Junior Treasury Officer @ Klivvr

We are hiring a Junior Treasury Officer to join our Treasury Department and support the day-to-day treasury operations, cash management, banking activities, and financial transactions of the business.

We're looking for someone who is analytical, detail-oriented, proactive, and eager, with the ability to take ownership of operational activities while continuously learning and developing within the function.

What you'll do:

Support daily cash management and liquidity monitoring activities.
Assist with banking transactions, payments, transfers, and reconciliations.
Monitor bank accounts and ensure transactions are accurately recorded and tracked.
Support the preparation of cash flow reports and treasury-related analysis.
Coordinate with banks and internal teams to ensure smooth execution of treasury operations.
Maintain accurate records of treasury transactions and related documentation.
Prepare regular treasury reports and management updates.
Assist with investment and financial market-related activities, where applicable.
Ensure compliance with internal policies, controls, and relevant banking requirements.

To succeed in this role, you'll need to have:

Bachelor’s degree in Finance, Accounting, Economics, or a related field.
1+ years of relevant experience in Treasury, Finance, Banking, or a Non-Banking Financial Institution (NBFI).
Previous experience in a bank or NBFI is highly preferred.
Good understanding of Treasury Management, Cash Management, or Financial Analysis.
Strong analytical and numerical skills with high attention to detail.
Good knowledge of MS Excel and financial reporting.
Ability to work effectively in a fast-paced environment and manage multiple priorities.
Strong sense of ownership, accuracy, and confidentiality.

Nice to have:

Relevant courses or certifications in Treasury, Cash Management, Financial Analysis, or Investment Management.
Exposure to liquidity management, cash forecasting, or investment activities.
Familiarity with banking platforms and financial systems.

About the company

Klivvr offers an all-in-one mobile financial platform that lets users spend, save, and manage their money in one place. The app combines wallet features, budgeting, and money management in a single, user-friendly interface, making it easy to track balance, transactions, and goals from a smartphone. It operates by syncing financial tools into one app rather than forcing users to juggle multiple services. Klivvr stands out by being a single platform backed by Orascom Financial Holding, positioning itself as a tech-driven financial services provider with institutional backing. Its goal is to simplify personal finance by providing a convenient, integrated solution that covers everyday spending, saving, and money management tasks in one app.

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Cairo, Egypt

Founded

2021

Get referred to Klivvr

See people who can refer or advise you

Simplify's Take

What believers are saying

July 2026 Sahl integration lets users repay Klivvr installments inside a mass-market bill-pay app.
K.ai, launched May 2026, deepens engagement by translating spending data into conversations.
Klivvr invested over $10 million since launch, funding infrastructure and product expansion.

What critics are saying

Klivvr's BNPL portfolio hit EGP 1.5 billion, exposing it to delinquency shocks.
Egypt's FRA or CBE tightening on consumer credit would choke Klivvr's 2027 growth.
Without partner subsidies, Klivvr's BNPL volume drops and its economics turn negative.

What makes Klivvr unique

Klivvr combines BNPL, payments, loyalty, and K.ai inside one regulated Egyptian app.
It claims 700,000 users and 1,000-plus merchants across Egypt, giving strong distribution.
FRA and CBE licensing plus Orascom Financial Holding backing reduce trust barriers.

Help us improve and share your feedback! Did you find this helpful?

Growth & Insights and Company News

Headcount

6 month growth

1 year growth

2 year growth

-2%

Villpress

Jul 28th, 2026

Sahl and Klivvr team up to streamline digital installment payments in Egypt.

