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Mizuho Securities USA

Global banking, equities, and fixed-income platform

AVP / Vice President Relationship Manager - Corporate Banking, Japanese bilingual

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeSan Francisco, CA, USA

About the Job

Requirements

  • Ability to understand policies and procedures written in Japanese and English.
  • Analytical skills.
  • Time management skills.
  • Attention to detail and a goal-oriented approach.
  • Interpersonal skills.
  • Proficiency with Microsoft Office.
  • A bachelor’s degree or higher in Finance, Accounting, Business, or Economics is required.
  • Working experience in the banking industry is a plus.
  • Bilingual proficiency in Japanese and English.

Responsibilities

  • Develop and manage relationships with corporate clients, emphasizing business origination and portfolio risk in the assigned business segment.
  • Present corporate banking product solutions to meet client needs, close sales, and provide responsive, quality service.
  • Approve transactions within delegated authority and manage overall relationship profitability and portfolio risk.
  • Formulate and implement a business development plan and calling schedule for each client or prospect in line with the Bank’s business development strategy.
  • Identify business opportunities and solicit referrals from other business segments.
  • Research the market area and relevant industries as part of developing and implementing a marketing plan.
  • Prepare for calls by developing a strong understanding of each company, industry, business, and client need.
  • Set objectives for each relationship in terms of profit contribution, return on assets, and return on equity.
  • Maintain close contact with existing customers; call on existing or prospective clients and meet with their financial officers.
  • Discuss and promote the full range of corporate banking products and services.
  • Discuss financing opportunities and general business conditions, assist in forecasting clients’ finances, and develop solutions to serve their financial needs.
  • Bring in product specialists as needed to help solve problems or structure transactions.
  • Negotiate transactions; price products within targeted rates of return; and document and close transactions in conformance with Bank policy and regulatory requirements.
  • Apply sound credit and risk judgment when presenting transactions for approval.
  • Present transaction recommendations to senior management and ensure the quality of all business introduced to the Bank.
  • Interface with other Bank units as necessary.
  • Define responsibilities and coordinate objectives for all product areas involved in a relationship or transaction.
  • Resolve client needs and coordinate with other departments to address customer concerns.
  • Monitor and analyze relationship-plan results and account activities, determine client profitability, and recommend accounts for further development or elimination.
  • Establish and maintain relationships with industry contacts and key strategic partners.
  • Prepare reports for management.
  • Monitor the assigned portfolio for quality, risk, and adherence to policy; detect changes in credit quality early.
  • Analyze problem credits and meet with clients to develop solutions that minimize loss exposure.
  • Conduct ongoing credit reviews, assess and communicate credit-quality changes promptly, and maintain accurate risk grading.
  • Recommend, develop, and administer action plans for managing adversely graded relationships to minimize credit risk and cost.
  • Maintain awareness of competitive products, practice rates, and changes in the market area.
  • Prepare timely credit recommendations, coordinate amendments and renewals, and perform periodic credit-rating reviews.
  • Ensure the integrity and completeness of documentation in accordance with regulatory requirements and established policies and procedures.
  • When serving as a product specialist, act as a technical consultant to clients and Relationship Managers across business segments and geographic locations.
  • May develop and conduct client and employee training sessions and informal updates.
  • Provide guidance to junior-level Relationship Managers and Credit Analysts.
  • Participate in civic and community affairs as appropriate.
  • Maintain current awareness and understanding of applicable banking laws, regulations, internal policies, and procedures, and comply with them.

Desired Qualifications

  • Working experience in the banking industry is a plus.

About the Company

Mizuho Securities USA

Global banking, equities, and fixed-income platform

Mizuho Securities USA is part of Mizuho Financial Group, a global financial services firm that blends Eastern and Western banking and market practices to serve corporations, private equity firms, and institutional investors. It operates a full-service platform spanning banking, equities, and fixed income, offering strategic and financing solutions along with risk management. The company earns revenue from interest on loans, advisory and financing fees, and trading income across its global equities and fixed income desks. Its approach combines cross-border know-how with local market expertise to tailor solutions for clients. Unlike peers, it emphasizes a long-standing CSR and diversity program, integrating ethical practices and social initiatives into its operations. The goal is to help clients shape their futures and reach their long-term objectives by providing comprehensive financial services and responsible leadership across global markets.

Company size
10,001+
Company stage
IPO
Headquarters
Tokyo, Japan
Founded
2000

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