Team Lead Credit & Collections - Financial Services

There are over 8 billion people on this planet. And by 2050, there will be 2 billion more... many moving into urban centers at an unprecedented rate. Making sure there is enough food, fiber and infrastructure for our rapidly growing world is what we're all about at John Deere. And it's why we're investing in our people and our technology like never before! Here the world's brightest minds are tackling the world's biggest challenges. If you believe one person can make the world a better place, we'll put you to work. RIGHT NOW.

John Deere Bank S.A. is one of the European branches for John Deere Financial, along UK, Spain, Germany, and Luxembourg. The primary activity is providing financial services to customers and dealers who want to finance John Deere equipment. 

In our financial department, you can expect an international team with a global presence in a highly collaborating network using benchmark processes and systems (e.g., SAP ERP) to support the business objectives. Our teams are working in an innovative environment where new ideas (e.g., artificial intelligence) and continuous process improvements are appreciated and promoted. We provide the best solutions and opportunities for our employees with high engagement toward creative thinkers with outstanding financial expertise.

Due to the development of John Deere Bank, we are currently seeking candidates for the position of:

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Team Lead, Credit & Collections

Tarnowo Podgorne, Poland

Your responsibilities:

• Lead, coach, and develop a team of Credit Analysts and Collections Specialists focused on the Polish market.
• Ensure timely, accurate, and well‑documented credit decisions for retail finance applications.
• Manage collections activities for retail customers with a focus on reducing delinquencies and maintaining a high portfolio quality.
• Design, review and update internal processes to maintain the highest standards of compliance and operational efficiency.
• Enable and support the digital transformation and automation of our retail credit operations processes.

Our requirements:

• Bachelor’s or Master’s degree in Finance, Business, Economics, or a related field.
• 5+ years of experience in credit underwriting, collections, or risk management; experience with the Polish market is highly preferred.
• 2+ years of experience in managing and leading credit operations teams.
• Analytical mindset and strong judgment to make balanced, risk‑based credit decisions.
• Proven ability to build scalable processes and workflows, balancing speed, quality, and risk management.
• Excellent stakeholder management and communication skills.
• Fluency in Polish and English required; additional languages are an asset.

What we offer:

• Employment contract. 
• Company car.
• Strong support for work-life balance, including flexible working hours (start time between 7:00 and 10:00 AM) and a hybrid work model.
• Opportunities for professional development within the company, with strong support for internal career growth.
• Employee referral program.
• Additional vacation days based on length of employment.
• Holiday allowance when taking at least 2 weeks off.
• Daily use of a foreign language in a friendly international working environment.
• Private medical care, life insurance, sports card, meal allowance, language courses, a social fund budget, and various additional fun events in our office.
• Free access to our e-learning platform, featuring over 1,000 courses.

Please attach an English version of your CV.

John Deere is an equal opportunity employer. All qualified applicants will receive consideration for employment without regards to, among other things, race, religion, color, national origin, sex, age, sexual orientation, gender identity or expression, status as a qualified individual with disability.