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Capital One's LaGuardia lounge won "Most Instagrammable" - but which bank airport lounges are actually best? Capital One's LaGuardia lounge won 'Most Instagrammable' and food awards. The news sparks debate on top bank lounge networks: Capital One excels in NY/DC, Chase builds excellent large lounges, and Amex leads in footprint. Choice depends on travel habits. CardGuru Team about 3 hours ago Capital One's LaGuardia Landing has recently garnered attention, specifically winning the "Most Instagrammable" airport location award. Beyond its visual appeal, the lounge also secured recognition for its food and beverage offerings. This prompts a broader discussion within the financial and travel sectors regarding the overall superiority of bank-operated airport lounge networks. Industry observations highlight distinct strengths among major players. Capital One is noted for establishing a robust presence, particularly in key hubs like New York and Washington D.C., suggesting a strategic focus on these high-traffic areas. Chase is actively developing new, notably large lounges, emphasizing a commitment to spacious and high-quality experiences for its cardholders. American Express, conversely, continues to maintain the most extensive global footprint, offering the widest network of lounges. Ultimately, the optimal choice for a premium credit card, particularly concerning lounge access, appears to hinge significantly on an individual's specific travel patterns and preferred flight destinations. CardGuru's take. For Indian credit card users, premium lounge access remains a highly sought-after perk, significantly enhancing the travel experience. While this news focuses on the US market, the core insight - that the value of a lounge network is intrinsically linked to one's travel routes - is universally relevant. As Indian travelers increasingly explore both domestic and international destinations, understanding which credit card network aligns best with their frequent airports and travel styles becomes crucial. The quality and location of lounges often outweigh mere numbers, especially when considering comfort and utility during layovers or delays. CardGuru advises Indian cardholders to critically evaluate their travel habits before committing to a premium credit card. Instead of being swayed by broad claims, delve into the specifics: research which lounge networks (like Priority Pass, Dreamfolks, or proprietary bank lounges) have a strong presence at your most frequented airports, both within India and abroad. Remember, while a lounge's aesthetic appeal, such as being Original source Find the perfect credit card. Use its smart tools to discover cards that match your spending habits.

Top CD rates from major banks on July 30, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more. As of July 30, 2026, the largest U.S. banks - measured by FDIC figures - are posting CD APYs that top out at 4.25%. Available terms range from four months to 15 months. If banking with a recognizable, established institution is a priority, any of these CDs could be a strong option for your savings. Rates accurate as of July 30, 2026. Best CD Rates for July 30, 2026 FEATURED OFFERS MIN. DEPOSIT EST. EARNINGS What's the benefit of opening a CD with a big bank? Banks like Chase and Bank of America have earned widespread trust over many years, and that reputation matters when you're deciding where to keep your savings. But there's more to the equation than just a recognizable logo: * Keep all your banking in one place. If your checking, savings, and lending products are already at one bank, opening a CD there keeps things consolidated and simple to manage. * Often more CD options available. Major banks usually have a broader catalog of CD terms and types, although this isn't guaranteed across the board. * Get relationship rate bumps. Existing customers at some banks enjoy a higher APY on CDs. These loyalty perks may or may not be more competitive than what a digital bank provides - online banks typically operate with lower costs, letting them offer stronger rates. Still, online-leaning names like American Express and Capital One are highly recognizable and regularly rank among the best for CD rates as well. What is a CD? A certificate of deposit (CD) can be thought of as a less flexible sibling of the high-yield savings account. It often comes with an extremely generous return rate, but it limits when you can access your funds. With a CD, you deposit a set amount and commit to a term. If you pull the money before the term ends, you'll face early withdrawal penalties. The benefit of that commitment is a promised return rate; your APY stays the same from start to finish, regardless of what happens in the broader rate environment. Once the CD matures, you collect your original deposit and the interest it earned. From there, you can transfer, reinvest, or simply cash out. CDs generally auto-renew at maturity, but banks provide a short grace period for you to decide on what to do with your money. How to choose the best CD type for you. There are more CD options than just a standard fixed-rate account. Banks have specialty products that serve different financial goals. One of the following may suit your goals better than a standard CD. * No-penalty: Withdraw early without paying a fee - at the cost of a lower APY. * Bump-up: If the bank raises rates on your particular CD product mid-term, you can request the new rate. * Jumbo: This refers to CDs with high minimum deposit requirements, which sometimes carry a rate premium. * IRA: Puts your retirement savings into a CD. Fund it with current IRA assets or new contributions, keeping in mind the annual IRA contribution limit ($7,000 under age 50; $8,000 at 50 and above). * Business: A stable investment vehicle for company funds, offered in several formats. Pro tip. How to choose the best CD term for you. The term is the foundation of your CD - it defines how long your money stays locked in and what APY you'll earn along the way. Opting for a longer term guarantees your rate over a wider timespan, which is appealing when rates are favorable. It protects you from dips. The downside is that if better rates emerge, you can't capitalize unless you exit early and absorb the penalty. Narrow your decision with these two questions: * How much time can reasonably pass before you'll need access to this money? * What APY does the term offer? You can appeal to both of these details through something called a CD ladder. What is CD laddering? CD laddering is a strategy where you divide your investment across CDs of different lengths, creating a staggered schedule of maturity dates. That way, portions of your money free up at intervals instead of all at once. Here's what it could look like with $5,000 invested: * $1,250 into a 6-month CD * $1,250 into a 12-month CD * $1,250 into a 18-month CD * $1,250 into a 24-month CD Every six months, $1,250 (plus the interest it earned) becomes available. You can spend it, save it somewhere else, or reinvest it into a new 24-month CD to continue the rotation. Advertiser Disclosure

National drive-thru coffee chain opens first Triangle location. Updated July 29, 2026 8:18 PM Gift Article Key Takeaways AI-generated summary reviewed by its newsroom. Drive-thru beverage concept 7 Brew Coffee held a grand opening at its new location in Smithfield on Saturday, July 11 after originally opening on Monday, June 29. The 1266 North Brightleaf Blvd. site is the first of the franchise to come this close to the Triangle. Surrounding spots are in Goldsboro, Greensboro and Fayetteville. Founded in Arkansas in 2017, 7 Brew is known for their array of drink combinations and secret menu customizations. Their 2026 collaboration with American YouTube channel Dude Perfect featured limited edition drinks and collectable cups. They began a partnership in September 2025. The coffee brand has gained a cult following with Facebook groups dedicated to the fandom. "Bringing the first 7 Brew stand to Smithfield is an exciting moment for my dad and I," Eric Peterson, franchisee, said in a press release. The brand with over 20,000 drink combinations available for customers, is said to be employing over 80 people in the Smithfield area and is still hiring, as of Wednesday, July 29. Commenters on Facebook shared mixed reviews on 7 Brew's opening. While many were excited about the brand joining the area, one thought there were already enough coffee places in town and were concerned about potential traffic. New coffee shops. The News & Observer recently reported that new Dunkin' locations are popping up in Raleigh on Capital Boulevard and Jubala Coffee is getting a second location in North Hills' main district. The Capital One Café opened its first North Carolina location in Durham at the Streets at Southpoint. The N&O reached out to Peterson but did not receive a response prior to publication. July 29, 2026 1:52 PM Business. July 28, 2026 2:38 PM This story was originally published July 29, 2026 at 3:50 PM with the headline "National drive-thru coffee chain opens first Triangle location." Food & drink. July 24, 2026 4:21 PM July 28, 2026 7:00 AM The News & Observer