Sahl and Klivvr team up to streamline digital installment payments in Egypt. Last updated: July 28, 2026 11:53 am Egyptian bill-payment platform Sahl has partnered with fintech company Klivvr to enable users to settle installment payments directly through the Sahl app. The integration expands convenient digital options for managing consumer financing in one of the region's most active fintech markets. Under the arrangement, Sahl users can now pay their Klivvr installments from within the app's dedicated Installments category. The move connects Sahl's extensive bill-payment network with Klivvr's growing suite of consumer finance products, including Buy Now, Pay Later (BNPL) offerings that allow financing of up to EGP 500,000 over repayment periods of up to 60 months. Sahl has built a strong position in Egypt by simplifying payments for utilities, telecom, education fees, and other essential services. The addition of Klivvr installment repayment gives its users a more complete toolkit for handling both recurring bills and financed purchases without switching between multiple apps. Klivvr, which serves more than 700,000 users and partners with over 1,000 merchants, has expanded rapidly into payments, expense management, family banking, rewards, and consumer financing. Enabling repayments through a widely used platform like Sahl increases accessibility and convenience for existing customers while potentially attracting new ones. Egypt's digital payments and consumer finance sectors continue to grow as more people seek flexible ways to manage expenses amid economic pressures. Partnerships that reduce friction between platforms are becoming increasingly important. By linking installment management with a mainstream bill-payment service, Sahl and Klivvr are addressing a practical pain point for consumers who already use digital tools for everyday transactions. The integration also reflects a broader trend of Egyptian fintechs building ecosystems rather than standalone products. Sahl's focus on utility and government-related payments complements Klivvr's strength in personal financing and merchant-linked credit, creating mutual value. For users, the benefit is straightforward: fewer apps, simpler repayment, and better visibility over ongoing financial commitments. For the companies, it strengthens stickiness and expands distribution reach. As Egypt's digital finance landscape matures, collaborations of this kind are likely to become more common. The Sahl-Klivvr partnership offers a clear example of how established payment platforms and specialised financing providers can work together to deliver more seamless experiences for consumers.

FF News

Jun 30th, 2026

Klivvr invests $10M to scale AI-driven fintech ecosystem for 700,000 users in Egypt

Klivvr has invested $10 million to expand its AI-driven fintech ecosystem in Egypt. The investment will support the company's K.ai assistant and provide financing services to 700,000 users. The funding aims to scale Klivvr's technology infrastructure and broaden access to financial services across the Egyptian market.

iGaming Afrika

May 26th, 2026

Klivvr launches K.ai, Egypt's new interactive fintech AI assistant.

Klivvr launches K.ai, Egypt's new interactive fintech AI assistant. 2 minutes read Klivvr app announced the launch of K.ai, one of the first interactive financial AI assistants in fintech applications in Egypt. The FinTech hub was founded by Onsi Sawiris, Nils Bachtler, Omar Sherif, and Bassem Youssef. The company continues to redefine the personal money management experience in the Egyptian market. The launch of K.ai enhances Klivvr's application efficiency by providing a personalized and interactive financial assistant powered by artificial intelligence. The AI tool will allow users easier and clearer control over their financial information through a conversation style within the app. K.ai provides an interactive experience helping users understand their spending patterns, track expenses, and recent transactions simply and smoothly. Since its launch, Klivvr has invested more than USD 10 million in technology development. Its is part of its vision to build a smarter and easier digital financial experience for users. The company emphasized that this step represents a qualitative leap in Egypt. Klivvr is the first financial application in Egypt to provide an interactive AI experience. The AI is integrated within a commercial financial services application. The FinTech firm is reshaping the user's relationship with managing their financial affairs. Founders comments at the launch. Onsi Sawiris, Co-Founder of Klivvr, stated: "Today, we are opening a new chapter in the history of fintech in Egypt. With K.ai, we are giving Egyptians the first interactive AI financial assistant ever built into a fintech app. One that speaks the user's language, understands their daily life, and transforms their relationship with money into a simple conversation. From day one, we believed that Egyptians deserve a financial experience as advanced as anything in the world.And today, we are proving it. K.ai marks the beginning of a new era in how Egyptians interact with their money." Nils Bachtler, Co-Founder & CEO of Klivvr, said: "True innovation in fintech is not just about launching new features, but about building products whose use blends naturally into people's daily lives. With K.ai, we are focusing on developing an experience that makes access to financial information and decision-making related to spending and purchasing easier and faster, in a way that aligns with the digital generation's lifestyle. This step reflects Klivvr's direction toward building financial services that are closer to the user and more capable of adapting to their changing needs." Omar Sherif, Co-Founder & CTO of Klivvr, said: "We built Klivvr from the ground up as a data-driven company because we always believed AI could play a real role in improving how people manage their money. With K.ai, customers can ask questions, understand their finances more clearly, and get instant visibility into their Klivvr account whenever they need it. Our goal is to create a banking experience that feels more personal, transparent, and genuinely useful in everyday life. I'm proud of the team behind K.ai for building something that pushes that vision forward." Klivvr provides innovative financial solutions that keep pace with the digital age's requirements and support financial inclusion. The company continuously works on developing its technical ecosystem to provide smart tools that give users greater control over their daily financial affairs. The FinTech hub is reinforcing its position as a central player in shaping the future of digital financial services.

FOUNDERSMEDIA

Sep 29th, 2024

Klivvr Introduces Family-Oriented Go Plus Product in Egypt

Klivvr introduces family-oriented Go Plus product in Egypt.

Klivvr

Junior Treasury Officer

About the job