C

Citi

Runs banking and payments for global clients

Python Developer

Full-TimeUpdated
$95.8k - $133.6k+ Incentive and retention awards
Entry
Bachelor's
New York, NY, USA
Hybrid
Software EngineeringFull-Stack Engineering

About the job

Requirements
  • A bachelor's degree in computer science, computer engineering, financial engineering, information systems, mathematics, or a related quantitative STEM discipline is required.
  • Hands-on experience coding in Python is required.
  • Experience with Python packaging and shared libraries such as Pandas and NumPy is required.
  • Experience implementing REST APIs in Python using a microframework such as Flask is required.
  • Proficiency in relational database concepts, such as PostgreSQL, Oracle, or SQL Server, and writing structured SQL queries is required.
  • Hands-on experience using generative AI tools, such as Copilot or LLM coding assistants, to accelerate coding, debugging, and test generation is required, along with the ability to critically review and validate AI outputs for accuracy and security.
  • A solid understanding of Git workflows, including branching, pull requests, and merge conflict resolution, and modern agile software development practices is required.
Responsibilities
  • Design, code, test, and maintain robust Python backend microservices and APIs and responsive web frontends, such as React, TypeScript, or Angular, supporting the Financing and Securitization front-office business.
  • Support business users on existing applications.
  • Partner with trading, structuring, and quantitative teams to deliver technology solutions on time while adhering to capital markets quality and compliance standards.
  • Use enterprise AI development tools, such as GitHub Copilot and internal LLM platforms, for rapid prototyping, automated unit test generation, code refactoring, and technical documentation.
  • Develop database queries, data ingestion pipelines, and analytical calculations for financial pricing, cash flows, and securitization workflows.
  • Participate in agile sprints, code reviews, and automated CI/CD build and deployment pipelines, such as Git and containerization.
  • Independently investigate, troubleshoot, and resolve application bugs, performance bottlenecks, and operational issues.
Desired Qualifications
  • A basic understanding of or interest in capital markets, fixed income, bond mathematics, mortgages, or structured/securitized products.
  • Exposure to containerization technologies such as Docker, OpenShift, or Kubernetes, or cloud development.

About the company

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Yahoo Finance
Nov 1st, 2026
Citigroup appoints ex-PwC executive James Flanagan to board and Audit Committee

Citigroup has appointed James Flanagan, a former PwC executive, to its board of directors and Audit Committee. He brings long experience in audit, risk, and operational restructuring. The bank has also hired several senior AI leaders, including recruits from large technology firms. It moved internal executives into new roles overseeing technology, AI governance, and wealth management execution. Almost 90% of Citi's staff already use AI tools to boost productivity. Investors will look to upcoming quarterly reports for AI metrics such as automation-driven expense trends and call handling times.

Yahoo Finance
Nov 1st, 2026
Citigroup card delinquencies beat fears, but 2029 forecasts hinge on $108.8B revenue

Citigroup said third-quarter credit card delinquency ratios were better than feared. That suggests consumer credit quality in its card portfolio held up despite inflation pressure on households. The bank also issued a run of senior unsecured and subordinated notes maturing between 2028 and 2046. It announced redemptions of notes due in 2026, which refreshes its debt stack. Analysts forecast revenue of $108.8 billion and earnings of $22.4 billion by 2029, up from current earnings of $17.9 billion. That assumes 9.3% yearly revenue growth. More optimistic analysts had pencilled in revenue of $112.8 billion and earnings of $25.2 billion before the bond issuance. Credit quality in US cards remains the key swing factor.

Yahoo Finance
Oct 28th, 2026
Citi's Sieg still backs private credit as BDC withdrawals hit 13% and wealth inflows reach $38B

Citi still recommends private credit to clients, said Andy Sieg, head of its wealth management unit, despite strain in the market. He told CNBC the bank treats private credit and private equity as long-term building blocks, not trades. Withdrawal requests at non-traded private credit funds run well above their typical 5% quarterly caps. At 11 of the 14 largest non-traded business development companies, requests averaged 13.0% in the third quarter, down from 13.9% in the second. Citi's wealth revenue rose 15% in the third quarter, its tenth straight quarter of growth. A record $38 billion in net new investment assets flowed in, mostly from existing clients. The International Monetary Fund has warned that private credit could amplify market stress.

Finimize
Oct 27th, 2026
Saudi Aramco Lines Up A $10 Billion Credit Facility

Bloomberg says the revolving loan could be priced at 60 basis points over SOFR, with lenders including HSBC, Citi, JPMorgan, and major Chinese banks.

Traders Union
Oct 26th, 2026
Blackstone unveils $63B Broadcom financing deal with BofA, Citi and Morgan Stanley

Blackstone has announced a $63 billion financing deal with Broadcom and a group of banks that includes Bank of America, Citi, and Morgan Stanley. Its shares edged higher on the day, trading at $119.06. The asset manager has a market value near $136.61 billion. Fifty of 93 analysts rate the stock a buy, with a median price target of $138, about 15.9% above the current level. Shares sit at support around $118.74 and trade below their 50-day and 200-day moving averages. A close above $125.04 would signal buyers are following through, while a drop below $118.74 would suggest the move is fading.