its system uses mobile locking technology and data science to let customers pay over time, with the device serving as collateral and remaining locked until payments are made; if needed, the lender can immobilize the device. Unlike traditional lenders, PayJoy works in markets with limited banking by combining device collateral with fintech and retailer partnerships to extend credit to the unbanked. Its goal is to expand affordable device access, improve consumer financial inclusion, and support growth in developing economies.
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