Full-Time

Principal Security Engineer

Ethos Life

Ethos Life

1,001-5,000 employees

Tech-driven online life insurance provider

No salary listed

Bengaluru, Karnataka, India

In Person

Bachelor's

Category
IT & Security
Required Skills
LLM
Kubernetes
Python
JavaScript
Threat modeling
Docker
CloudFormation
AWS
Go
Terraform

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Requirements
  • 10+ years of experience in security engineering or architecture roles.
  • Bachelor’s degree in Cybersecurity, Information Technology, Computer Science, or related field from a reputable institution.
  • Deep expertise in cloud platforms (particularly AWS), including infrastructure-as-code (e.g., Terraform, CloudFormation).
  • Strong experience in secure software development and application security (e.g., OWASP Top 10, SAST, DAST, threat modeling).
  • Experience designing and implementing zero-trust architectures, secure API gateways, and identity/access controls.
  • Proficient in scripting or development languages (e.g., Python, Go, JavaScript) and secure coding practices.
  • Demonstrated leadership in cross-functional security initiatives and technical mentorship.
  • Hands-on experience assessing security risks of AI/ML systems, including familiarity with OWASP LLM Top 10, MITRE ATLAS, or NIST AI RMF.
  • Demonstrated ability to evaluate new AI tool features and vendor releases for security implications, and to produce clear risk assessments and secure configuration guidance.
  • Experience researching and applying industry security guidance, translating standards and frameworks into organisational controls and policies.
Responsibilities
  • Design and implement secure architectures for applications, APIs, microservices, and containerized workloads.
  • Develop and enforce application security best practices across SDLC; partner with DevOps and engineering teams to integrate security into CI/CD pipelines.
  • Conduct threat modeling, security design reviews, and risk assessments for new and existing systems.
  • Evaluate and implement security tools, controls, and frameworks
  • Provide technical leadership and mentorship to security engineers, software developers, and DevOps personnel.
  • Lead response to complex security incidents or architectural flaws; conduct root cause analysis and recommend strategic remediations.
  • Contribute to and influence security policies, standards, and governance.
  • Stay current with emerging threats, vulnerabilities, and security technologies, advising stakeholders on evolving risks and mitigations.
  • Own the AI security program, including risk frameworks, threat models, and governance policies for AI/ML systems and LLM integrations.
  • Review new AI tool features and model updates for security risks prior to adoption, covering prompt injection, data leakage, model poisoning, and supply chain threats.
  • Track and apply industry guidance from NIST AI RMF, OWASP LLM Top 10, MITRE ATLAS, and CISA; translate standards into actionable internal controls and secure configuration baselines.
  • Embed AI security reviews into the feature development lifecycle, including pre-deployment red-teaming and adversarial testing of AI-powered features.
  • Monitor AI regulatory developments and advise on security and compliance implications for the organisation.
Desired Qualifications
  • Certifications such as CISSP, CCSP, AWS Security Specialty, GIAC (GCSA, GWEB, GDSA).
  • Familiarity with Kubernetes security, service mesh, and cloud-native security tooling.
  • Experience in regulated industries (e.g., fintech, healthcare, SaaS at scale).
  • Experience with AI red-teaming, adversarial ML, or LLM security assessment tooling.
  • Familiarity with secure configuration benchmarks for AI/ML platforms (e.g., AWS Bedrock).
  • Knowledge of emerging AI regulatory frameworks (e.g., EU AI Act, NIST AI RMF) and their security and compliance implications.

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue hit $189.6 million, up 113%, with 107,847 policies activated.
  • Ethos raised 2026 revenue guidance to $727 million-$731 million after Q2 strength.
  • Board authorized a $100 million buyback on August 3, 2026, showing cash confidence.

What critics are saying

  • Average revenue per unit fell 8% in Q2 2026, signaling mix pressure.
  • Liberty Mutual deal has no exclusivity, inviting carrier partners to copy Ethos.
  • Carrier dependence threatens Ethos if Legal & General America or partners tighten underwriting or pricing.

