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Amartha

P2P lending for women-led MSMEs

Field Collection

Retail & Commercial BankingUpdated on Nov 14
Full-timeWest Karawang, Karawang, West Java, Indonesia

About the Job

Requirements

  • A high school/vocational-school diploma or D3 is minimally required; fresh graduates may apply, with good communication and negotiation skills.
  • Experience in collection, field collection, sales, lending, fintech, banking, or microfinance is an advantage.
  • Strong communication, negotiation, and problem-solving skills are required.
  • Must be accustomed to working with targets and data.
  • Must be willing to perform field/mobile work.
  • Must have a personal vehicle and a SIM C driving license.
  • Must be able to use a smartphone and work applications for reporting and task submission.
  • Must have good work resilience and be able to deal with partners of varied personalities.

Responsibilities

  • Collect payments from partners according to assigned targets.
  • Conduct field visits to follow up on payments.
  • Build effective communication and negotiate with partners.
  • Set priorities and collection strategies based on partner circumstances.
  • Monitor and follow up on payments regularly.
  • Record all collection activities and visits in the system.
  • Maintain portfolio quality by resolving arrears effectively.
  • Collaborate with the team to achieve recovery targets.

Desired Qualifications

  • Experience in collection, field collection, sales, lending, fintech, banking, or microfinance.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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