Bachelor of Arts BWL Dual Study - Insurance Banking Sales
About the job
- A university entrance qualification (Fachhochschulreife or Hochschulreife) with a good grade in mathematics is required; a completed vocational training program is also considered a good prerequisite.
- A valid driver's license is required at the start of the training program.
- Applicants currently studying may apply if they have decided they prefer a practice-oriented new challenge.
- Applicants should be curious and interested in consulting and business topics.
- Applicants must be motivated to learn new things.
- Work in a team at points of sale in branches of Volksbanken and Raiffeisenbanken while studying at the Saxony Cooperative State University or the Berlin School of Economics and Law.
- Learn the company's insurance and financial products and observe how consultations with real customers are conducted.
- Prepare for and follow up on customer consultations, create offers, and support the team with contract completions.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
Paid Vacation
Wellness Program
Mentorship Program
Training Programs