U

U.S. Bank

Runs a national bank and processes card payments

Relationship Banker 1 - Ladd & Bush

Full-TimeDeadline 9/5/26
$20.25 - $24.75/hr+ Incentive and recognition programs + Equity stock purchase + 401(k) contribution + Pension
Mid
Salem, OR, USA
In PersonWork is required at a U.S. Bank location on all workdays.
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A high school diploma or equivalent is required.
  • Typically, a minimum of four to five years of job-related retail banking experience or a combination of experience and commensurate training is required.
  • Registration with the National Mortgage Licensing System under the terms of the S.A.F.E. Act of 2008 and Regulation Z is required.
  • Candidates must complete the required National Mortgage Licensing System registration process, including a criminal background and credit check.
Responsibilities
  • Build relationships with customers through in-person, appointment-based, and virtual interactions.
  • Assess and address customers’ banking needs by obtaining and processing customer and account information.
  • Demonstrate and educate clients about available deposit and loan products and services.
  • Recommend solutions based on each customer’s goals and needs.
  • Build and foster client relationships through proactive outreach and follow-up.
  • Ask questions and learn about customers’ financial needs and banking channel preferences.
  • Identify solutions for new and existing clients by effectively engaging and communicating with them.
  • Maintain working knowledge of consumer and business banking products and services, including digital products and services.
  • Provide a consistent client experience, including greeting clients and processing basic transactions.
  • Develop collaborative partnerships with branch team members and partners to serve clients.
  • Open new consumer and business accounts, complete service requests, and submit credit applications.
  • Educate clients on emerging and self-service digital products and services.
  • Leverage available resources and technologies to optimize the client experience and serve clients with operational accuracy.
Desired Qualifications
  • Proven ability to build and foster relationships with clients through proactive outreach and follow-up.
  • Ability to effectively engage and communicate with clients.
  • Thorough knowledge of applicable bank and branch policies, procedures, and support systems.
  • Thorough knowledge of retail products and services.
  • Proven customer service and interpersonal skills.
  • Experience participating in sales campaigns or promotions.
  • Experience using and demonstrating digital products and self-service technologies.
  • Ability to explore and identify a customer’s true needs while leveraging a digital-first mindset.
  • Advanced proficiency in making appropriate recommendations that meet customers’ needs both reactively and proactively.
  • Experience in the financial services industry.
  • Bilingual ability in English and Spanish is encouraged.

About the company

U.S. Bank is one of the largest banks in the United States, serving consumers, small businesses, corporations, and government agencies with banking, lending, payments, and wealth management. Its Elavon subsidiary is one of the world's biggest processors of card payments for merchants, handling sales in the United States, Canada, and Europe. People and small businesses use its branches and mobile app for checking, savings, credit cards, mortgages, and loans, while companies use it for corporate cards and cash management, and the bank earns money from loan interest and fees. U.S. Bank received national bank charter No. 24 in 1863, under President Abraham Lincoln, and is based in Minneapolis as the main subsidiary of U.S. Bancorp.

Company Size

10,001+

Company Stage

IPO

Headquarters

Minneapolis, Minnesota

Founded

1863

Get referred to U.S. Bank

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Profits are climbing: net income rose 20% to $2.2 billion in the June 2026 quarter on record $7.7 billion revenue.
  • Room to grow: U.S. Bank listed 1,285 open roles in October 2026, led by 512 in branch banking.
  • Stability has a track record: U.S. Bancorp stayed profitable through the 2008 financial crisis, earning $2.9 billion that year.

What critics are saying

  • Its card-processing arm is slowing: after losing European sales partners, merchant revenue grew just 2.3% in the June 2026 quarter.
  • Headcount keeps falling: U.S. Bancorp's staff shrank 12% in three years, to 68,520 by December 2025.
  • Expect three office days a week: since March 2024, attendance counts in performance reviews for staff near its hub offices.

