Full-Time

Lead Software Engineer

Java Backend

Mastercard

Mastercard

11-50 employees

Global payments network and services provider

No salary listed

Pune, Maharashtra, India

In Person

Category
Software Engineering (1)
Required Skills
Chef
Kubernetes
Microsoft Azure
Git
Apache Kafka
Java
Docker
Microservices
AWS
Jenkins
Maven
REST APIs
DevOps
Oracle
Spring

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Requirements
  • Overall career experience of 8-13 years into Software Development
  • Profound experience developing scalable, high performing application real-time and batch processing
  • Design and Architecture patterns – APIs, event-driven-services, batch-services, messaging systems
  • Programming – Java, REST API, Micro-services, Spring boot, Spring Batch and Kafka
  • Cloud and DevOps Architecture – Kubernetes, Docker, Chef, Azure, AWS
  • Databases – Oracle and any open source
  • Tools – Eclipse or IntelliJ, Sonar, GIT, Maven, SQL Developer, Jenkins, CI/CD
  • Has ability to write secure code Java and familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT) and vulnerability management
  • Understands the basic engineering principles used in building and running mission critical software capabilities (security, customer experience, testing, operability, simplification, service-oriented architecture)
  • Able to perform debugging and troubleshooting to analyze core, heap, thread dumps and remove coding errors
  • Understands and implements standard branching (e.g., Gitflow) and peer review practices
  • Has skills in test driven and behavior driven development (TDD and BDD) to build just enough code and collaborate on the desired functionality
  • Understands use cases for advanced design patterns (e.g., service-to-worker, MVC, API gateway, intercepting filter, dependency injection, lazy loading, all from the gang of four) to implement efficient code
  • Understands and implements Application Programming Interface (API) standards and cataloging to drive API/service adoption and commercialization
  • Has skills to author test code with lots of smaller tests followed by few contract tests at service level and fewer journey tests at the integration level (Test Pyramid concept)
  • Apply tools (e.g., Sonar, Zally, Checkmarx ) and techniques to scan and measure code quality and anti-patterns as part of development activity
  • Has skills to collaborate with team and business stakeholders to estimate requirements (e.g., story pointing) and prioritize based on business value
  • Has skills to elaborate and estimate non-functional requirements, including security (e.g., data protection, authentication, authorization), regulatory, and performance (SLAs, throughput, transactions per second)
  • Has skills to orchestrate release workflows and pipelines, and apply standardized pipelines via APIs to achieve CI and CD using industry standard tools (e.g., Jenkins, AWS/Azure pipelines, XL Release, others)
  • Has skills to understand, report, and optimize delivery metrics to continuously improve upon them (e.g., velocity, throughput, lead time, defect leakage, burndown)
  • Has skills to document and drive definition-of-done for requirements to meet both business and operational needs
  • Understands how to build robust tests to minimize defect leakage by performing regression, performance, deployment verification, and release testing
  • Has skills to conduct product demos and co-ordinate with product owners to drive product acceptance signoffs
  • Has skills to Understands customer journeys and ensure a Mastercard good experience by continuously reducing Mean time to mitigate (MTTM) for incidents and ensuring high availability (99.95% as a starting point)
Responsibilities
  • Participate in team prioritization discussions with Product/Business stakeholders
  • Estimate and own delivery tasks (design, dev, test, deployment, configuration, documentation) to meet the business requirements
  • Automate build, operate, and run aspects of software
  • Drive code/design/process trade-off discussions within their team when required
  • Report status and manage risks within their primary application/service
  • Drive integration of services focusing on customer journey and experience
  • Perform demos/acceptance discussions in interacting with Product owners
  • Understands operational and engineering experience, actively works to improve experience and metrics in ownership area
  • Develop complete understanding of end-to-end technical architecture and dependency systems
  • Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members
  • Mentor and guide new and less-experienced team members
  • Identify opportunities to improve an overall process and trim waste
  • Share and seek knowledge within their Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity

Mastercard operates a global payments network that enables people and businesses to pay with cards and digital methods. Banks issue Mastercard-branded debit and credit cards, and Mastercard’s network authorizes transactions, clears them between banks, and settles funds, allowing merchants to receive payments securely and quickly. The company differentiates itself by leveraging a worldwide alliance of banks and merchants, transitioning from a cooperative of banks to a publicly traded company via its 2006 IPO, and continuously expanding its reach through partnerships and new payment technologies. Mastercard’s goal is to provide fast, secure, and convenient cross-border payment services and to grow its share of the global payments market by enabling merchants and customers to transact smoothly anywhere in the world.

Company Size

11-50

Company Stage

IPO

Headquarters

Town of Harrison, New York

Founded

2007

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Simplify Jobs

Simplify's Take

What believers are saying

  • Mastercard reported Q2 2026 net revenue of $9.3 billion, up 14% on July 30.
  • Mastercard launched Wallet Pay in Singapore on September 13, 2026, targeting cross-border money movement.
  • Agent Pay, Agent Connect, and Anthropic partnerships position Mastercard inside AI commerce workflows.

What critics are saying

  • On June 10, 2026, judges advanced a $38 billion swipe-fee settlement against Mastercard.
  • Merchant category pricing caps and Honor All Cards changes will compress interchange economics by 2034.
  • Visa's BioCatch acquisition and Visa Direct intensify competition in payments, wallets, and identity.

What makes Mastercard unique

  • Mastercard processed $2.9 trillion in Q2 2026, proving unmatched global acceptance.
  • On September 10, 2026, Mastercard joined Visa and Ant International on Know Your Agent.
  • Mastercard Wallet Pay spans 200-plus countries, 150 currencies, and 4.3 billion wallet users.