What makes Ethos Life unique

  • Ethos' underwriting engine delivers no-exam approvals in minutes, unlike legacy life carriers.
  • Ethos sells through consumers, agents, and carriers, giving it three distribution rails.
  • Liberty Mutual and Banner Life validated Ethos' white-label platform in 2026.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Yahoo Finance
Aug 4th, 2026
Ethos Technologies Q2 revenue soars 113% to $190M with over 700,000 activated policies

Ethos Technologies reported second-quarter 2026 revenue of $190 million, marking 113% year-over-year growth. This represents the company's second consecutive quarter of exceeding 100% growth. The firm activated over 100,000 new policies during the three-month period, bringing its cumulative total above 700,000 policies. Its third-party channel revenue grew 90% year-over-year to $73 million. Adjusted EBITDA reached $35 million, contributing to a Rule of 40 score of 132. However, the company expects margin compression in the second half due to higher third-party channel revenue, which carries lower margins than its direct channel. Ethos raised its full-year 2026 revenue guidance to $727–731 million, representing 88% annual growth. The company also authorised a $100 million share repurchase programme.

Yahoo Finance
May 13th, 2026
US market climbs 31% as growth companies with insider influence eye 16% annual earnings surge

The US market has risen 3.2% over the past week and 31% over the past year, with earnings projected to grow 16% annually. Growth companies with high insider ownership are attracting attention due to strong internal alignment and long-term commitment. Webull Corporation, with approximately $4 billion market capitalisation, has announced a $100 million share repurchase programme. The company showed 45.1% revenue growth over the past year and expects 21.6% annual growth ahead, whilst expanding services including zero-commission trading in Canada. Ethos Technologies, valued at $1.45 billion, reported revenue growth to $193.1 million from $94.89 million year-over-year despite a recent quarterly loss. The company launched a ChatGPT app for life insurance estimates and expanded partnerships with Liberty Mutual and Banner Life Insurance.

Associated Press
Apr 23rd, 2026
Liberty Mutual partners with Ethos for digital-first life insurance platform

Ethos, a life insurance technology company, has partnered with Liberty Mutual Insurance to expand the insurer's direct-to-consumer life insurance offering. Liberty Mutual will use Ethos' underwriting engine and digital platform to deliver a white-labelled, end-to-end digital life insurance experience requiring no medical exam. The collaboration combines Liberty Mutual's established brand with Ethos' technology to provide instant coverage decisions through a streamlined digital process. Customers can qualify for and purchase coverage with just a few health questions via Liberty Mutual's website and distribution partners. The partnership aims to make life insurance more accessible and affordable for American families. Ethos, which is publicly traded on Nasdaq under the ticker LIFE, has raised $295 million to date and operates a three-sided technology platform serving consumers, agents and carriers.

Yahoo Finance
Mar 24th, 2026
Ethos and Banner Life launch two whole life insurance products in under five months

Ethos Technologies has expanded its partnership with Banner Life Insurance Company to offer two new Ethos-branded whole life insurance products: Simplified Issue Whole Life and Guaranteed Issue Whole Life. The products will be available through Ethos' technology platform, extending the company's final expense solutions to more families. The collaboration moved from concept to market launch in under five months. Ethos now offers 12 products through its platform, working with carriers including Banner Life, TruStage Financial Group, Ameritas Life Insurance, Protective, North American Sammons and Aflac. The new whole life products will initially be available through select agencies and aim to help families cover end-of-life and other expenses. Both companies emphasised their shared commitment to closing the US life insurance coverage gap through more accessible and affordable solutions.

Yahoo Finance
Mar 3rd, 2026
Citi raises Ethos Technologies price target to $16 on strong Q4 revenue of $110M

Citi has raised its price target on Ethos Technologies Inc. to $16 from $15, maintaining a Buy rating following the company's strong Q4 results. The bank cited sustained operational momentum and acceleration continuing into Q1. Ethos reported Q4 revenue of $110.1 million, beating consensus estimates of $108.32 million, with 65% year-over-year growth. The digital life insurance platform reached 500,000 activated policies, a key milestone for adoption. The company projects fiscal 2026 revenue between $510 million and $514 million, representing approximately 32% year-over-year growth, with adjusted EBITDA of $99 million to $103 million. Founded in 2016, the Austin-based company uses AI and data science to modernise life insurance distribution through a no-medical-exam application process.