What makes U.S. Bank unique

  • Payments is unusually big for a bank: card issuing, merchant processing and corporate payments made 23% of revenue in mid-2026.
  • Washington pays with its cards: only U.S. Bank and Citibank issue federal SmartPay cards, about $40 billion a year.
  • Amazon chose it over American Express: U.S. Bank began issuing Amazon's small business credit cards in May 2026.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • Paid Vacation
  • Paid Holidays
  • Adoption Assistance
  • Paid Sick Leave

Company News

Sina Hong Kong
Oct 22nd, 2026
Watsco signs $750M five-year unsecured credit facility, extending existing revolver

Watsco, the largest distributor in the North American HVAC market, has signed a $750 million unsecured senior revolving credit facility. Bank of America led the deal, joined by JPMorgan Chase, PNC Bank, Wells Fargo, U.S. Bank and five other banks. The five-year facility amends and extends Watsco's existing credit line. An initial draw repaid $69.7 million owed under the prior facility. Further borrowings will fund working capital, acquisitions, dividends and other general purposes. The terms include more borrowing capacity, covenant flexibility and better fit with the seasonal nature of Watsco's working capital needs. "A committed source of low-cost debt is an important building block of our growth strategy," said Barry S. Logan, executive vice president.

Minichart
Oct 17th, 2026
Global Partners extends $1.5B credit facility maturity to 2031, swaps three lenders

Global Partners LP (NYSE: GLP) extended the maturity of its principal credit facility by more than three and a half years, from March 20, 2028 to October 16, 2031. The partnership amended the agreement on October 16, 2026. The facility keeps its $1.0 billion working capital commitment and $500 million revolver commitment, for $1.5 billion in total. The interim working capital commitment was cut to $0. Three lenders exited: Toronto-Dominion Bank, New York Branch, KeyBank, and ING Capital. TD Bank, PNC Bank, U.S. Bank, and Valley National Bank joined. Bank of America remains administrative agent. Global Hampton 95 Development LLC joined as a guarantor, pledging substantially all personal property as collateral.

Business Wire
Oct 16th, 2026
Updation teams up with US Bank to modernise dealership payments with real-time options

U.S. Bank and Updation, an AI-powered accounts payable and vendor management platform for car, truck, RV, and powersports dealerships, have announced a collaboration to streamline dealers' payments and financial operations. Updation will use U.S. Bank Embedded Payment Solutions, including a for-benefit-of (FBO) account structure. Funds are held and moved within a bank-managed framework, which adds controls and means Updation does not directly handle customer funds. Updation clients can move beyond certified checks to options such as real-time payments. "That creates a faster, more efficient payment experience for dealerships," said Joe Voica, head of embedded payments at U.S. Bank. Updation chief executive officer Layton Judd said the deal brings accounting intelligence, workflow, and payments into one platform.

Kizhakedath Media Services Pvt. Ltd.
Oct 13th, 2026
Renewables news: Clearway Energy, Tavion, Parapet, MetaWealth - GreentechLead

The latest renewable energy news includes announcements on Clearway Energy, Tavion, Parapet, MetaWealth, Battery Storage Expansion in Utah

Kalkine Media
Oct 5th, 2026
MGE Energy extends credit facility to 2031, boosts commitment to $210M

MGE Energy and its subsidiary Madison Gas and Electric announced on 5 October 2026 that they amended and restated three revolving credit agreements, extending maturity dates to 1 October 2031. The amendments include options for up to two additional one-year extensions, potentially pushing maturity to 2033. The MGE JPMorgan Chase credit facility's aggregate commitments increased from $90 million to $210 million. MGE Energy can borrow revolving funds and request letters of credit up to $50 million, with the option to seek an additional $25 million. Madison Gas and Electric's agreement with U.S. Bank National Association permits revolving borrowings up to $40 million. The agreements require borrowers to maintain a consolidated indebtedness to consolidated total capitalisation ratio not exceeding 65%. These amended agreements replace the original credit agreements established on 8 November 2022.