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Benefits

New Parent Leave

Inclusive Family Building Benefit

Employee Family Resource Program

Bereavement Leave

Dependent Scholarship

Employee Assitance Fund

Business Resource Groups

Employee Recognition

Flexible Work

Tuition Assistance

Travel Assistance

Matching Charitable Gifts

Company News

Yahoo Finance
Sep 10th, 2026
Mastercard partners Flowcart for in-chat payments in Kenya, eyes Africa expansion

Mastercard has partnered with Flowcart to enable secure card payments within social-messaging conversations. The service will launch in Kenya before expanding to other East African markets, South Africa, Nigeria, and Côte d'Ivoire. Flowcart allows merchants to accept payments through embedded links, QR codes, or native checkout flows without needing standalone websites or conventional point-of-sale terminals. Tokenised card details support repeat purchases. The partnership's success depends on converting cash sales or winning payments from other networks rather than simply shifting existing card transactions. However, widespread mobile-money use in Kenya may limit card adoption. For Mastercard, which reported second-quarter 2026 net revenue of $9.3 billion, the partnership would need substantial expansion to meaningfully impact finances. Commercial terms and expected payment values were not disclosed.

Yahoo Finance
Sep 10th, 2026
KYA framework launched by Ant, Visa and Mastercard identifies AI agents but fails to address consumer trust gap

Ant International, Visa, and Mastercard launched the Know Your Agent framework on 10 September 2026 to verify agent identities in autonomous commerce. However, the system addresses operator traceability and certification but not consumer trust, which remains the binding constraint on the projected $3–5 trillion agentic commerce market. Consumer data reveals the gap. Klaviyo's 2026 report found 64% of consumers worry about AI handling their data, with only 13% trusting it completely. Accenture found 75% uncomfortable with AI making autonomous payments without human approval. Usercentrics reported only 9% would allow AI purchases above $25 without verification. Visa's $2.4 billion BioCatch acquisition in August 2026 signals a market shift towards behavioural verification. The technology monitors user interactions to build continuous profiles, moving beyond static identity to address whether agents behave within consumer authorisation.

Tech in Asia
Sep 10th, 2026
Mastercard launches Wallet Pay in Singapore for cross-border transfers across 200+ countries

Mastercard has launched Wallet Pay in Singapore, supporting transfers across cards, wallets, and accounts in over 200 countries and territories. The company selected Singapore as its launch venue because digital wallets there already support online, in-store, and cross-border transactions. The launch aligns with Singapore's regulator promoting cross-border payment linkages. Mastercard's move comes as competition intensifies in the global money movement space, with rival Visa Direct also offering similar services and emphasising interoperability. The service aims to streamline international money transfers through digital wallet infrastructure.

The Business Times
Sep 10th, 2026
Payment firms to co-develop framework to recognise AI agents that purchase on users' behalf.

Payment firms to co-develop framework to recognise AI agents that purchase on users' behalf. This comes as the industry prepares for the growth of agentic global consumer commerce Published Thu, Sep 10, 2026 · 12:10 PM * Visa, Mastercard and Ant International will collaborate via a Monetary Authority of Singapore platform that brings financial institutions and tech providers together. PHOTO: REUTERS [BENGALURU] Ant International, Mastercard and Visa have launched an initiative to develop common standards to identify and verify artificial intelligence agents that can make purchases on behalf of users. The companies said on Thursday (Sep 10) they had begun collaborating on a Know-Your-Agent interoperability framework that would allow card networks, digital wallets, agent platforms and online marketplaces to recognise trusted AI agents across different payment ecosystems while maintaining their own approval and risk management processes. The initiative comes as the payments industry prepares for the growth of agentic global consumer commerce, in which AI agents evolve from making recommendations to completing purchases on behalf of users. The framework builds on the companies' existing protocols, including Visa's Trusted Agent Protocol, Mastercard Verifiable Intent and Ant International's Agentic Mobile Protocol. The companies said the initiative could help reduce integration costs and accelerate the launch of new agentic services by providing greater trust and risk visibility across participating networks. Ant International, Mastercard and Visa said they would collaborate through BuildFin.ai, a platform convened by the Monetary Authority of Singapore that brings together financial institutions, technology providers and researchers to develop AI solutions for financial services. REUTERS Share with us your feedback on BT's products and services

Tech in Asia
Sep 10th, 2026
Ant International, Mastercard, Visa develop AI agent framework.

Ant International, Mastercard, Visa develop AI agent framework. Ant International, a Singapore-headquartered fintech company, said on September 10 that it had started working with Mastercard and Visa on a Know-Your-Agent framework. The framework aims to streamline how card networks, digital-wallet ecosystems, agent platforms, and marketplaces onboard and identify AI agents using shared trust signals. Each network would retain its own verification and decision-making processes. The companies said the effort builds on existing protocols, including Mastercard Verifiable Intent, Visa's Trusted Agent Protocol, and Ant International's Agentic Mobile Protocol. It will focus on operator traceability, shared certification requirements, and continuous transaction monitoring to reduce duplicate onboarding and identity checks. The companies also plan to advance the approach through BuildFin.ai, part of the Monetary Authority of Singapore's Financial AI Builder Program. The effort comes as the Monetary Authority of Singapore has moved to develop safeguards for AI agents in finance. Recent Ant International developments. Stay updated on the go with our mobile app. Get latest insights with smoother, more personalized experience through TIA mobile app. How would you feel if you could no longer use Tech in Asia? Share, tag us, and land on our Wall of!