Lead Internal Auditor - Lending

What You Will Do

Risk-Based Audit Planning: Plan and develop risk-based audit plans considering regulatory requirements, operational risks, business needs, and governance inputs (Enterprise Risk, Ethics, and Regulatory Compliance).
End-to-End Audit Execution: Independently plan and execute audit engagements in line with approved plans, internal audit methodologies, and quality standards.
Risk & Control Assessment: Perform in-depth analysis of operational processes, regulatory matters, and root causes to identify key risks and control gaps.
Audit Reporting & Recommendations: Prepare clear and comprehensive audit reports, provide guidance on remediation actions, and monitor progress through to closure.
Stakeholder & Issue Management: Engage with business stakeholders and Group Audit to discuss findings, escalate key issues, and align on remediation actions.
Remediation Monitoring: Track remediation progress, follow up on outstanding findings, and support timely closure of agreed actions.
Audit Communication: Effectively communicate audit observations, recommendations, remediation status, and report deliverables in both Bahasa Indonesia and English.

What You Will Need

Minimum of 6–8 years of audit experience, gained from public accounting firms and/or internal audit roles, preferably within financial services, fintech, banking, or other regulated industries, especially those in lending.
Hands-on experience auditing compliance with relevant Otoritas Jasa Keuangan (OJK) and/or Bank Indonesia (BI) regulations, preferably within financial services or lending-related businesses.
Good understanding of risk-based audit methodologies, including audit planning, walkthroughs, control testing, identifying findings, and developing audit recommendations.
Good understanding of payment systems, processes, and technology environments, with exposure to high-volume transaction processes preferred.
Professional certification in audit, risk, or information systems (e.g., CA, CPA, CIA, CISA, CRMA, or equivalent) is preferred.
Proficiency in data analysis tools such as MS Excel, ACL, Tableau, or equivalent, with strong analytical and problem-solving skills.
Strong communication and stakeholder management skills, with the ability to work independently, manage multiple audit assignments, and communicate effectively in both Bahasa Indonesia and English. Strong report writing skills in English to communicate concisely on audit findings and reports.