Java Applications Development Lead
About the job
- At least 10 years of hands-on application development and technical leadership experience in the financial services domain, focused on Markets Treasury, Money Markets, and Trade Lifecycle Management.
- Deep hands-on expertise in Core Java 17 or later and the Spring Boot ecosystem, including Spring Cloud, Spring Security, and Spring Data.
- Strong experience with NoSQL databases, specifically MongoDB, including document modeling, aggregation framework, indexing, sharding, and performance tuning.
- Strong understanding of financial and treasury accounting concepts, including Profit Attribution Analysis, Profit and Loss calculation and attribution, accrual accounting, accrual interest, amortization, yield calculations for Money Market instruments, and IRDL and CRDL risk calculations.
- Proven experience integrating trading and treasury platforms with downstream ledger, accounting, and books and records systems for PnL, accrual processing, and financial reconciliation.
- Demonstrated experience diagnosing and solving complex performance issues across application flows, including database queries, messaging ingestion, and API exposure layers.
- Expertise in cloud-native development principles and in designing and building highly resilient, scalable, and observable services in cloud or containerized environments such as OpenShift or AWS.
- Experience with distributed caching such as Redis or GemFire and event-driven architectures using messaging middleware such as Kafka or Solace.
- Strong understanding of CI/CD pipelines using Jenkins, Tekton, or Harness; Git; Scrum or Agile methodologies; and JIRA.
- Familiarity with AI-assisted development tools such as GitHub Copilot and experience using AI for development tasks, code generation, and optimization.
- Bachelor's or university degree in Computer Science or Engineering, or equivalent experience.
- Ability to communicate complex technical concepts to non-technical business partners and manage stakeholders and consensus-building.
- Strong project management, prioritization, and organizational skills, with the ability to adjust priorities in a dynamic environment.
- Lead the design, development, and deployment of high-throughput, low-latency transactional systems and microservices for Money Market trading, funding, and trade lifecycle management.
- Partner with Markets Treasury business desks, product managers, and management teams to align technology solutions with business goals and define system enhancements for financial products and process improvements.
- Provide subject matter expertise in modern application design and ensure microservices and system integrations follow architecture blueprints, security standards, and cloud-native principles.
- Resolve complex technical and business process issues by evaluating system flows, database performance, data ingestion pipelines, and API exposure layers.
- Establish and enforce standards for clean coding, unit testing, integration testing, performance testing, debugging, and automated deployment.
- Serve as a technical advisor, coach, and mentor to mid-level and junior developers; allocate work and conduct code reviews.
- Assess risk in business decisions, safeguard the organization, clients, and assets, drive regulatory compliance, apply ethical judgment, and escalate control issues transparently.
- Master's degree.
About the company
Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1812
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Simplify's Take
What believers are saying
- Q2 2026 revenue hit $24.8 billion, Citi's best quarterly revenue in a decade.
- Citi Commerce Media monetizes 6.5 billion annual transactions across 70 million customers.
- Q2 2026 deposits reached $1.5 trillion, and Banamex stake sales strengthened capital.
What critics are saying
- Citi cut 7,000 jobs since late 2025; more layoffs hit compliance and risk teams.
- Citi still works through data governance and regulatory reporting remediation under 2020 consent orders.
- Banamex separation and heavy automation threaten execution; mishandled controls risk another regulatory crackdown.
What makes Citi unique
- Citi moves nearly $6 trillion daily, giving unmatched cross-border payments scale and reach.
- Citi Token Services and stablecoin rails bridge fiat, tokens, and regulated settlement.
- Citi Stylus Workspaces reaches 180,000 employees; Arc embeds agentic AI across businesses.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
401(k) Company Match
Wellness Program
Paid Vacation
Paid Sick Leave
Paid Holidays
Company News
Coinbase Global and Citi have launched new features linking the bank's payment systems with Coinbase's stablecoin infrastructure. Citi's Virtual Account Wallet for Coinbase will automatically convert client fiat balances into stablecoins and convert incoming stablecoins back into fiat. Merchants using Citi's Spring platform can now accept stablecoin payments whilst keeping settlement within Citi's regulated banking system. The partnership supports Coinbase's strategy to reduce reliance on trading fees by expanding subscription and service revenue, including payments infrastructure and custody services. The rollout targets US merchants and enterprises. Adoption rates, active user numbers, and processed transaction volumes will indicate the partnership's success. The move aligns with Coinbase positioning itself as an institutional gateway as payments shift onto blockchain infrastructure.
Citi and Coinbase have expanded their partnership to bridge traditional banking and digital payments. The collaboration introduces two initiatives: Coinbase Virtual Accounts, which uses Citi's Banking-as-a-Service infrastructure to provide bank-account-like functionality with automatic fiat-to-stablecoin conversion, and merchant stablecoin acceptance through Citi's Spring platform, powered by Coinbase Payments. The solutions allow businesses to operate between traditional and digital finance without building separate infrastructure. Merchants can accept payments from over 150 million stablecoin holders globally, with automatic conversion to fiat. Citi serves as the bank of record for settlements. Launching initially in the United States, the partnership aims to enable interoperability between fiat and digital payments. Citi moves approximately $6 trillion daily and banks 90% of top e-commerce companies and 15 of the world's 20 largest fintechs.
Citi, Mastercard and the FinTech Association of Hong Kong co-hosted their third annual fintech forum in Hong Kong, focusing on agentic AI in financial services. The event brought together regulators, financial industry leaders and fintech innovators to discuss responsible AI adoption across wealth management, banking and payments. A key highlight was Citi Sky, Citi Wealth's conversational AI platform developed using Google Cloud and Google DeepMind technologies. The platform serves as an always-on digital companion designed to help clients access market insights and engage with wealth advisors. Speakers included representatives from Citi, Mastercard, the Hong Kong Monetary Authority, Accenture, AlipayHK, Ant International, Google Cloud, Hong Kong Cyberport and NVIDIA. Discussions covered customer engagement, governance, cybersecurity and the future of work in an AI-driven financial landscape.
International Payments Identity has raised $16 million in Series A funding led by Foundation Capital, with participation from Citi, HSBC, and existing investors. The payment intelligence firm addresses insufficient payment verification as digital transactions accelerate globally. IPID highlights that information flow lags behind payment system advancements, leaving institutions uncertain about recipients. This verification gap increases fraud vulnerability, with losses projected to reach $331 billion by 2027. The company currently operates bank account verification across more than 50 countries and plans to expand into US payments and digital assets. The funding will strengthen its global network and improve payment decision-making capabilities for financial institutions.
Peruvian oil company and steelmaker tap commercial banks to support their operations