M

Matter Intelligence

Creditworthiness assessment beyond FICO for lenders

Chief of Staff

Full-Time
No salary listed
Mid
San Francisco, CA, USA
In PersonOn-site work in San Francisco is required.

About the job

Requirements
  • At least 4 years of experience in a high-performance operating environment such as an early-stage startup, strategy or business operations role, management consulting, investing, product operations, or a founder or founding-team role.
  • Demonstrated ability to drive cross-functional work across technical, commercial, financial, legal, or operational stakeholders.
  • Strong written and verbal communication skills, with the ability to turn complexity into clear decisions, narratives, and operating plans.
  • Strong analytical ability and comfort working with financial, operational, customer, and product information.
  • Ability to operate with sensitive information and work closely with senior leaders.
  • Technical curiosity and the ability to earn credibility with engineers and scientists without needing to be the technical expert.
  • Exceptional judgment, organization, and follow-through in ambiguous situations.
  • High ownership and willingness to take responsibility for outcomes, not just coordination.
  • Resourcefulness and comfort building structure where none exists.
Responsibilities
  • Drive strategic initiatives directly for the Chief Executive Officer, from problem definition through execution, follow-through, and operating cadence.
  • Connect engineering, commercial, finance, legal, and operations teams to keep priorities aligned and dependencies visible.
  • Turn executive priorities into clear workstreams, owners, timelines, decision points, and communication rhythms.
  • Identify where the company is blocked, misaligned, or under-resourced, and help resolve issues before they become bottlenecks.
  • Support company planning, leadership meetings, board and investor materials, operating reviews, and cross-functional decision-making.
  • Partner with commercial and product leaders to keep customer commitments, product direction, delivery requirements, and business priorities connected.
  • Partner with finance and legal on contracts, approvals, budgets, procurement, compliance, and other operating systems as the company scales.
  • Build lightweight processes that improve execution without adding bureaucracy.
  • Take on special projects where the company needs focused ownership and there is not yet a clear functional home.

About the company

Matter Intelligence builds credit assessment tools that go beyond traditional FICO scores. Its offerings analyze a wide range of signals and data to judge an individual’s potential, providing a more complete view of creditworthiness. The system works by running advanced algorithms on diverse data sources to produce a risk score that financial institutions can use when deciding whether to extend credit. This approach differs from many competitors by focusing on broader, signals-based indicators and inclusive finance, aiming to capture aspects of credit risk that conventional scores miss. Revenue comes from selling or licensing its credit assessment services to banks, lenders, and other partners who benefit from improved risk insights and the ability to serve a larger pool of customers. The goal is to expand access to financing and enable more people, including underserved groups, to qualify for credit through more accurate and equitable assessments.

Company Size

11-50

Company Stage

Seed

Total Funding

$12M

Headquarters

El Segundo, California

Founded

2023

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Simplify's Take

What believers are saying

  • September 29, 2026 launch targets insurer underwriting, portfolio management, and claims workflows.
  • A proof-of-concept with one top-five U.S. P&C insurer validates the product.
  • Seed and Series A financing totaled about $48M, supporting satellite and AI scaling.

What critics are saying

  • Insurers already buy aerial imagery from Nearmap, EagleView, and ICE; Matter faces entrenched procurement.
  • Satellite spectral analytics demand exact calibration; false positives trigger denied-claim disputes by 2027.
  • If Earth-1 slips or carriers reject space-based roof scoring, Matter burns cash before launch.

What makes Matter Intelligence unique

  • Matter Intelligence repurposes NASA/JPL ultraspectral sensors for insurance property intelligence, not RGB imagery.
  • Its October 1, 2026 ITC demo promised molecular-level roof degradation detection across portfolios.
  • Backers include Lowercarbon, State Farm Ventures, Toyota Ventures, and Mark Cuban.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

↑ 29%

1 year growth

↑ 29%

2 year growth

↑ 45%
FinTech Global
Sep 29th, 2026
Matter Intelligence to debut spectral roof tech.

