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PayJoy

Provides credit access via device-collateral loans

Key Account Lead

Account ManagementUpdated on Nov 10
Full-timePeruNo salary listedHybrid

About the Job

Requirements

  • A Bachelor's degree in Business, Commercial, Marketing, Finance, or a related field.
  • At least 2 years of experience in commercial account management, preferably in fintech, telecom operators, original equipment manufacturers, key phone distributors, financial services, or related fields.
  • Advanced knowledge of Excel and Google tools.
  • Strong customer management skills and a proven track record of successful customer retention and growth.
  • Communication, persuasion, negotiation, and data analysis skills for strategic decision-making, as well as proactive problem-solving ability.
  • Ability to work independently and collaboratively in a continuously changing, dynamic market environment while delivering quick and effective results and solutions.

Responsibilities

  • Develop trusted relationships with a portfolio of major clients to retain their business.
  • Develop a thorough understanding of key customer needs and requirements.
  • Expand relationships with existing customers by proposing solutions that meet their objectives.
  • Act as the communication link between key customers and internal teams.
  • Resolve customer issues and problems and address complaints to maintain trust.
  • Prepare regular progress and forecast reports for internal and external stakeholders using key account metrics.

Desired Qualifications

  • Experience in commercial account management in fintech, telecom operators, original equipment manufacturers, key phone distributors, financial services, or related fields is preferred.

About the Company

PayJoy

Provides credit access via device-collateral loans

PayJoy helps people in emerging markets access credit to buy smartphones and other devices by partnering with local banks and retailers. Its system uses mobile locking technology and data science to let customers pay over time, with the device serving as collateral and remaining locked until payments are made; if needed, the lender can immobilize the device. Unlike traditional lenders, PayJoy works in markets with limited banking by combining device collateral with fintech and retailer partnerships to extend credit to the unbanked. Its goal is to expand affordable device access, improve consumer financial inclusion, and support growth in developing economies.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$606.9M
Headquarters
San Francisco, CA
Founded
2015

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