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Forward Financing

Merchant cash advances for small businesses

Assistant General Counsel - Corporate, Commercial & Structured Finance

Legal Counsel & Legal SupportConfirmed live in the last 24 hours
Full-time

About the Job

Requirements

  • A Juris Doctor (J.D.) from an accredited U.S. law school and active bar membership in good standing in at least one state.
  • At least 10 years of relevant legal practice, including significant experience in top-tier law firm finance practice groups and/or in-house legal departments at a fintech, specialty finance provider, or commercial lender.
  • A strong track record of running structured finance transactions, warehouse credit facilities, asset-backed lending, securitizations, or forward flows from inception to closing.
  • A solid understanding of commercial lending frameworks, revenue-based financing, merchant cash advance purchase-and-sale structures, or asset-based asset classes.
  • Proven ability to manage, mentor, and elevate junior to mid-level attorneys.
  • Ability to balance legal risk with commercial reality and provide actionable, business-oriented legal advice under tight deadlines.
  • Experience integrating technology into legal workflows and contract management tools.

Responsibilities

  • Structure, draft, negotiate, and execute complex debt facilities, warehouse lines of credit, forward flow arrangements, and asset-backed securitizations.
  • Serve as the primary legal liaison to institutional lenders, credit funds, bank partners, and rating agencies.
  • Oversee closing activities, ongoing facility administration, borrowing base compliance, reporting obligations, and covenant monitoring.
  • Partner with Executive Leadership, Finance, and Treasury to design and structure financing products, revenue-based purchase agreements, and commercial loan structures.
  • Draft, review, and negotiate strategic enterprise contracts, vendor agreements, broker/ISO agreements, software licenses, and third-party partnerships.
  • Support corporate secretary functions, subsidiary management, board resolutions, and equity and debt financing documentation.
  • Work with Compliance to ensure financial products and commercial operations align with federal and state commercial financing regulations, disclosures, and licensing laws.
  • Initially manage a team of 1–2 corporate/commercial attorneys, providing direct guidance, mentorship, and career development.
  • Build scalable legal processes, playbook guidelines, and contract management tools to support an expanding legal organization.
  • Manage external legal counsel and specialized finance counsel to ensure high-quality execution within budget.

Desired Qualifications

  • Prior experience in high-growth fintech or non-bank financial institution environments.
  • Familiarity with commercial financing disclosure laws, including those in California, New York, Utah, and Florida, and with state licensing requirements.

About the Company

Forward Financing

Merchant cash advances for small businesses

Forward Financing provides fast, flexible funding to small businesses in the United States through non-bank lending. Its main product, a merchant cash advance, gives a lump sum in exchange for a percentage of future sales, enabling approvals often within 24 hours. It differentiates itself by using cash flow rather than credit history to assess eligibility, emphasizing speed, flexible repayment tied to sales, and regulatory compliance. Its goal is to expand access to capital for small businesses by offering quick, compliant funding through the alternative lending space.

Company size
501-1,000
Company stage
Debt Financing
Total funding
$1.1B
Headquarters
Boston, MA
Founded
2012

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