Matter Intelligence to debut spectral roof tech. September 29, 2026 Matter Intelligence, an InsurTech applying spectral sensing and AI to property risk, is set to launch a new space-based property intelligence offering for insurers at ITC Vegas 2026. The tool is designed to uncover roof wear that standard imagery fails to pick up. The launch follows a proof-of-concept completed with one of the five largest property and casualty insurers in the US. The product uses spectral data captured from space, analysed by AI, to evaluate the physical state of residential roofs across large numbers of properties. Insurers can begin POC trials immediately, and full deployment with carriers is scheduled for Q1 2027. When assessing a home, property insurers have traditionally leaned on inputs such as satellite pictures, building age and information supplied by the policyholder. Although useful, these inputs do not necessarily capture how a structure is changing over time. Matter Intelligence aims to fill that gap by spotting early signs of decline that ordinary images overlook, offering a more detailed understanding of risk ahead of any claim. The platform supports three key points in the insurance cycle. At underwriting, it evaluates roof condition when a quote is being prepared, helping carriers cut down on site visits and referrals. For portfolio management, it highlights clusters of deterioration and tracks how property condition shifts. In claims, it contrasts a property's state before and after an event, helping separate fresh damage from existing wear and aiding triage and fraud checks. Its uses are not limited to roofs. The company says its data can also enhance existing flood and wildfire models by supplying details on the physical features and state of insured buildings. Matter Intelligence was established by scientists who had earlier built sophisticated sensors for NASA/JPL and US defence initiatives. The firm has taken spectral sensing, which records data beyond the range of human vision and standard cameras, and repurposed it for property insurance. Paired with AI capable of reading those signals across large volumes, the technology offers carriers a fresher and more impartial view of the properties they insure. Matter Intelligence co-founder and CEO Vishnu Sridhar said, "The problem isn't that insurers lack data. It's that much of that data tells them about a property rather than showing them its actual physical condition. We're giving insurers a way to bring the condition of the asset itself into their risk decisions." "We're not trying to replace the models insurers already use. We're giving them a better view of the physical world those models are trying to predict. If you can see deterioration earlier and measure property condition consistently at scale, you can prepare sooner and make better-informed decisions from underwriting to claims." Enjoying the stories? Investors. The following investor(s) were tagged in this article.

IT桔子
Aug 20th, 2025
Master Intelligence Completes Angel Round Funding

Matter Intelligence, an innovative company focused on building an ecosystem for unmanned equipment technology, announced the completion of its angel round of financing. The round was strategically led by Wuxi Yibeixing Enterprise Management Partnership (Limited Partnership). This funding will accelerate the technological iteration and application of Matter Intelligence's "Equipment as a Service (EaaS)" model, promoting the standardization and sharing of the unmanned equipment industry.

PR Newswire
Nov 13th, 2024
Compute For Climate Fellowship Announces Eight New Startups Selected To Build Their Proof-Of-Concepts For Free On Aws

LJUBLJANA, Slovenia, Nov. 13, 2024 /PRNewswire/ -- The International Research Centre on Artificial Intelligence (IRCAI), an organization under the auspices of UNESCO, in collaboration with Amazon Web Services, Inc. (AWS), today announced the selection of eight groundbreaking startups as the latest recipients of the Compute for Climate Fellowship. This global program fully funds proof-of-concepts of innovative solutions that use advanced computing and artificial intelligence (AI) in cloud to address the climate crisis in key areas, including clean energy, low-carbon transportation, sustainable agriculture and food, circular economy, sustainable buildings, greenhouse gas accounting, carbon removal, and environment risk.IRCAI and AWS Launch Compute For Climate Fellowship to Fund New Tech Solutions Addressing the Climate Crisis"At IRCAI, we believe that the climate crisis demands innovative, cross-sector solutions. By spearheading public-private partnerships, we aim to unite industry, government, and research leaders to push the boundaries of AI and research and development (R&D), in ways that directly combat climate change," said Davor Orlic, Chief Operating Officer of IRCAI. "The Compute for Climate Fellowship is built on the foundational pillars necessary for impactful AI innovation in addressing climate change: substantial compute resources, dedicated R&D, and cutting-edge talent, while access to advanced computing power enables the data-intensive demands of AI, it is equally vital to pair this with rigorous R&D alongside the expertise of industry leaders

Business Wire
Nov 2nd, 2024
Matter Intelligence Emerges from Stealth with $12 Million Seed Funding to Revolutionize Remote Sensing and Global Perception

Matter Intelligence, a California-based remote sensing startup, has emerged from stealth, unveiling its plans to launch space sensors capable of captu