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Ethos Life

Tech-driven online life insurance provider

Director, Marketing Process & Technology

Regulatory Compliance & EthicsConfirmed live in the last 24 hours
Full-timeRemote in USARemote

About the Job

Requirements

  • At least 12 years of relevant compliance work experience in the insurance industry, including significant hands-on marketing and advertising review experience.
  • Deep expertise in insurance regulatory marketing compliance, including advertising requirements, required disclosures, and advertising filing obligations across states.
  • Demonstrated ownership of a high-volume marketing or advertising review function, including its standards and workflow.
  • Hands-on experience implementing AI or automation in a compliance review workflow, including configuring, measuring, and improving it.
  • Ability to define and defend where automation is appropriate and where human judgment is required, and to evidence that distinction to auditors, examiners, and carriers.
  • Strong process design skills, including intake, service-level agreements, prioritization, throughput, and cycle time.
  • Comfort working with data to measure review quality and automation performance, and reporting both to senior leadership.
  • Experience hiring, developing, and managing an analyst, or clear readiness to do so.
  • Sound and practical business judgment, with confidence in determining acceptable risk.
  • Ability to multitask and work independently or with cross-functional teams while adapting to ambiguous and rapidly changing environments.
  • Attention to detail.
  • Ability to work in a fast-paced environment and manage multiple deadlines.

Responsibilities

  • Own the AI marketing review tool and drive the shift toward automated AI review.
  • Act as business owner and administrator of the tool, including configuration, rule and prompt tuning, testing, and release management.
  • Define automation tiers: what AI approves outright, what AI reviews subject to human confirmation, and what always requires human review.
  • Continuously improve automated review quality by measuring tool output against human review, tuning to reduce missed issues, and expanding the categories of content it can handle.
  • Establish human-in-the-loop thresholds, sampling, and ongoing quality assurance to validate tool reliability as content, products, and regulations change.
  • Own the auditability of AI-assisted decisions so that approvals can be reconstructed and defended to an examiner, auditor, or carrier.
  • Partner with vendors and internal engineering and data teams on integration, evaluation, and roadmap.
  • Grow the share of reviews completed through automation as a primary, measured objective.
  • Design and run intake for all marketing review requests, with clear service-level agreements, routing, and prioritization.
  • Maintain the review standards of record, including review criteria, required disclosures, and the library of pre-approved claims and language.
  • Personally perform the majority of reviews and serve as decision-maker on close calls, documenting rationale so decisions accumulate into usable precedent.
  • Maintain recordkeeping and an audit trail of submissions, versions, approvals, and conditions of approval.
  • Measure and improve throughput, cycle time, and review quality.
  • Review consumer-facing marketing across paid media, lifecycle and email, web, brand, and social.
  • Review agent- and producer-facing materials, including recruiting, training, and sales support content.
  • Review partner, carrier, and co-branded campaign materials.
  • Review product and disclosure content embedded in online flows, including rate and quote presentation and required disclosures.
  • Translate insurance advertising and marketing regulatory changes into concrete review criteria, tool rules, and updated approved language.
  • Refresh disclosure and claim libraries as products, state approvals, and carrier requirements change.
  • Embed compliance early in the marketing lifecycle, at the brief and concept stage rather than at launch.
  • Act as a trusted advisor and thought leader to Marketing, Brand, Growth, Product, and Legal.
  • Partner with the Compliance Risk Management team so marketing review controls are documented and independently tested.
  • Support advertising filings where required, along with market conduct exams, regulatory requests, carrier requests, and data calls.
  • Build and lead the function as a hands-on player-coach, then hire, onboard, develop, and manage a compliance analyst as volume and automation maturity allow.
  • Own marketing compliance reporting and governance, including review volume, cycle time, automation rate, quality and error rates, and key risk indicators.
  • Assist in drafting and updating marketing compliance policies and procedures.
  • Provide general compliance support across the team and company as needed, including research and provisioning of compliance guidance.

About the Company

Ethos Life

Tech-driven online life insurance provider

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Austin, TX
Founded
2016

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