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PayJoy

Provides credit access via device-collateral loans

Automation & AI Analyst

Data EngineeringUpdated on Nov 10
Full-timeNo salary listed

About the Job

Requirements

  • Strong Python scripting and automation skills, including consuming and building REST API integrations with authentication and tokens, pagination, and rate limits, and parsing and reshaping JSON into target schemas.
  • Comfort wiring systems together, matching data to a destination's required format, handling failures and retries, and preventing bad data from passing downstream.
  • Experience building and running data and automation pipelines in Databricks using Spark and SQL.
  • Practical use of AI tools to build and accelerate automation, and a perspective on where AI can add value.
  • Experience using logs and monitoring to diagnose and recover from errors.
  • Ability to make progress autonomously and unblock oneself rather than waiting for others.
  • A methodical approach to problem-solving, including reading errors, reasoning through them, and debugging under pressure.

Responsibilities

  • Build and maintain connections between Zoho CRM and related tools, and evaluate and onboard new SaaS platforms such as Spiff into the ecosystem.
  • Build data and process automations from scratch to move and transform data from Databricks into downstream systems such as Kyriba, and own them from design through production.
  • Embed intermediate data-quality checks and alerting into every flow, and implement approval gates where a human reviews and signs off on results on a dashboard before they are committed.
  • Use logs to detect errors, automatically retry transient failures, and route unresolved issues into a review flow so issues are surfaced and resolved without silent data loss.
  • Translate stakeholder needs into working automation, operate independently, and proactively bring AI-driven approaches to solving problems.

Desired Qualifications

  • Hands-on experience with Zoho CRM and its APIs.
  • Infrastructure knowledge, including containers, Docker, and AWS.
  • Experience onboarding or integrating SaaS platforms.

About the Company

PayJoy

Provides credit access via device-collateral loans

PayJoy helps people in emerging markets access credit to buy smartphones and other devices by partnering with local banks and retailers. Its system uses mobile locking technology and data science to let customers pay over time, with the device serving as collateral and remaining locked until payments are made; if needed, the lender can immobilize the device. Unlike traditional lenders, PayJoy works in markets with limited banking by combining device collateral with fintech and retailer partnerships to extend credit to the unbanked. Its goal is to expand affordable device access, improve consumer financial inclusion, and support growth in developing economies.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$606.9M
Headquarters
San Francisco, CA
Founded
2015

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